Business Details
23 Years
experience
Your Trusted Insurance Partner in St. Clair Shores, MI
Since our founding in 2003, DC Insurance Group has built upon a century-long legacy of providing tailored insurance solutions to residents and businesses throughout the Detroit Metropolitan area. As an independent agency, we leverage relationships with a diverse network of top-rated national and regional carriers to design customized coverage plans that align with our clients' unique needs and budgets. Our team of experienced Account Managers prioritizes personalized service, combining deep industry knowledge with a commitment to transparency and client education.We specialize in property and casualty insurance, homeowners and automobile coverage, and life insurance products, ensuring comprehensive protection for both personal and commercial clients. Our long-standing reputation for reliability and customer-centric service reflects our dedication to maintaining the highest standards of professionalism and ethical conduct in all our operations.
Services
Property Insurance
Casualty Insurance
Homeowners Insurance
Automobile Insurance
Life Insurance
Commercial Insurance
Details
- Year established: 2003
Highlights and features
- We offer over 100 years of combined insurance expertise through our team of qualified professionals
- Our team provides personalized service with access to multiple top-rated insurance carriers
- We specialize in matching clients with cost-effective, comprehensive coverage solutions
- Our agency maintains deep local market knowledge of Michigan insurance requirements
- We represent a broad spectrum of national and regional insurance companies for greater flexibility
Services
Property Insurance
Protect your real estate investments with comprehensive property insurance solutions. Our policies cover residential and commercial properties against physical damage, natural disasters, and liability risks while offering customizable deductibles and coverage limits. We work with multiple carriers to ensure optimal protection at competitive rates.
Casualty Insurance
Safeguard against financial losses from liability claims with our casualty insurance offerings. We provide coverage for bodily injury, property damage, and legal defense costs across personal and business applications. Our agents help clients navigate complex risk management requirements while maintaining compliance with state regulations.
Homeowners Insurance
Secure complete protection for your residence and personal assets through tailored homeowners policies. Our coverage options include structural protection, personal property replacement, liability coverage, and additional living expenses. We offer policies from multiple carriers to ensure customized solutions that match your home's specific needs.
Automobile Insurance
Protect your vehicles with comprehensive auto insurance policies designed for individual and commercial needs. Our offerings include liability coverage, collision protection, comprehensive coverage, and uninsured motorist protection. We help clients satisfy Michigan's mandatory insurance requirements while optimizing premium costs through competitive carrier comparisons.
Life Insurance
Ensure financial security for your loved ones with term and permanent life insurance solutions. We offer policies with customizable death benefits, cash value components, and conversion options. Our agents provide transparent comparisons between carriers to help clients select coverage that aligns with their estate planning and income replacement goals.
People
Mike Domzalski
Principal
With over 20 years in the insurance industry, Mike Domzalski brings extensive experience in risk management and client relations. As co-founder of DC Insurance Group, he specializes in commercial insurance solutions while maintaining a commitment to personalized service standards.
Luke Ciaramitaro
Principal
Co-founder Luke Ciaramitaro has dedicated his career to helping Michigan residents secure comprehensive insurance coverage. With three decades of insurance expertise, he focuses on building long-term client relationships and ensuring policyholders understand their coverage options.
Lena Landers
Account Manager
As an experienced Account Manager, Lena Landers specializes in residential insurance solutions. She assists clients with policy selection, claims processing, and coverage optimization while maintaining a focus on exceptional customer service and insurance education.
Lexi Ciaramitaro
Account Manager
Lexi Ciaramitaro provides personalized insurance guidance to both new and existing clients. Her expertise includes policy analysis, risk assessment, and connecting customers with coverage that matches their evolving protection needs across personal and business applications.
Michael Domzalski
Principal
Principal Michael Domzalski contributes his insurance industry expertise to DC Insurance Group's strategic direction. With decades of experience in commercial coverage solutions, he helps businesses protect their assets while maintaining compliance with industry-specific regulations.
Questions
How can I get an insurance quote?
Contact our St. Clair Shores office directly at 586-774-6400 to speak with an Account Manager who will help you compare policies from multiple carriers to find coverage that meets your needs.
What insurance products do you offer?
We provide property, casualty, homeowners, automobile, and life insurance for individuals plus commercial insurance solutions for businesses. Our independent agency offers policies from multiple carriers for comprehensive coverage options.
Why use an independent insurance agency?
As independent agents, we're not tied to any single insurer. This allows us to objectively compare policies from various carriers to find the most comprehensive protection at competitive premiums that align with your specific requirements.
How do you determine insurance rates?
Rates depend on factors like coverage limits, deductibles, policy type, and individual circumstances. Our agents work with multiple carriers to help you compare pricing options while explaining the specific factors that affect your insurance premiums.
What payment methods do you accept?
We accept major credit cards, electronic funds transfers, and check payments for premium coverage. Our team can explain available payment plans and discuss options for managing insurance costs over time.
How does the claims process work?
Contact our office when you need to file a claim. We'll guide you through the process with your insurance carrier, help submit necessary documentation, and work to ensure prompt resolution while advocating for your coverage rights.
Reviews (5)
Matthew Bejin
Aug 15, 2021
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I've been working with Mike and his team for a few years now, excellent value, excellent service. They are fast, responsive, and up-front. They have anticipated my needs based on life changes, and we've been saved because of the changes we made. I would highly recommend calling Mike Domzalski for your insurance needs!
Renee
Jun 25, 2021
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Wow. Called looking for a quote and no one responded. When I called back they told me they couldn't insure my house because it was cluttered (?) and didn't have a banister. Didn't bother to give me any info about auto. Nope. Don't give these people the time of day. Very unprofessional.
Jason Waechter
Nov 02, 2020
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As an attorney, I know if an agent does a good job writing insurance that helps and protects their clients. Mike and his team are probably the best I've seen. Listen to his advice and you will be protected. Thanks Mr. Domzalski!
Jenny L.
Jun 27, 2020
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I have been a customer of this insurance group for 5 years. Every payment they sought was always made on time. Recently, I called them because another insurance agency offered me better rates. I called them to say this and to request a discount given the challenges with the pandemic, as well. When I received a return call from the woman who worked at DC Insurance Group, she was extremely condescending and discouraging.
She also told what I believe is a lie. She said that there is no way they can provide or look into a discount. She used a stuck-up tone. And she also said that they have no control over the price, and that this is all decided by my mortgage company. I know that is 100% false because the mortgage company allows me a choice of which provider to use for insurance. So she basically lied to me to get me to stop asking for the assistance. I can't believe this is how they treat loyal customers who have paid on time for 5 years. I would be very careful before going with them if you are in the market for insurance.
She also told what I believe is a lie. She said that there is no way they can provide or look into a discount. She used a stuck-up tone. And she also said that they have no control over the price, and that this is all decided by my mortgage company. I know that is 100% false because the mortgage company allows me a choice of which provider to use for insurance. So she basically lied to me to get me to stop asking for the assistance. I can't believe this is how they treat loyal customers who have paid on time for 5 years. I would be very careful before going with them if you are in the market for insurance.
Mike Brooks
Feb 01, 2019
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After 5 years of being a loyal customer. I was canceled and had to find out in my own. then the office didn't reply and follow up as they promised. leaving me only days to find car insurance. Very personal when selling. not so when servicing it's customers!