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PC&L Agency, Inc. is a large, well respected, rapidly growing general insurance agency with three locations in South Carolina specializing in coastal homeowners insurance, personal and commercial insurance services and workers' compensation insurance. PC&L Agency is a proven leader among Hilton Head, Bluffton, and Charleston SC insurance companies.

PC&L Agency, Inc. has a wealth of experience in providing personal protection for its clients. This includes personal insurance such as Auto, Homeowners, Umbrella Liability, Boats, Jewelry, as well as commercial insurance such as Business Auto Insurance, Liability Insurance, and Workers Compensation Insurance.
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From the Ocean to the Foothills and beyond, PC&L has the experience and presence to assist you with almost any insurance need. Experience is key in our industry. PC&L employs several former underwriters in house. This gives us a distinct advantage. Our folks know our markets, and can help make your insurance shopping experience more enjoyable.
Insurance Solutions
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PC&L Agency, Inc. has been providing insurance protection for clients, including personal insurance, commercial insurance, and beyond, for over a decade. PC&L Agency, Inc. has a wealth of experience in providing personal protection for its clients, including auto, homeowners, boats, belongings and more.
Personal Insurance
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PC&L Agency, Inc. has a wealth of experience in providing personal protection for its clients, including auto, homeowners, boats, belongings and more. PC&L Agency, Inc. has a wealth of experience in providing personal protection for its clients. Included are Auto, Homeowners, Umbrella Liability, Boats, Jewelry and much more.
Auto Insurance
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PC&L offers reliable and affordable coverage for your auto insurance needs, including protection for your car, passengers, as well as any third parties involved. Auto insurance can be very expensive when the wrong coverage is purchased. We take great pains to market each client's policy with a number of insurance companies to find the best fit for the client.
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