Business Details
31 Years
experience
Your Trusted Insurance Partner in Grain Valley, MO
With a legacy dating back to the mid-1990s, Combined Insurance Service has established itself as a trusted provider of property and casualty insurance solutions. Our expertise lies in delivering tailored insurance products for businesses through niche commercial offerings while maintaining traditional personal home and auto insurance services. We distinguish ourselves by annually or semi-annually remarketing policies through a network of over 15 independent insurance providers across North America, ensuring competitive rates for our clients.Our commitment extends beyond transactional relationshipswe prioritize consumer education, personalized attention, and long-term partnerships. By blending hands-on experience with continuous industry education, we provide comprehensive risk management solutions that align with evolving client needs. Our community involvement and dedication to local non-profits further demonstrate our values-driven approach to insurance services.
Services
Property Insurance
Life Insurance
Business Insurance
Commercial Auto
Farm Coverage
Event Insurance
Workers Compensation
Home Insurance
Motorcycle Insurance
Surety Bonds
Details
- Year established: 1995
Highlights and features
- We offer over 25 years of experience in property and casualty insurance.
- Our team provides personalized coverage tailored to individual business needs.
- We maintain a 4.8 Google review rating from satisfied clients.
- Our annual policy remarketing ensures competitive rates from 15+ providers.
- We combine small-company personalization with big-company industry expertise.
What people say
Excellent customer service
Prompt issue resolution
Competitive rates
Personalized attention
Professional team
Services
Property Insurance
Our property insurance solutions protect residential and commercial assets against damage from fire, weather events, and other covered perils. We offer customizable policies for homeowners, landlords, and business owners across multiple states. Our team ensures comprehensive protection while maintaining competitive pricing through our network of trusted carriers.
Business Insurance
We provide tailored business insurance packages including liability coverage, property protection, and specialized commercial products. Our solutions address unique industry risks for contractors, manufacturers, and service providers. We work closely with business owners to create comprehensive risk management strategies that protect operations and assets.
Farm Coverage
Our farm insurance solutions protect agricultural operations including crop production, livestock, and equipment. We offer coverage for farm property, liability, and specialized agricultural risks. Our team understands the unique needs of farmers and ranchers, providing customized protection for various farming operations across multiple states.
Workers Compensation
We provide workers' compensation insurance that protects businesses and employees from work-related injuries and illnesses. Our policies meet state requirements while offering comprehensive coverage for medical expenses and lost wages. We serve diverse industries including construction, manufacturing, and agricultural operations.
Surety Bonds
Our surety bond services protect businesses and clients through various bonding requirements. We offer performance bonds, payment bonds, and other surety solutions for construction projects and contractual obligations. Our team helps clients navigate bonding requirements while ensuring compliance with industry standards.
People
David Dale
Team Member
Active community participant with a focus on local non-profits. Serves as Membership Development Chairman for Boys and Girls Club of Greater Kansas City. Provides personalized insurance solutions with over 20 years of industry experience.
Harley Keith
Insurance Agent
Experienced insurance professional specializing in commercial risk management. Known for exceptional client service and expertise in remarketing policies to secure competitive rates. Maintains active involvement in client education initiatives.
Jeff Landes
Insurance Specialist
Dedicated insurance specialist with focus on personal lines coverage. Committed to providing tailored solutions for home and auto insurance needs. Recognized for prompt response times and thorough client consultations.
Dannon Coleman
Risk Advisor
Experienced risk advisor specializing in commercial insurance solutions. Focuses on construction, manufacturing, and agricultural sectors. Provides comprehensive risk assessments and customized coverage strategies for business clients.
Sam
Insurance Agent
Client-focused insurance agent known for fast, thorough service. Specializes in personal insurance products including home, auto, and life coverage. Recognized for exceptional customer service and policy comparisons.
Questions
What types of insurance do you offer?
We provide property and casualty insurance for individuals and businesses, including home, auto, commercial, farm, and specialized coverage options.
Do you serve clients outside Missouri?
Yes, we offer insurance solutions in Texas, Florida, Colorado, Kansas, and Arizona while maintaining local service standards.
How do you help clients get competitive rates?
We annually or semi-annually remarket your policies through a network of 15+ independent insurance providers to ensure competitive pricing.
What sets your agency apart from others?
We combine small-company personalization with big-company expertise, focusing on consumer education and tailored risk management solutions.
Can you help with specialized business insurance needs?
Yes, we offer niche commercial products and specialized coverage for construction, manufacturing, agriculture, and other industries.
How quickly can I get insurance coverage?
Many clients receive coverage within hours through our streamlined process while ensuring comprehensive policy comparisons.
Reviews (4)
T. L.
May 11, 2022
Report
Lilly was great to work with and has been as attentive to our needs. A recent move, and changes in auto coverage recently as she has seen to it all, really on top of it.
Anthony Osborn
Apr 27, 2022
Report
I saved a ton and was helped by some of the most thoughtful, professional people I've ever worked with. Great experience I will be recommending the family and friends who need to save some money on insurance. Thank you Lily and David.
Jessie Hedrick
Apr 10, 2022
Report
Lily has always went over and beyond to help me and I would recommend her to anyone. A+ customer service
Jacob Stroud
Nov 16, 2021
Report
David Dale has been very responsive and efficient in my dealings with him. He has found the best policy at the best price for our needs and in the shortest time of any of the three vendors I sourced. I highly recommend him.
