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Bravera Bank Bravera Bank
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Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Banking Solutions
Bravera Bank has been rooted in the communities of North Dakota, Montana, and Minnesota since 1906, offering comprehensive financial solutions through its integrated services in personal, business, and agricultural banking. Our commitment to local expertise and personalized service ensures clients receive tailored solutions for checking, savings, loans, mortgages, and wealth management. With 35 locations across 29 communities, we combine traditional banking values with modern digital tools like mobile banking and contactless payments to meet evolving customer needs. Our team of experienced professionals provides guidance on retirement planning, estate management, and investment strategies through Bravera Wealth, while Bravera Insurance offers customized coverage for personal and commercial risks.

We prioritize community impact through initiatives like the Daylis Stadium renovation pledge and support for local agriculture through specialized AgriChecking accounts. Our FDIC-insured services are backed by a legacy of trust, transparency, and a focus on long-term customer relationships that extend beyond standard financial transactions.
Services
Checking Accounts Personal Loans Mortgage Services Business Insurance Wealth Management
Details
  • Year established: 1906
Highlights and features
  • We offer localized decision-making with over 100 years of community banking experience.
  • Our integrated services span banking, insurance, and wealth management under one umbrella.
  • We provide specialized agricultural financial solutions tailored to farming and ranching needs.
  • Our digital tools include mobile banking apps and contactless payment options for modern convenience.
  • We maintain physical branches in 29 communities for personalized in-person service.
Associations and certifications
  • FDIC
Update Listing
Services
Personal Checking Accounts
Our personal checking accounts provide flexible financial management solutions for everyday needs. With options like Community Rewards checking and digital tools including mobile banking apps, we help individuals track spending, pay bills, and build financial stability. Local branch support ensures personalized guidance for account management and financial planning.
Business Loans
We offer tailored business loan programs to support company growth from startup to expansion. Our local decision-makers provide competitive rates for equipment purchases, operational capital, and commercial real estate investments. Digital tools streamline applications while in-person consultations ensure customized financing solutions aligned with business objectives.
Mortgage Services
Our mortgage services cater to first-time buyers, refinancers, and downsizers with various loan programs. Local underwriting teams provide personalized rate assessments and guidance through the home buying process. We offer fixed and adjustable-rate mortgages with support for down payment assistance programs and property insurance integration.
Wealth Management
Bravera Wealth provides comprehensive retirement planning, estate management, and investment advisory services. Our professionals create customized strategies using tools like trust services and tax planning resources. We partner with Osaic Wealth for access to diverse investment products while maintaining local fiduciary oversight and personalized client relationships.
Agricultural Banking
Our AgriChecking accounts and agricultural loans address unique farming and ranching financial needs. Services include succession planning, crop insurance, and mineral rights management. Local experts understand regional agricultural challenges and provide specialized credit solutions for equipment purchases, land acquisitions, and operational cash flow requirements.
Questions
How do I open a checking account with Bravera Bank?
You can open a checking account online through our secure portal or visit any of our 35 branch locations for in-person assistance with account setup and documentation.
What loan options are available for small businesses?
We offer term loans, lines of credit, equipment financing, and SBA loans with competitive rates, supported by local underwriting decisions and personalized repayment terms.
Do you provide mortgage loans for first-time homebuyers?
Yes, we offer specialized mortgage programs for first-time buyers including down payment assistance guidance and educational resources for the home purchasing process.
How can I access my insurance policy information?
Our mobile app allows policyholders to view documents, request changes, and access ID cards for auto, home, and commercial insurance policies issued through Bravera Insurance.
What investment services does Bravera Wealth offer?
We provide retirement planning, trust services, tax strategies, and portfolio management through partnerships with Osaic Wealth, combining national resources with local advisory relationships.
Reviews (4)
Daniel Martin
Jun 26, 2021 Report
Fantastic company over all. They have the small bank feel by providing personal service, but have large bank amenities like an up-to-date mobile app.
Kari Pollert
Dec 31, 2020 Report
The bankers at this bank are very friendly and attentive. The branch has been recently remodeled and feels very modern.
Keith V.
Mar 19, 2020 Report
Worst experience I have ever had with a bank, and I am a 20+ yr banker myself. My father passed away in January 2020 and this operation was heartless, didn't provide any empathy or suggest that they cared one way or another as to what I was attempting to navigate with regard to the estate process. Management used any method possible to make things difficult for me. I am thankful I requested the account closed and am able to use my bank where the community banking relationship still exists. Perhaps Prairie Mountain Bank could take a lesson from other community bankers in Montana; we don't have to operate like metro area banks, especially in time of death and loss.
The Zorz
Mar 11, 2019 Report
The bankers at this bank are extremely unprofessional and have zero regard for peoples time. They are also heavily invested in local cronyism and playing favorites. With all the banks in the area, I strongly suggest going somewhere else.