Business Details
50+ Years
experience
Your Trusted Insurance Partner in St. Augustine
Founded in 1925, ThompsonBaker has served St. Augustine and surrounding areas with a commitment to personalized service and community engagement. Our team of experienced professionals specializes in commercial, personal, and employee benefits insurance, leveraging decades of combined expertise to tailor solutions for businesses and individuals. With a focus on transparency, ethical practices, and ongoing client education, we maintain strong relationships with leading carriers to ensure competitive pricing.Our dedication to civic and philanthropic initiatives reflects our belief in supporting the communities we serve. As a multi-generational agency, we combine deep local knowledge with modern risk management strategies to protect clients assets and futures.
Services
Commercial Insurance
Personal Insurance
Employee Benefits
Home Insurance
Auto Insurance
Flood Insurance
Umbrella Liability
Workers Compensation
Directors Liability
Builders Risk
Details
- Year established: 1925
Highlights and features
- We offer 99 years of localized insurance expertise in St. Augustine and surrounding areas.
- Our team holds professional designations including CIC, CRM, and CFP certifications.
- We provide annual policy reviews to ensure ongoing coverage adequacy.
- Our community involvement includes leadership roles in local civic organizations.
- We maintain partnerships with major insurance carriers for competitive pricing options.
What people say
Timely top-notch service
Knowledgeable and professional
Went above and beyond
Personalized customer support
Best possible coverage
Services
Commercial Insurance
Protect your commercial operations with tailored insurance solutions. We offer general liability, property coverage, workers compensation, and specialized policies for construction, healthcare, and professional services. Our team works with businesses of all sizes to mitigate risks and ensure compliance with industry regulations. Policies include builders risk, directors liability, and umbrella coverage options.
Home Insurance
Secure comprehensive coverage for primary residences, rental properties, and condominiums. Our HO3 policies protect against structural damage, personal liability claims, and loss of use. We offer flood insurance through the NFIP program and umbrella policies for enhanced liability protection. Customizable coverage options adapt to individual homeowners' unique needs and property values.
Employee Benefits
Develop competitive benefits packages to attract and retain top talent. We specialize in health, dental, vision, and life insurance plans for businesses with four or more employees. Additional offerings include disability coverage, retirement plans, and compliance assistance with federal regulations. Our consultants provide educational seminars and individual employee consultations.
Flood Insurance
Obtain essential flood protection through the National Flood Insurance Program. Required for properties in Special Flood Hazard Areas, these policies cover structural damage and personal property losses. We assist with policy placement for homeowners, businesses, and rental properties across Florida. Private flood insurance options are also available for high-value properties.
Auto Insurance
Protect personal and commercial vehicles with comprehensive auto insurance solutions. Policies cover liability, collision, and comprehensive damages while offering uninsured motorist protection. We provide coverage for standard vehicles, motorcycles, and RVs. Our agents help clients understand state requirements and select appropriate coverage limits.
People
Matt Baker
President and Chief Executive Officer
Second-generation insurance professional with 26 years of experience at ThompsonBaker. Leads commercial lines operations while maintaining certifications including CIC, CRM, and ARM-P. Active in local governance and healthcare organizations, he combines business leadership with community service.
Dan Alexander
Vice President
Commercial insurance specialist with 33 years of agency experience. Holds CIC designation and serves as continuing education instructor for community association managers. Active in professional associations and local civic groups, including past leadership roles in Rotary and Chamber of Commerce.
Alan Bratic
Employee Benefits Account Executive
Certified Financial Planner with 24 years of experience managing employee benefits programs. Earned Million Dollar Roundtable recognition and served as St. Augustine Kiwanis president. Focuses on health, retirement, and disability insurance solutions for Florida businesses.
James Guzman
Personal Insurance Account Manager
St. Augustine native with over 15 years of insurance experience. Holds 2-20 Property and Casualty license and specializes in personal lines coverage. Former sports radio announcer, he brings client-focused service and local market knowledge to homeowners and auto insurance needs.
Chelsea Bloom
Commercial Insurance Account Manager
MBA holder with eight years of commercial insurance experience. Certified as CIC and CISR professional, she specializes in property and casualty coverage for Florida businesses. Combines analytical skills with personalized service to address complex commercial risk management needs.
Questions
What types of business insurance do you offer?
We provide commercial property, general liability, workers compensation, directors liability, builders risk, and specialized industry coverage for construction, healthcare, and professional services sectors.
How do I select appropriate home insurance coverage?
Our agents assess rebuilding costs, personal property value, and liability risks while explaining replacement cost vs actual cash value policies to ensure comprehensive protection.
Do you offer flood insurance in Florida?
Yes, we provide both NFIP flood insurance and private market options to protect against Florida's specific water-related risks for residential and commercial properties.
Can you help with employee benefit packages?
We design customized health, dental, vision, disability, and retirement plans for businesses, including compliance assistance and annual open enrollment support.
Are you licensed to operate outside Florida?
While our office serves Florida residents, we can provide coverage options for properties and vehicles in other states through our carrier partnerships.
How does your claims process work?
For urgent claims, contact our office directly during business hours where we'll connect you to carrier representatives and assist with documentation requirements.
Videos
Reviews (7)
Kc Inspections
Nov 23, 2021
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It has been a pleasure working with Sherry P and the staff at Thompson Baker. They're knowledgeable, friendly and professional! For any insurance needs reach out to the Thompson Baker Agency.
Cynthia Barrancotto
Jan 15, 2021
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I recently worked with Ms. Tracy Trezza concerning flood and homeowners insurance for my home on Vilano Beach. Tracy very professionally and efficiently answered all my questions and took care of what needed to be done right away. I highly recommend Tracy, and ThompsonBaker, and I plan to continue my relationship with them in the future.
John Berry
Dec 26, 2020
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What a great experience with Tracy as my new insurance manager. She responded quickly with any questions that I had and followed up on every detail. She wanted to make sure that it was done properly, efficiently and at the best price. What a pleasant change from another well-known Local Company where customer service means order taking with no objections. If my experience with Tracy is an indication of how this company operates, I will certainly be a lifelong customer. I highly recommend the Thompson Baker agency
Susan F.
Aug 21, 2020
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Thompson Baker has been our insurance company for over 10 years. They have always been professional and respond to any of our questions in a timely manner. We highly recommend them.
Jonathan Lau
May 20, 2020
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I have the pleasure of working with Paula Poulin at Thompson Baker. She is prompt and clear with her communication. She takes time to understand my current a future circumstances to create insurance policies and strategies for me. In addition I shopped around and the rates I received were very competitive. For all of our purchases in FL we will be working with Paula. Her customer obsession and experience is refreshing.
Stephanie Cook
Apr 27, 2020
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I worked with Tracy on an auto insurance policy and had a fabulous experience! She was friendly, prompt, professional and made the experience a smooth and quick one. She was patient with my questions and concerns and made herself readily available via email and phone throughout the process. I couldn't have asked for a better broker and she left me feeling confident in the policy she worked out for me. I couldn't have asked for a better experience and would absolutely recommend Thompson Baker and Tracy for any insurance needs.
Alice Howard
Feb 13, 2020
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We have been with this agency since 1996 and athough there has been a great deal of staff turnover who handled our account, we had our best experience, to date, today with Paula Poulin. She was on time, well prepared, and very knowledgeable as to our insurance needs. Her explanations of benefits helped us to better understand our policies and coverage. We highly recommend her and Thompson Baker. Paula Poulin is the best! She responds in a very timely fashion to every question and request. Her help is invaluable and her knowledge of the industry is outstanding!