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18 Years
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Emergency
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Your Trusted Insurance Partner in Florence, KY
Rollins Insurance has been an independent insurance agency since 2008, dedicated to providing clients with the best prices and comprehensive coverage possible. We represent multiple A-rated insurance companies to ensure competitive rate packages for residents across Kentucky, Ohio, Tennessee, and Indiana. Our family-owned business specializes in personalized auto, homeowners, life, and health insurance solutions, addressing common issues of under-insurance and overpayment.

With a focus on needs-based services, we combine decades of industry experience with a commitment to client advocacy, particularly during claims processes. Our team prioritizes transparency, accessibility, and long-term client relationships, offering 24/7 emergency support and educational resources to help clients make informed insurance decisions.
Services
Auto Insurance Home Insurance Life Insurance Health Insurance Renters Insurance Flood Insurance Motorcycle Insurance RV Insurance Collector Vehicles Personal Liability Umbrellas
Details
  • Year established: 2008
Highlights and features
  • We have been providing personalized insurance solutions since 2008.
  • Our agency represents multiple A-rated insurance carriers for competitive rates.
  • We specialize in needs-based insurance planning to avoid under-insurance.
  • Our family-owned business offers 24/7 emergency claims support.
  • We provide educational resources to help clients understand policy details.
What people say
Best prices with coverage Responsive claims process Knowledgeable agents Personalized solutions 24/7 emergency support
Services
Auto Insurance
We offer comprehensive auto insurance policies tailored to individual driving needs. Our coverage includes liability protection, collision and comprehensive coverage, uninsured motorist protection, and optional add-ons like gap insurance. Clients benefit from competitive rates through partnerships with multiple A-rated carriers, ensuring customized solutions for personal and business use vehicles.
Home Insurance
Our homeowners insurance provides financial security for residential properties against common risks like fire, theft, and natural disasters. Policies cover structural damage, personal belongings, liability claims, and additional living expenses during repairs. We specialize in customized coverage for single-family homes, multi-family units, condos, and mobile homes, with optional flood and jewelry insurance endorsements.
Life Insurance
We provide term life, whole life, universal life, and annuity products to protect families financially. Our policies offer death benefits for final expenses, income replacement, and estate planning. Clients receive guidance on appropriate coverage amounts and policy structures, including non-medical options and group life insurance for businesses.
Health Insurance
Our health insurance solutions include individual and group medical plans, long-term care insurance, and disability coverage. We help clients navigate options for comprehensive healthcare protection, including marketplace plans and employer-sponsored policies. Our agents provide comparative analyses to ensure clients receive cost-effective coverage matching their medical needs.
Renters Insurance
We offer renters insurance policies that protect personal belongings and provide liability coverage for apartment and home renters. Coverage includes damage from fire, theft, and water leaks, along with temporary housing expenses during displacement. Our agents educate clients on the importance of renters insurance, emphasizing that landlord policies typically don't cover tenant possessions.
People
Tony R. Rollins
President/Agent
With over 15 years in insurance, Tony leads our agency with expertise in risk management and policy customization, ensuring clients receive optimal coverage solutions.
Charlie P. Rollins
Office Manager/Agent
Charlie combines operational oversight with client service, specializing in policy administration and claims coordination to maintain our agency's efficiency and client satisfaction.
Kimberly A. Rollins
CPA/Agent
As a certified public accountant, Kimberly provides financial expertise in insurance planning, helping clients optimize coverage while maintaining cost-effectiveness and tax-efficient strategies.
Ashley N. Dorsey
Agent
Ashley specializes in personal lines insurance, focusing on auto and home policies while delivering personalized service to new and existing clients across our service areas.
Nicole R. Scheid
Agent
Nicole provides comprehensive insurance solutions, with expertise in life and health insurance products, ensuring clients receive tailored protection for their unique circumstances.
Questions
How do I get a free insurance quote?
Request a quote online or call (859) 781-7283 to speak with an agent who will assess your needs and provide competitive rate comparisons.
What types of insurance do you offer?
We provide auto, home, life, health, renters, flood, motorcycle, RV, and collector vehicle insurance, along with personal liability umbrellas and annuities.
Do you handle insurance claims?
Yes, we advocate for clients throughout the claims process, offering 24/7 emergency support and after-hours assistance for urgent claims situations.
Are you available outside regular business hours?
Our agents provide 24/7 emergency claim support through dedicated after-hours phone lines for urgent client needs.
How can I lower my insurance premiums?
Bundling policies, maintaining good credit, and qualifying for multi-policy discounts can help reduce premiums while maintaining comprehensive coverage.
Do you serve commercial clients?
Yes, we offer business insurance solutions including commercial auto, property coverage, and key man life insurance policies for small to mid-sized businesses.
Videos
Reviews (5)
Whitney R.
Feb 22, 2022 Report
Rollins Insurance always gives great customer service. They are able to quote through different carriers in order to insure the best rates and coverage. Charlie is an excellent agent who does a thorough job when quoting and servicing accounts. I highly recommend the Rollins Insurance team.
Jan Mullikin
Feb 21, 2022 Report
I've been very pleased with Rollins insurance. They shopped and got the right company for my 'senior' needs. Charlie helped me originally but anytime I have a question, I can call and usually talk to Sami. I have my home and auto with them and was very happy they barely went up over the past 4 years. You can call yearly and ask them to check to make sure it's all good, still.
Charles
Feb 19, 2022 Report
Rollins Insurance has been amazing to deal with. Charlie and his team are very responsive and knowledgeable while providing exceptional service and rates. They reviewed my previous coverage and also made recommendations to properly protect myself with better coverage. Highly recommend!
Edward Horgan
Feb 09, 2022 Report
For years I have dealt with different types of companies that treat you like gold from that first initial phone call. They promise to always treat you like "family" they promise to always be there when you need them. Too many times after you have signed on the dotted line those promises are proven to be just another punch line to get you in the door. Not with Rollins Insurance. From day 1 they have always been there to answer my calls along with emails.

I never get the "too busy to deal with you" attitude. They are always very eager, happy and quick to respond to any and all my insurance needs. I will always cherish the men and women of Rollins Insurance. They have restored my faith in how customer service should be.
Sara
Feb 06, 2022 Report
Sara and the rest of the team are top notch! Sara does a wonderful job of understanding our needs so that she can provide the best rate for us at the coverages we need. She explains our insurance coverage in a way that is easy to understand and makes sure that we see the value in what she is providing us. Rollins Insurance has access to a number of preferred insurance companies so she's able to find the right market for all of her clients.

When I need to call in the office for a billing question or policy change, someone always answers! No long hold times, no being sent to voicemail and waiting a long time for a call back. Thanks for always looking out for us!