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Business Details
46 Years
experience
Trusted Insurance Franchise Opportunities in Michigan
America One Insurance was founded in 1980 to empower entrepreneurial individuals and organizations seeking to establish independent insurance agencies. As one of Michigan's largest independent agency franchise organizations, we transitioned to a franchisee-owned model in 2000, creating a collaborative network of like-minded entrepreneurs. Our member-driven approach prioritizes financial stability, profitability, and strategic carrier partnerships to ensure agency success. We distribute 100% of carrier commissions and profit-sharing awards directly to member franchises.

Since 2011, our Emerging Agents Program has supported new and small agencies with training, carrier access, and licensing guidance. Our extensive carrier partnerships provide diverse insurance products, while our centralized support system helps members adapt to industry trends. With decades of experience and a focus on innovation, we enable agents to build sustainable businesses through shared resources and expertise. Our leadership team combines deep industry knowledge with a commitment to member growth and operational excellence.
Services
Franchise Opportunities Agent Support Carrier Access Training Programs Profit Sharing Licensing Guidance Market Access Business Development Network Partnerships Insurance Products
Details
  • Year established: 1980
Highlights and features
  • Established in 1980 with proven industry expertise
  • Member-owned organization since 2000
  • 100% commission distribution to franchisees
  • Emerging Agents Program for new producers
  • Extensive carrier network partnerships
Services
Franchise Opportunities
America One Insurance offers franchise opportunities for entrepreneurs seeking independent insurance agency ownership. Our model provides established systems, carrier access, and operational support. Members benefit from collective buying power and profit-sharing arrangements while maintaining local business autonomy.
Agent Support
Comprehensive agent support includes training programs, business development resources, and marketing assistance. Our network fosters collaboration while providing individualized guidance for franchisees at all growth stages. Members receive ongoing operational and technical support to enhance service delivery.
Carrier Access
We connect members with a broad spectrum of insurance carriers and products. This extensive network enables agents to offer diverse coverage options to clients. Strategic carrier relationships ensure competitive rates and comprehensive solutions for personal and commercial insurance needs.
Emerging Agents Program
Our Emerging Agents Program supports new producers through structured training, licensing guidance, and business development resources. Participants gain access to established carrier relationships and proven systems to build successful insurance practices from the ground up.
Profit Sharing
America One Insurance distributes 100% of carrier commissions and profit-sharing awards directly to member franchises. This transparent financial model ensures agents retain full value from their production while benefiting from collective network advantages and negotiated carrier incentives.
People
Cloyd Barnes
Co-Founder
Co-founded America One Insurance in 1979 with a vision to empower independent insurance agents through collaborative networks and expanded carrier access.
Robert Lecy
Co-Founder
Helped establish America One Insurance in 1979, focusing on creating sustainable business models for independent insurance professionals across Michigan.
Clayton Metz
Co-Founder
Contributed to America One Insurance's founding in 1979, developing systems to enhance independent agents' market competitiveness through shared resources.
Tony Thias
Co-Founder
Co-founded America One Insurance to provide independent agents with expanded underwriting resources and support services for long-term business success.
Questions
What franchise opportunities does America One Insurance offer?
We provide independent insurance agency franchises with comprehensive support, carrier access, and profit-sharing arrangements for Michigan-based entrepreneurs.
How does America One Insurance support new agents?
Our Emerging Agents Program offers training, licensing guidance, and business development resources to help new producers establish successful practices.
What insurance carriers do you work with?
We partner with major carriers like Nationwide, Safeco, and Travelers, providing members access to diverse personal and commercial insurance products.
Is America One Insurance member-owned?
Yes, since 2000 our franchisees have owned and operated the organization, maintaining financial transparency and shared decision-making.
How are profits distributed to members?
We distribute 100% of carrier commissions and profit-sharing awards directly to member franchises without retention.