
We have a sense of teamwork and professionalism like no other, providing our clients with a well-trained and compassionate team of agents to ensure that their insurance needs are met.
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At HRBC, we're proud to have been helping people in our community since 2005. We have a sense of teamwork and professionalism like no other, providing our clients with a well-trained and compassionate team of agents to ensure that their insurance needs are met. Beginning with our founder, Henry Romero, we all work in a principled and intentional manner.
Medicare
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Medicare is health insurance for people 65 or older. You're first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig's disease). Original Medicare is a fee-for-service health insurance program that has 2 parts: Part A and Part B.
Group
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Building a successful business is not easy. Combine that with the added headache of finding affordable, quality health insurance for your employees. Whether you're just starting out, or own a small business with multiple employees, you're going to need assistance in securing health care coverage. Going into business for yourself can be risky, but not having insurance for yourself, your family, or employees can be even more risky. Small business owners that recognize that an employer-sponsored health plan is one benefit that is truly valued by its employees.
Covered CA
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What is Covered California? The Covered California Health Exchange is the government agency offering subsidized Obamacare plans. This Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act ("ACA"). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange.California chose to create their own exchange: "Covered California."
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