Business Details
Your Trusted Insurance Partner in Cape May Court House
Mossbrook & Hicks Insurance Agency has been serving clients with integrity and expertise since 1895. Founded by Leslie Ludlam, our agency has evolved through generations of family leadership while maintaining a commitment to personalized service. We pride ourselves on being an independent agency that partners with top carriers like Progressive and Travelers to offer tailored insurance solutions. Our team understands the unique risks faced by individuals and businesses in New Jersey, providing comprehensive coverage for homes, vehicles, and commercial operations. With over a century of experience, we combine deep industry knowledge with a white-gloved approach to client care.Our expertise extends to specialized areas such as flood insurance, collector car protection, and umbrella liability policies. We work closely with clients to ensure their policies address modern challenges like cyber liability and trampoline risks. Our agency remains fully licensed and dedicated to transparency, offering no-hidden-fee policies that adapt to changing needs. Through every transitionfrom Ludlam & Mossbrook to Mossbrook & Hickswe have maintained our founding principle: protecting what matters most to our clients. This enduring commitment has earned us generations of trust and a reputation as a cornerstone insurance provider in Cape May County.
Services
Personal Insurance
Business Insurance
Home Insurance
Auto Insurance
Flood Coverage
Collector Car Insurance
Commercial Umbrella
Renters Insurance
Contractor Insurance
Umbrella Policies
Highlights and features
- We offer over 125 years of insurance expertise serving New Jersey communities
- Our independent agency provides multiple carrier options for competitive pricing
- We specialize in customized coverage for unique risks like collector cars and wine collections
- Our team provides white-gloved service with no hidden fees or surprises
- We maintain deep local knowledge of Cape May County insurance requirements
What people say
Great help
Awesome people
Excellent customer service
Highly recommend
Easy to work with
Services
Home Insurance
Protect your primary residence with policies that cover structural damage, personal belongings, and liability risks. Our plans include replacement cost coverage without caps, building code upgrades, and additional living expense protection during repairs. We help homeowners understand and mitigate risks from fire, water damage, and natural disasters.
Business Insurance
Safeguard your company with tailored policies addressing general liability, property damage, and business interruption. We offer specialized protection for contractors, retailers, and carpenters, including equipment coverage and commercial auto insurance. Our solutions help businesses manage risks from cyber threats to workplace accidents.
Flood Coverage
Supplement standard policies with flood insurance that protects against rising water damage from storms or changing weather patterns. We provide NFIP-compliant coverage through approved carriers, ensuring protection for both residential and commercial properties in flood-prone areas of New Jersey.
Umbrella Policies
Expand personal and business liability limits with excess coverage that kicks in when primary policies reach their maximums. This protection covers legal defense costs and settlements for incidents like pool accidents or defamation claims, safeguarding assets against catastrophic losses.
Collector Car Insurance
Secure specialized coverage for vintage and high-value vehicles not adequately protected by standard auto policies. Our plans address unique risks through agreed-value coverage, spare parts protection, and usage restrictions while ensuring proper documentation and valuation methods.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, flood), business insurance (BOP, commercial auto), specialty coverage (collector cars, wine collections), and umbrella policies for both individuals and businesses in New Jersey.
Why use an independent insurance agency?
As an independent agency, we partner with multiple carriers like Progressive and Travelers to offer competitive pricing and customized solutions rather than being limited to a single provider's offerings.
How do you handle unique insurance needs?
We specialize in addressing specific risks through scheduled personal property coverage, trampoline liability protection, cyber liability policies, and specialized collector vehicle insurance tailored to individual client requirements.
Are you licensed to operate in New Jersey?
Yes, we are a fully licensed insurance agency in New Jersey with over 125 years of experience serving local residents and businesses through our Cape May Court House office.
How can I manage my existing policy?
Current clients can manage policies through our online Service Center for tasks like reporting claims, requesting ID cards, making payments, or initiating policy changes during regular business hours.
Reviews (5)
Frances Moore
May 17, 2022
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I went with my friend Robert and i was very please for the attetntion very friendly and help us with all there experience.thank so much for help us and get him a insurance for his car.
Gary M.
Jan 16, 2021
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Every time I need help from them they are great! I have been using them for many years and would highly recommend them
Ralph Warzy Wawrzyniakowski
Dec 04, 2020
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I was told that I need $300,000 worth of liability insurance? For my camper at a local Campground in Cape May Court House, and the manager at the campground recommended that I call Progressive, which I did do, and the lady that answered the phone said they do not handle that kind of insurance any longer and I asked her for some help and recommendations and she gave me very very little help oh, I don't know how they are with auto insurance but I was very dissatisfied with the knowledge she had I'm getting insurance for my camper at the campground. If you would have any recommendations on where I can get that type of insurance I would certainly appreciate it.
Eric L.
Jul 23, 2017
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This company is awesome, what a great family run agency. Auto, Home, Life, you name it. Harry Mossbrook Jr is the best :-) I would strongly recommend this company to anyone that needs Insurace, great people :-)
Cindy K.
Mar 05, 2016
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After driving from Philly on Friday night, my husband noticed electrical issues happening on our Chevy Silverado 2002. We called Mossbrook Saturday morning and TJ said bring it in. Got there around 9:50. They took us right away, diagnosed bad regulator, found a part and we were finished by 11 am. Clean waiting room, pleasant staff and my husband is satisfied with the work and cost, especially since if we were home he would have done it himself.
