Business Details
33 Years
experience
Your Trusted Insurance Partner in Redding, CA
Founded in 1993 through the merger of Curtis Byron and Bob Reed, our agency was built on the principle of preserving personalized service in an evolving insurance landscape. With over 75 years of combined experience insuring Northern California businesses and residents, we offer tailored coverage solutions across personal and commercial lines. Our team of 5 agents and 3 licensed customer service representatives works with over 50 top-rated insurers to secure competitive pricing and comprehensive protection. We prioritize direct client access, handling claims locally through our knowledgeable staff rather than distant call centers.Our 200+ years of collective regional expertise ensures deep understanding of local risk profiles and insurance needs. We maintain physical offices for in-person consultations while leveraging technology for efficient policy management. Our commitment to transparency includes detailed policy comparisons and clear explanations of coverage options. We exclusively partner with established insurers with proven claims-paying histories, avoiding transient market entrants. Our operational model balances modern efficiency with traditional service values, ensuring clients receive both competitive pricing and personalized attention.
Services
Home Insurance
Auto Insurance
Commercial Liability
Surety Bonds
Workers Compensation
Group Medical/Health
Professional Liability
Commercial Auto
Auto Dealer Insurance
Life Insurance
Details
- Year established: 1993
Highlights and features
- We offer 75+ years of Northern California insurance experience
- Our team provides 24/7 personalized customer support
- We work exclusively with established, top-rated insurance carriers
- We handle all insurance needs through one convenient contact
- Our staff has 200+ years of combined local market knowledge
Services
Home Insurance
Protect your Northern California home with customized policies from top-rated insurers. We offer comprehensive coverage options including dwelling protection, personal property coverage, and liability safeguards. Our agents compare multiple carriers to find optimal price-to-coverage ratios while ensuring adequate protection for local property risks.
Commercial Liability
Secure tailored liability coverage for Northern California businesses across 50+ industries. Our solutions protect against property damage, bodily injury, and legal defense costs. We specialize in matching business-specific risks with appropriate coverage limits through our network of premier commercial insurers.
Auto Insurance
Get competitive auto insurance rates with customized coverage options for personal and commercial vehicles. We offer liability, collision, comprehensive, and uninsured motorist protections. Our agents explain coverage nuances to ensure informed decisions about deductibles, limits, and policy features.
Surety Bonds
Obtain required surety bonds for contracting, licensing, and legal obligations. We provide bid bonds, performance bonds, and payment bonds through trusted carriers. Our team explains bond requirements and helps secure competitive rates based on individual credit profiles and project specifications.
Workers Compensation
Secure mandatory workers' compensation coverage for California businesses with tailored policies that protect employees and employers. We offer claims management support and safety program guidance through our specialized commercial insurance partners while ensuring compliance with state regulations.
People
Curtis Byron
Agent
With decades of Northern California insurance experience, Curtis specializes in commercial risk management and business insurance solutions for local enterprises.
Bob Reed
Agent
A Mt. Shasta-based agent with extensive personal lines expertise, Bob focuses on home and auto insurance solutions tailored to Northern California residents.
Ralph Amero
Agent
Ralph provides specialized surety bond services and commercial liability coverage solutions to businesses across Northern California's diverse industries.
Kathy McIntosh
Customer Service Representative
Kathy supports policyholders with claims processing, coverage questions, and policy modifications, leveraging her 15+ years of insurance service experience.
Gregg Green
Agent
Gregg specializes in personal umbrella policies and high-net-worth insurance solutions, protecting clients against catastrophic liability exposures.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life) and commercial insurance (liability, workers compensation, commercial auto) for Northern California residents and businesses.
How do you ensure competitive pricing?
We shop your coverage needs across 50+ top-rated insurers to find optimal price-to-coverage ratios while maintaining personalized service.
How are insurance claims handled?
Local agents manage claims directly with insurers, providing personalized support and expediting resolution through our established carrier relationships.
Do you serve areas outside Redding?
We primarily serve Northern California, including Mt. Shasta and surrounding communities, with physical office locations for in-person service.
What distinguishes your agency?
Our combination of local expertise (200+ years collective experience), exclusive top-tier carrier partnerships, and dedicated personal service sets us apart.
