Business Details
41 Years
experience
Lancer Insurance | Trusted Commercial Insurance Solutions
Founded in 1985, Lancer Insurance has evolved from specializing in bus insurance to becoming a leading provider of premier specialty insurance solutions for commercial transportation companies nationwide. As part of Core Specialty Insurance Holdings since 2021, we maintain a nationwide presence with local service, operating in all 50 states, Washington D.C., and Puerto Rico across offices in New York, Florida, Ohio, Texas, and Washington. Our commitment to client-centric service is reflected in our AM Best 'A (Excellent)' rating, which recognizes our financial strength and stability. We differentiate ourselves through a business philosophy centered on empathy, approachability, and technical expertise, with team members possessing deep knowledge of safety regulations and emerging technologies.Our expanded offerings now include commercial insurance for auto rental, limousine, motorcoach, vanpool, long-haul trucking, commercial explosives, and driving schools. The company's motto - 'The Difference is Our Attitude' - manifests in our proactive support, from helping clients address risk exposures to providing detailed inspection reports. While our scale has grown, we maintain the personalized attention that earned us recognition from industry professionals like Larry Rosenzweig of Rosenzweig Insurance Agency. Our history of 40+ years in the industry demonstrates enduring commitment to regulatory compliance, loss prevention resources, and innovative insurance solutions tailored to evolving market needs.
Services
Auto Rental
Commercial Driving Schools
Commercial Excess Automobile Liability
Commercial Explosives
Limousine
Long-Haul Trucking
Motorcoach
Vanpool
Details
- Year established: 1985
Highlights and features
- 40+ years of specialized experience in commercial transportation insurance
- AM Best financial strength rating of A (Excellent)
- Nationwide presence with local market understanding
- Industry-specific insurance products for 8+ transportation categories
- Personalized service approach with technical expertise
Associations and certifications
- AM Best A (Excellent)
What people say
Willing to listen
Clear inspection reports
Extensive knowledge
Personalized attention
Regulatory expertise
Services
Auto Rental
Specialized insurance coverage for auto rental businesses, addressing unique risks associated with vehicle leasing operations. Our policies protect against liability claims, property damage, and business interruption. With 40+ years of industry experience, we offer tailored solutions that meet federal and state regulatory requirements.
Limousine
Comprehensive insurance programs designed specifically for limousine operators. Coverage includes liability protection, vehicle damage, passenger safety, and regulatory compliance. Our expertise in transportation risk management helps operators maintain business continuity while meeting commercial insurance requirements.
Long-Haul Trucking
Customized insurance solutions for long-distance trucking operations, covering cargo liability, vehicle protection, and driver-related risks. Our policies support compliance with federal transportation regulations while safeguarding against potential financial losses from accidents or cargo claims.
Commercial Explosives
Specialty insurance for businesses handling explosives and hazardous materials. Our coverage addresses unique risks through comprehensive liability protection, storage facility insurance, and transportation risk management. Policies comply with strict safety regulations while providing financial security against potential incidents.
Motorcoach
Insurance programs tailored for motorcoach operators, covering commercial vehicles carrying large groups. Features include liability protection, passenger safety coverage, and regulatory compliance assistance. With decades of experience, we help operators maintain safe fleets while protecting their business interests.
People
Dave Delaney
Co-Founder
Co-founded Lancer Insurance in 1985 and continues to shape the company's customer-first philosophy. Brings extensive industry knowledge and a commitment to personal service through decades of insurance leadership.
Tim Delaney
Co-Founder
Jointly established Lancer Insurance with Dave Delaney in 1985. Contributes deep understanding of transportation insurance and maintains focus on delivering responsive service to policyholders across the country.
Questions
What commercial transportation insurance products do you offer?
We provide specialized insurance for auto rental, limousine, motorcoach, vanpool, long-haul trucking, commercial explosives, driving schools, and excess liability coverage.
What financial strength rating does Lancer Insurance hold?
Lancer Insurance maintains an AM Best financial strength rating of A (Excellent), reflecting our stability and reliability as an insurance provider.
How do I report a claim to Lancer Insurance?
Visit our Report a Claim page for detailed instructions or contact the appropriate department using phone numbers listed in our contact section.
What resources are available for policyholders?
Access our Business Resource Hub for regulatory updates, safety programs, and industry-specific tools including ELD compliance and natural disaster preparedness materials.
Where are Lancer Insurance offices located?
We operate from strategically located offices in New York, Florida, Ohio, Texas, and Washington, serving clients nationally across all 50 states.
Reviews (6)
Jim Homsi
Mar 19, 2022
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After 26 years with Lancer, due to Covid temporary shutdown. tried to renew I was told Lancer will not renew my policy.
Don Miguel Don Miguel Anton
Jan 21, 2022
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Beware: New Ventures trucking coverage, beware! Don't waste time requesting a quote, move onward. I submitted a request for a commercial long haul trucking quote for a client. They responded in less than 24 hours, not with a quote, but with info that should have been posted on their website in an effort to maintain "transparency." "Your company does not meet our Underwriting Guidelines -" * Age of Driver - Drivers must be at least 25 years or older. * This authority is new, that makes it a new venture. * With Lancer Insurance the Owner must be the driver for a New Venture policy. * With Lancer Insurance New Ventures are limited to only one driver(owner) and one tractor for the first year of the policy. __ Scratch this one off.who's next in line, hmmm?
Mohamed Ghali Mkabri
Jun 10, 2021
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If you have them and you need to get money from a different insurance company then they will be great. However, if you have insurance with them and someone who is insured by them hit your car while it was parked then they will try to not pay you and make you wait months before you get paid. From personal experience. Also business is still down and commercial vehicles are not been on the road for a while but they won't allow to lower liability to less than 1 million dollars and makes pay same premiums as if you are working which is crazy. Other companies are much easier to deal with and provide flexibility to help out business owners during this difficult time.
Ab El
Apr 10, 2021
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I had 3 trucks and trailer with this company for 1 full policy year. At the end of the policy I did not renew and found a cheaper policy else where and signed with the different company. LanceR is falsely claiming I renewed with them, even though I signed nothing and my broker even knew I didn't renew with LANCER. Now they are going after me with collections for $2500 when I never not pay my insurance in full day one of my policy year. AVOID THIS COMPANY AT ALL COSTS! Rates look good at first but they go after you in the long run. STAY AWAY!
Matthew Ritchie
Jan 15, 2021
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I've been with lancer with 2yrs now and about to renew my policy again. Me and my agent had some words about them not dropping my rates but I checked others and they were around the same cost. The difference is when I needed lancer to help with a flooded truck they didn't question it they paid it right away we got the truck repaired and it's still on road today. My truck is 15yrs old they want an inspection on it yearly now which don't bother me since we keep it up. I've found that after they gave me a renewal qoute they didn't raise it on me kept it fair. Loyalty to me is worth more then saving few dollars. Thanks lancer for being good to me and my company.
Robert McGhee
Dec 07, 2019
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Lancer Insurance Company is a Fraud at its greatest! They have no problem taking your premium or monthly payments but you better not have a claim because they are the worse at investigating and settling. In their eyes the owner and drivers are always at fault! Please take your business elsewhere because they may have affordable rates but it's because they don't have any intentions on paying any claims.
