Cowan Insurance

Our homeowners insurance protects your property with customizable policies covering structural damage, personal belongings, and liability. We offer competitive rates through partnerships with Mercury Insurance and other state-approved providers. Our local experts help you navigate coverage options to ensure your home in Southern California is fully protected against common risks.

We provide comprehensive auto insurance solutions for individual and commercial fleets, including liability, collision, and uninsured motorist coverage. Our Mercury Insurance partnership ensures competitive premiums while maintaining high-quality protection. Our team assists with policy customization to match your driving habits and vehicle value, ensuring optimal coverage at affordable rates.

Our commercial insurance packages protect businesses with property, liability, and specialized coverage options tailored to industry-specific risks. We serve diverse sectors including retail, manufacturing, and professional services across Southern California. Our advisors work closely with clients to develop scalable policies that adapt to evolving business needs while maintaining cost efficiency.

Business Owners Policies combine essential coverages like property, liability, and business interruption into one comprehensive package. We help small to mid-sized businesses in Los Alamitos and surrounding areas secure customized BOP plans that protect against common operational risks. Our approach balances thorough protection with cost-effective solutions to support long-term business stability.

Our renters insurance policies protect personal belongings and provide liability coverage for tenants in apartments or leased properties. We offer affordable plans with flexible options to suit different living situations across Southern California. Our team ensures clear policy terms and quick claims processing to give renters peace of mind without compromising on protection quality.

We provide homeowners, auto, renters, commercial fleet, and business owners insurance policies tailored to Southern California residents and businesses.

Yes, we provide 24-hour claims assistance for urgent situations while maintaining regular office hours Monday-Friday 8AM-5PM.

Yes, we're a California-licensed insurance agency with License #0580057, serving local communities since 1972.

Request a free online quote through our website or call us at 877-732-6926 for personalized assistance.

We serve Buena Park, Cerritos, Long Beach, Rossmoor, Seal Beach, and surrounding Southern California communities.

Stacey Romney dont use this lady for anything related to your insurance. she doesnt do her due deligence and will like ger sued personally by me if this keeps up. i contacted her last year about her approving insurance for her client using that was using my home address as her business address. never mer this lady and she has never lived at my home. stacey never checked to confirm if this address was where her client lived let alone worked out of. so what do you i got in the mail this year? yup another insurance approved by stacey for her client using my address again on the policy. stacey said she would make sure this doesnt happened again.last year when i called her and her i am again having to waste my time fixing her incompetence once again. if this keeps up i will personal sue her and that office for putting me at risk for asome elses potential future claim. her client Marcela Gallo policy # 648232782

After many years of being a loyal customer the owner Lee Cowan treated us extremely poorly. My parents used her for many years and once I needed to have a policy through her the rates were through the roof and she flat out told me that she did not like me over the phone. She said I had too many cars and always was complaining when I had to make any changes. Now I have switched to Allco Fullerton insurance and still insured with Mercury with much better rates and service.

Its important that you put your business in places where you can trust the people that are working with you. I always felt like I was a bother to Lee. She is the owner and brags about how long she has been in business.if so show some professionalism!

I love, love, love Cowan Insurance. Lee and Blair are professional, helpful and friendly. It's truly a pleasure doing business with them.