Business Details
43 Years
experience
Your Trusted Insurance Partner in Lake City, FL
Greene & Associates has been providing comprehensive risk management and insurance solutions for personal and commercial clients since 1983. Our team of experienced insurance professionals prioritizes client relationships and partners with reputable insurance carriers across Florida to deliver tailored coverage options. With over three decades of industry expertise, we combine deep local market knowledge with a commitment to exceptional service, ensuring clients receive both competitive rates and personalized support. Our independent agency model allows us to offer diverse products from multiple carriers, giving clients the flexibility to choose policies that best meet their unique needs.We specialize in home, auto, flood, business owners, general liability, and commercial umbrella insurance, among other specialized coverages. Our agency emphasizes transparency in policy details, helping clients understand complex insurance terms and coverage limitations. We actively educate clients on risk mitigation strategies, such as replacement cost coverage for homes and umbrella policies for enhanced liability protection. Our office in Lake City, FL, serves as a trusted resource for Floridians seeking reliable insurance solutions backed by decades of regional experience.
Services
Personal Insurance
Business Insurance
Home Insurance
Auto Insurance
Flood Insurance
General Liability Insurance
Commercial Umbrella Insurance
Business Owners Policy
Watercraft Insurance
Renters Insurance
Details
- Year established: 1983
Highlights and features
- We have over 30 years of experience serving Florida clients.
- Our team represents the most reputable insurance carriers in the state.
- We offer personalized service tailored to individual and business needs.
- We provide competitive rates without compromising coverage quality.
- We specialize in risk management education for policyholders.
Services
Home Insurance
Our home insurance policies protect against fire, theft, and natural disasters while covering personal property and liability risks. We emphasize replacement cost coverage to ensure adequate rebuilding funds and include loss of use protections for temporary housing needs. Policies can be customized with endorsements for unique risks like trampolines or valuable possessions.
Business Insurance
We provide business owners policies combining property, liability, and business interruption coverage. Specialized options include contractor, hospitality, and real estate developer insurance. Our commercial umbrella policies offer excess liability protection to safeguard business assets against major claims.
Flood Insurance
Flood insurance covers losses from rising water events excluded in standard policies. We offer National Flood Insurance Program (NFIP) compliant policies through approved carriers, addressing risks for properties in both high-risk and moderate-risk flood zones across Florida.
Auto Insurance
Our auto insurance includes liability, collision, and comprehensive coverage with options for classic cars and business vehicles. We help clients understand coverage limits and recommend umbrella policies for additional liability protection beyond standard auto policy caps.
General Liability Insurance
This coverage protects businesses from third-party claims involving bodily injury, property damage, or personal injury. We tailor policies to industry-specific risks while emphasizing proper limits to prevent underinsurance during lawsuits or settlement demands.
Questions
What types of insurance does Greene & Associates offer?
We provide personal insurance (home, auto, flood) and business insurance (BOP, liability, umbrella) with specialized options for contractors, hospitality businesses, and real estate developers.
Why do I need flood insurance in Florida?
Standard homeowners policies exclude flood damage. Florida's weather patterns increase flood risks even for properties not in traditional flood zones, making separate flood coverage essential.
How does replacement cost coverage benefit homeowners?
Replacement cost coverage ensures you receive sufficient funds to rebuild your home to current code requirements without being limited by depreciated values or policy caps.
What is umbrella insurance?
Umbrella insurance provides excess liability protection beyond auto or homeowners policy limits, covering major claims like severe accidents or lawsuits that threaten personal assets.
Can I get insurance for valuable possessions?
Yes, we offer scheduled personal property coverage for high-value items like jewelry, art, and wine collections, which provides higher limits and eliminates standard policy sublimits.
Reviews (4)
Kellie Taylor
Oct 22, 2019
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Very Friendly and they found me the best rate insurance around! I highly recommend them, super easy to work with. They take away the stress of fiding the right insurance at an affordable price.
Kyle Fedowich
Nov 23, 2016
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Love Greene and associates, been a loyal customer for many years. They treat you like family and not check. Always just a phone call away from fixing any issue with no problems at all. Highly recommended!
Steven Chadwick
Jun 19, 2016
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Ive been a customer of Greene and Associates for over 10 years. Hands down the best customer service Ive ever had. Joe Greene is professional, knowledgable and I know Im in good hands when I need them. The company is family owned and operated and thats how Ive been treated, as if I were apart of that family. Thank you Joe, Al and Jenna for always being there through the tough times and good times.
Kathleen Milhoan
Jan 19, 2016
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I was a loyal customer of Greene and associates for 9 years. Until one day my Morgage company sent me a letter stating I had no coverage. I was very confused so I called Greene and associates. At that point I was given the run around and told that I needed to call the insurance company. After wasting 2 hours calling different companies I discovered someone clearly dropped the ball with my insurance and that I need my insurance agent to help me with a new policy.
So again I called Green and Associates back only to find out they do not value my business and did not have time to help me today and wanted me to call them on Monday. They sure do know how to loose a loyal customer. Don't ever use them.
So again I called Green and Associates back only to find out they do not value my business and did not have time to help me today and wanted me to call them on Monday. They sure do know how to loose a loyal customer. Don't ever use them.
