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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Northern New York
Northern Insuring has served the Northern New York Region for over 90 years, delivering exceptional customer service and quality insurance products. Our team of experienced professionals works closely with clients to develop tailored insurance solutions that address individual and business needs. As the largest locally-owned independent insurance agency in the region, we prioritize integrity, community, and respect in every interaction. With offices in Plattsburgh, Potsdam, and Glens Falls, we offer comprehensive coverage including home, auto, life, health, business insurance, and employee benefits. Our commitment to continuing education ensures our team remains at the forefront of industry expertise.

We advocate for clients as trusted advisors, educators, and risk managers. Our strategic partnerships with over 40 insurance carriers enable us to provide customized solutions. Recognized as one of the best places to work in the region, we combine deep local knowledge with national resources. Our fourth-generation leadership demonstrates long-term commitment to the community. Through personalized service and a focus on long-lasting relationships, we help clients navigate risk management with confidence.
Services
Homeowner's Insurance Personal Auto Insurance Business Insurance Group Benefits Life Insurance Pet Insurance Workers' Comp Insurance Commercial Property Insurance Disability Insurance Medicare Insurance
Details
  • Year established: 1930
Highlights and features
  • We offer 90+ years of local insurance expertise and community knowledge
  • Our team includes fourth-generation insurance professionals with advanced designations
  • We partner with 40+ top-rated insurance carriers for customized solutions
  • We provide personalized risk management strategies tailored to individual needs
  • Our locally-owned agency reinvests in community development and leadership
Services
Business Insurance
Northern Insuring provides comprehensive business insurance solutions including commercial property, liability, workers' compensation, and risk management. Our team works with local businesses to create tailored protection plans that address specific industry risks. With access to 40+ insurance carriers, we ensure competitive pricing and customized coverage options for companies of all sizes in Northern New York.
Homeowner's Insurance
Our homeowner's insurance policies protect Northern New York residents' most valuable assets with coverage for property damage, liability, and personal belongings. We offer customizable policies including specialized options for condominiums, mobile homes, and rental properties. Our local experts help clients navigate coverage options to ensure adequate protection against regional risks.
Group Benefits
We specialize in creating customized employee benefits packages for Northern New York businesses, including health insurance, retirement plans, and executive benefits. Our team helps employers navigate compliance requirements while finding cost-effective solutions that attract and retain talent. We offer ongoing support for plan administration and employee education.
Life Insurance
Northern Insuring offers term and permanent life insurance solutions to protect families and businesses in Northern New York. Our experienced agents help clients determine appropriate coverage amounts and policy types based on individual needs, financial goals, and family circumstances. We work with top-rated carriers to provide competitive rates and flexible options.
Pet Insurance
Our pet insurance plans provide Northern New York pet owners with financial protection against unexpected veterinary expenses. Coverage includes accidents, illnesses, and routine care options for dogs and cats. We help clients compare plans from reputable providers to find coverage that matches their pets' needs and budget.
People
Roderic G. Giltz
Chairman
With 65+ years in insurance, he holds a B.S. in Chemistry and Chartered Property Casualty Underwriter designation. He actively engages in community leadership and financial planning education.
Deena Giltz McCullough
Chief Executive Officer
Third-generation CEO with expertise in strategic planning and risk management. Recognized for leadership in Northern New York, she focuses on developing future leaders and client advocacy.
Edward J. Davis
President & Chief Operating Officer
First non-family president since 1941, he brings economics expertise and insurance designations. He oversees daily operations and strategic implementation across the agency's divisions.
Randy Giltz
Senior Vice President
Commercial insurance expert with multiple industry designations. He serves as carrier liaison and combines family legacy with modern insurance practices.
Brenda B. LaRose
Chief Financial Officer
Started in mail room and advanced to CFO. She manages financial operations and human resources, bringing extensive institutional knowledge and accounting expertise to her role.
Questions
What insurance services does Northern Insuring Agency offer?
We provide home, auto, life, health, business insurance, employee benefits, and pet insurance, along with risk management solutions for individuals and businesses in Northern New York.
Are you locally owned and operated?
Yes, we're the largest locally-owned independent insurance agency in Northern New York, serving the region since 1930 with offices in Plattsburgh, Potsdam, and Glens Falls.
How do you help businesses with insurance needs?
Our business insurance division offers commercial property, liability, workers' compensation, and risk management solutions tailored to local businesses through 40+ carrier partnerships.
What makes Northern Insuring different from other agencies?
Fourth-generation leadership, 90+ years of local expertise, and a commitment to community values combined with access to 40+ top-rated insurance carriers set us apart.
Do you offer insurance for individuals and families?
Yes, we offer personalized home, auto, life, disability, and health insurance solutions, including Medicare and long-term care coverage for individuals and families.
Videos
Reviews (7)
Melanie Seymour
May 25, 2022 Report
Our agency was facing a 102% increase in our P&C insurance premium. Our former agent would never respond to my inquiries on why. I reached out to Northern. Specifically Kristi. Should have done this years ago! Kristi immediately came to our rescue, brought Tiffany and met with myself and Board members. Tiffany took over the P&C portion as well as reviewed our Worker Comp policy. Kristi took over our Health Insurance, Dental and Vision, and Term Life.

Within days I had quotes, broker letters and a sense of relief that I had the support and backing of not just a few, but the entire office at Northern. All of our policies are finally in one place. I could not be happier to have chosen Northern Insuring for all of our agency's needs
Anita Bodrogi
May 17, 2022 Report
I have been dealing with Northern Insuring for many years now. They handle the insurance on my rental properties, my business insurance and health insurance for my employees. Just this morning I had an issue with one of my building insurance carriers so I reached out to Melissa Kokofsky at 8:00am. She got back to me in minutes and the issue was resolved by 8:30am. Not even exaggerating a bit. I, like many people I know, am busy and stressed; often feeling one more thing may tip me over. It's very important for me to know I have meaningful support in running my affairs! I am grateful for the expertise and professionalism offered by this company.
Jennifer Galietta
May 11, 2022 Report
Kristi Johnson helped us with life insurance policies and we were so grateful for her knowledge and understanding as well as her excellent customer service standards. Very happy that we chose Northern and Kristi to help us.
Jennifer Harling
Mar 18, 2022 Report
I work with Kristi at Northern insuring for our US employees. Being based in Canada the rules are extremely different for the ones in the US and Kristi is always eager and able to help sort out all of the complications that I run into. She is quick to respond, is courteous and kind. Always ready to help. Would definitely recommend!
Stacey LaMountain
Mar 15, 2022 Report
Northern Insuring is a wonderful company to work with. I have been working with them from a business aspect since 2002. Amy Recor is an absolute delight to work with, always very helpful, pleasant, and she always gets the task done or the answers to any questions that I may need. Tiffany Garcia is also a great joy to work with and is very helpful, pleasant and very informative. I highly recommend Northern Insuring for all of you business insurance needs.
Ashley Bateman
Mar 06, 2022 Report
Shoutout to Tiffany at Northern Insuring! She's phenomenal! She helped my husband and I start up our business. She is full of knowledge in the industry and knows what's best to protect us, our employees, our business and our customers. Highly recommend her/Northern Insuring to anyone seeking insurance in the North Country. You won't be disappointed.
Amanda Dishaw
Feb 27, 2022 Report
Over the past ten years, I have worked with Northern Insuring Agency and they have always been very helpful. Selena and Ed have gone above and beyond for our school district on many occasions. Prompt, efficient and communicative is what this agency is all about. I would highly recommend them.