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Business Details
35 Years
experience
Your Trusted Partner for Workers' Comp Insurance in Florida
Founded in 1991, Work Comp Specialists has dedicated over three decades to protecting businesses by reducing workers' compensation costs. With a team of experts boasting combined 70 years of industry experience, we specialize in providing tailored insurance solutions that safeguard profits while ensuring compliance. Our focus on audit support, claims management, and innovative AI-driven systems sets us apart in delivering efficient and reliable service. We offer personalized consulting, educational resources, and proactive strategies to minimize premium costs for our clients. Our proven track record in Florida includes managing over $250 million in premiums with a 95% client retention rate.

By prioritizing transparency and ethical practices, we build long-term trust with business owners seeking expert guidance. Our commitment to excellence is driven by a passion for solving complex insurance challenges and delivering value. Through dedicated account management and continuous improvement, we ensure clients receive the highest standard of service. Recognized for our expertise, we serve businesses across Florida with a client-centric approach. Whether you're a new or seasoned business owner, our goal is to protect your hard-earned profits through strategic insurance solutions.
Services
Workers' Compensation Insurance Audit Support Claims Management Experience Mod Analysis Premium Credits AI Claims System Light Duty Programs Post-Employment Checks Safety Training Policy Renewals
Details
  • Year established: 1991
Highlights and features
  • We have over 30 years of experience in workers' compensation insurance.
  • Our team offers 70 years of combined industry expertise.
  • We utilize AI-driven systems for efficient claims processing.
  • We provide personalized audit support to minimize costs.
  • Client testimonials highlight our commitment to service excellence.
What people say
Premiums cut in half Best credits Earn trust Great service Long-term loyalty
Services
Workers' Compensation Insurance
Offering comprehensive workers' compensation insurance solutions tailored to Florida businesses. Our policies cover medical expenses, lost wages, and rehabilitation costs, ensuring compliance with state regulations while protecting business profits. With expertise in high-risk industries, we secure competitive rates and customize coverage to minimize financial risk for employers.
Claims Management
Providing dedicated workers' comp claims management to reduce costs and streamline resolution. Our team monitors claims, mitigates litigation risks, and negotiates favorable outcomes. Using AI-driven tools like CompCorrect, we accelerate processing and ensure fair treatment for injured employees while protecting employers' bottom lines.
Audit Support
Specializing in workers' comp audit preparation to prevent overpayment and disputes. We guide clients through documentation requirements and dispute errors that inflate premiums. Our proven strategies recover overpaid premiums and ensure accurate annual settlements with insurance carriers.
AI-Driven Claims System
Implementing artificial intelligence for faster, more accurate claims resolution. This system automates documentation, tracks injuries, and coordinates medical care, reducing average claim duration from 21 to 9 days. Employers benefit from real-time updates, cost controls, and reduced premium impacts through efficient claim handling.
Light Duty Programs
Designing light-duty return-to-work programs that lower premiums and boost employee morale. These programs reduce claims costs by 70% through medical-only classifications and seamless reintegration of injured workers. We help employers create compliant policies that maximize productivity while minimizing compensation liabilities.
People
Kevin Campbell
Chief Executive Officer
Kevin established Work Comp Specialists in 1991 with a focus on workers' compensation insurance. A third-generation insurance professional, he holds decades of industry experience and leads the company's strategic direction while maintaining a client-first philosophy.
Kim Campbell
Chief Financial Officer
Kim manages financial operations and client relations for the Tampa Bay area. With a background in business management from the University of South Florida, she brings strong analytical skills and a commitment to client success.
Angela Cyrus
Chief Operating Officer
Angela oversees claims operations and office technology. With 17 years of experience, she specializes in claims management and policy development, helping clients reduce costs through efficient, compliant processes.
Kian Ostovar
Agent
Kian serves as a licensed insurance agent in Gainesville. A University of Florida graduate, he focuses on helping business owners control workers' compensation costs through personalized service and strategic insurance solutions.
Questions
What does workers' comp insurance cover?
Workers' comp covers medical expenses, lost wages, and rehabilitation costs for work-related injuries or illnesses, ensuring compliance with Florida regulations.
How can I reduce workers' comp costs?
Implement safety programs, utilize premium credits, and work with experts to identify cost-saving strategies during audits and claims management.
Do you offer emergency claims support?
Contact us ASAP for claims assistance. Our team provides guidance during critical 30-day periods to ensure proper documentation and resolution.
Which areas do you serve?
We primarily serve Florida businesses in Panama City Beach, Gainesville, and Tampa, with nationwide expertise in workers' comp insurance.
What payment methods do you accept?
Payment methods depend on your insurance carrier. Contact our office for specific billing arrangements and payment options.
Reviews (1)
Bubba McCants
Mar 22, 2022 Report
Work Comp and Angela Cyrus - the best in the business, if you have anything workers comp related she is definitely the person to contact. We highly recommend her to anyone and everyone we can possibly send her way!