Business Details
13 Years
experience
Professional Liability Insurance for Financial Professionals
EZ Insurance Solutions specializes in providing professional liability insurance solutions tailored for financial service professionals. Our comprehensive coverage extends from tax preparation to investment advice, empowering businesses to operate with confidence against allegations of errors or omissions. With policies underwritten by CNA and coverage extensions including cyber liability, we offer scalable protection for firms of all sizes. Our experienced team ensures claims are handled by specialized defense counsel while maintaining transparency in deductibles, coverage limits, and premium financing options for qualified firms. Services
Professional Liability Insurance
Cyber Liability Coverage
Business Owners Policy
Workers' Compensation
Claims Defense Services
Crisis Management
Premium Financing
Risk Assessment
Policy Extensions
Coverage for Financial Instruments
Details
- Year established: 2013
Highlights and features
- We specialize in insurance for financial service professionals with tailored coverage options
- Our policies include defense of third-party discrimination claims and crisis management support
- Claims expenses are covered outside policy limits to preserve your coverage for damages
- We offer premium financing and discounts for claims-free and long-tenured firms
- Experienced defense counsel are immediately available for professional liability lawsuits
Services
Professional Liability Insurance
Protects financial professionals against claims of negligence or service failures. Coverage includes legal defense and settlements for tax advice errors, investment guidance issues, and accounting mistakes. Policies offer customizable limits from $100,000 to $2,000,000 per claim.
Cyber Liability Coverage
Safeguards businesses against digital threats and data breaches. Includes response to ransomware attacks, phishing attempts, and unauthorized data exposure. Coverage includes forensic investigation, customer notification, and regulatory compliance support for financial services firms.
Claims Defense Services
Provides access to experienced professional liability attorneys for lawsuit defense. Coverage includes court representation, settlement negotiation, and legal expense coverage outside policy limits. Requires client consent for claim settlements.
Business Owners Policy
Comprehensive protection combining property and liability coverage. Designed for financial service firms needing combined protection against physical damages, business interruption, and third-party liability claims.
Premium Financing
Flexible payment options for qualified firms to spread annual insurance costs. Available for professional liability and business insurance policies with terms tailored to the client's financial qualifications.
Questions
What does professional liability insurance cover for financial advisors?
Our policy covers legal defense and settlements for claims of financial advice errors, investment mismanagement, and service failures, including allegations of negligence in tax preparation or investment guidance.
How does cyber liability insurance protect accounting firms?
Coverage includes response to data breaches, ransomware attacks, and phishing incidents involving client financial information or personal data stored by the firm.
What are the available coverage limits for professional liability insurance?
Limits range from $100,000 per claim with $250,000 annual aggregate to $1,000,000 per claim with $2,000,000 annual aggregate, with options to include extended reporting periods.
How long does it take to receive a claim response?
Claims are reviewed promptly by CNA professionals with initial contact typically within 1 business day of written notification submission.
Are there discounts available for professional liability insurance?
Yes, qualified firms can earn claims-free discounts and longevity discounts based on years of uninterrupted coverage with EZ Insurance Solutions.
What risk management resources are available to policyholders?
We provide free cyber risk assessments and crisis management coverage up to $250,000 for regulatory or reputational emergencies affecting financial service providers.
