Business Details
Trusted Insurance Brokerage & Risk Management in Montgomery, AL
The Cone is an independent insurance agency built around one simple goal: finding the best available solutions to minimize the risks of our clients. With over 150 years of combined experience, we specialize in commercial insurance, real estate insurance, personal lines, and risk management solutions tailored to industries including manufacturing, retail, municipalities, and the billboard sector. Our in-house Loss Control and Claims Division ensures prompt service, while our relationships with top-tier carriers allow us to deliver comprehensive coverage.We prioritize understanding our clients' unique exposures to design programs that protect their assets, employees, and bottom line. Our commitment to innovation is evident in streamlined processes like our 2-minute billboard insurance application and 24-hour quote turnaround. We serve clients across all 50 states, with a focus on the Southeast and Midwest, and maintain a reputation for cost savings, improved coverage, and exceptional client advocacy during claims resolution.
Services
Commercial Insurance
Real Estate Insurance
Personal Insurance
Claims Advocacy
Loss Control Services
Highlights and features
- We offer 150+ years of combined insurance expertise across diverse industries.
- Our in-house Loss Control and Claims Division expedites claim resolution.
- We provide tailored coverage solutions for niche sectors like billboard operations.
- We maintain relationships with A(+5) rated insurance carriers for reliable coverage.
- Our streamlined quoting process delivers detailed quotes within 24 business hours.
What people say
Saved thousands of premium dollars
Improved coverage
Easy to work with
Prompt claim processing
Industry expertise
Services
Commercial Insurance
We provide comprehensive commercial insurance programs tailored to industries like manufacturing, retail, and municipalities. Our solutions include property, liability, workers' compensation, and cyber liability coverage through partnerships with top-rated carriers. Our expertise ensures protection against risks such as regulatory compliance, supply chain disruptions, and employment practices claims.
Real Estate Insurance
Our real estate insurance specializes in multifamily housing with coverage for 70,000+ units across the Southeast and Midwest. We offer replacement cost policies, rental income protection, and enhanced coverage for risks like sewer backups and wind damage. Our licensed agents deliver customized solutions for property managers and developers nationwide.
Claims Advocacy
Our in-house claims team expedites resolution by coordinating with carriers and attending claim scenes to mitigate losses. We prioritize clear communication and timely settlements, ensuring minimal disruption to clients' operations while navigating complex insurance claims processes.
Loss Control Services
We conduct safety audits, develop training programs, and create loss prevention strategies tailored to clients' industries. Services include OSHA compliance training, mock DOT audits, and hazard-specific safety plans to reduce incidents and improve workplace safety performance.
Billboard Insurance
Our specialized billboard insurance offers tailored policies with coverage for property damage, business income loss, and umbrella liability. The streamlined 2-minute application process and 24-hour quote turnaround provide cost-effective solutions for owners in the out-of-home advertising industry.
People
Matt Cone
Vice President
Matt Cone leads commercial insurance solutions with decades of experience in risk management. He specializes in crafting coverage programs for complex industries while maintaining a client-centric approach to service delivery.
Brian Cone
VP - Middle Markets
Brian Cone focuses on middle market insurance solutions, leveraging industry expertise to design cost-effective programs. He manages relationships with carriers and clients to ensure optimal coverage and service quality.
Questions
What industries does The Cone Company specialize in?
We specialize in manufacturing, retail, municipalities, billboard operations, multifamily real estate, and homeowners associations. Our expertise extends to niche sectors requiring tailored risk management solutions.
How quickly can I get a quote for billboard insurance?
Our streamlined process delivers detailed quotes within 24 hours after submitting a 2-minute application for billboard insurance policies.
Do you offer insurance services outside Alabama?
Yes, we operate nationwide with a focus on the Southeast and Midwest regions, licensed in all 50 states to serve diverse client locations.
What loss control services are available?
We provide safety audits, OSHA training, mock DOT audits, and customized risk reduction plans to help clients minimize workplace incidents and insurance claims.
How does your claims advocacy work?
Our team attends claim scenes, coordinates with carriers, and ensures timely settlements while minimizing business disruption through proactive communication and resolution strategies.
Reviews (1)
Rob T.
Jun 07, 2018
Report
This company is happy to take your money and then provide no customer service afterwards. Be advised that they do not use basic software that many insurance agents use to monitor their clients payment histories. They are not legally required to do this but know that you are totally on your own. Most insurance agents and agencies will actively monitor your payment history and notify you if you miss a payment or are late. I would recommend finding a different agency.
