Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Edwardsville, IL
Founded in 1920, Madison Mutual Insurance Company has built a century-long reputation for delivering reliable insurance solutions tailored to the unique needs of our policyholders. Our commitment to exceptional service and competitive pricing stems from our origins as a community-driven mutual company. We specialize in auto, homeowners, farmowners, umbrella, and small business insurance, with a focus on personalized coverage options and comprehensive risk management. Our team of experienced professionals works closely with independent agents to ensure clients receive customized policies that protect their most valuable assets.With operations spanning Illinois, Missouri, Wisconsin, and Indiana, we combine local market knowledge with industry expertise to provide dependable coverage for life's unexpected events. Our 24/7 claims reporting system and innovative add-on coverages like rental reimbursement and no-deductible glass coverage demonstrate our dedication to modern, customer-centric insurance solutions.
Services
Auto Insurance
Homeowners Insurance
Farmowners Insurance
Umbrella Insurance
Small Business Insurance
Details
- Year established: 1920
Highlights and features
- We offer over 100 years of insurance expertise serving Midwest communities
- Our 24/7 claims reporting system ensures immediate assistance during emergencies
- We provide specialized coverage options for auto, home, farm, and business needs
- Our policyholders benefit from multiple discount programs including safe driver and multi-policy discounts
- We maintain strong financial stability with competitive pricing through independent agents
Services
Auto Insurance
Our auto insurance protects against financial losses from vehicle damage and liability claims. Policies include standard collision and comprehensive coverage with optional add-ons like rental reimbursement and 24/7 roadside assistance. We offer specialized protection for classic cars and high-value vehicles through independent agents.
Homeowners Insurance
This coverage safeguards homes against damage from natural disasters and accidents. Standard policies include dwelling protection, personal property coverage, and liability insurance. Optional enhancements cover earthquakes, watercraft, and scheduled valuable items like jewelry and artwork.
Farmowners Insurance
Designed for rural properties, this insurance covers farm structures, equipment, and liability risks. Policies protect against crop damage, livestock losses, and equipment breakdowns. Additional coverage extends to ATVs, snowmobiles, and watercraft used on agricultural properties.
Umbrella Insurance
Umbrella policies provide excess liability coverage beyond standard auto and home insurance limits. This protection covers catastrophic lawsuits up to policy limits, including defense costs for covered claims that exceed primary policy amounts.
Small Business Insurance
Our business insurance protects against property damage, liability claims, and operational disruptions. Policies cover commercial vehicles, equipment, and premises liability. Customizable options include business interruption insurance and specialized coverage for unique industry risks.
People
Nick Lannutti
President & Treasurer
With over 40 years in insurance, Nick leads Madison Mutual as President, leveraging extensive industry experience and strategic vision to drive company growth and innovation since joining in 2019.
Scott G. Crozier
Vice President of Operations & COO
Scott brings 30 years of P&C insurance expertise, focusing on underwriting and product development. His leadership combines insurance operations experience with military service recognition through two Bronze Star Medals.
Allah Rakha Sheikh
CIO & Director of Product Development
With 20+ years in IT and product development, Allah drives technology innovation and digital transformation initiatives as Chief Information Officer while overseeing strategic product development for competitive market positioning.
Kyle Burroughs
Director of Insurance Operations
Kyle contributes 20+ years of insurance experience, specializing in claims management and risk assessment. He focuses on underwriting excellence and operational efficiency improvements across multiple insurance lines since joining in 2020.
Suzi Gerson
Controller & Director of Finance
Suzi leads financial operations with over 15 years at Madison Mutual, progressing from staff accountant to executive leadership. Her expertise includes regulatory compliance and strategic financial management since becoming Controller in 2025.
Questions
What types of insurance coverage do you offer?
We provide auto, homeowners, farmowners, umbrella, and small business insurance with customizable add-on options.
How do I file a claim after business hours?
Our 24/7 claims reporting system is available anytime by calling 800-766-MMIC (6642).
Are there discounts available for policyholders?
Yes, we offer multiple discounts including safe driver, good student, multi-policy, and loyalty programs.
Can I customize my insurance policy?
Our independent agents help tailor policies with optional coverages like rental reimbursement and equipment breakdown protection.
Do you provide coverage for rental properties?
Yes, we offer dwelling insurance for rental properties owned by current Madison Mutual homeowner customers.
How does your roadside assistance work?
Our 24/7 roadside assistance covers emergency towing and service for covered auto policyholders.
Reviews (7)
Kirk Kirkpatrick
Jun 07, 2022
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Madison Mutual gave me a quick quote and a great Price. I live in St Louis but prefer to do business with Robb in Quincy Illinois because he's a real pro and good guy. I highly recommend Quincy Insurance Agency.
Jim Gersman
Jun 03, 2022
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We have had our cars, home, boats etc insured through M.Mutual for over 30 years. Lisa at Hellrung Insurance has gone above and beyond many times for us. Thank you, Lisa!
Jesse Bechtold
Oct 13, 2021
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Received a quick response, premium is competitive then unexpectedly, within a week I received a well-written, friendly newsletter that read like a neighborhood newsletter. I chuckled with the newsletter. Well played, Madison Mutual Insurance.
Kathy Byrd
Sep 15, 2021
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We have been with Madison Mutual for many years. Anytime we have had a claim, they have been very professional and prompt with their service. We have compared other company's prices and never found a better deal than with Madison Mutual
Theresa Hellems
Jul 20, 2021
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First off in order for me to keep my homeowners policy they wanted me to side the back of my house. I am disabled on disability I can not afford $10,000 and up for siding on my house. plus they took the money from my account before it was even due as you have to have automatic bill pay. I got this policy through Crowel insurance. Tried to cancel it on the 2nd of July. but the papers were never sent to madison mutual. So I have to go back and forth to get my policy cancelled and try to get my money back.
Christi B. Pheifer
Jun 22, 2021
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So easy to use with or without an agent online or over the phone.my mom does mortgages and she said it's the lowest costing homeowners policy she has ever seen. I have been a customer for over 20 years.
Brian Ledbetter
Dec 25, 2020
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My agency represents Madison and they are a great carrier. Very responsive to agency and policyholder concerns. They do a very good job on claims. I recommend them to any agency that's looking for another personal lines carrier. As an individual, if your looking for a great company and great rates give my agency a call