Business Details
50+ Years
experience
Trusted Commercial Insurance & Risk Management Solutions
Since 1972, Allen Laurence & Associates has evolved beyond traditional insurance functions to become a strategic partner and client advocate. Our core strengths include direct connections with top domestic and foreign insurance carriers, annual high-level meetings with industry leaders, and a proven track record of retaining the agility of a regional firm while expanding technical capabilities. We provide custom-designed alternative risk transfer programs for individual and industry group members, specializing in captive insurance, self-insured groups, and proprietary risk solutions.Our team combines decades of collective experience with tailored service, offering accountability, creativity, and flexibility while maintaining long-standing client relationships. Through comprehensive market analysis, strategic underwriting presentation, and deep industry knowledge across construction, transportation, healthcare, and technology sectors, we secure superior coverage at optimal value. Our dedication to continuous innovation and client-centric approach has established us as a trusted independent brokerage in California.
Services
Commercial Insurance
Surety Bonds
Employee Benefits
Risk Management
Captive Insurance Programs
Self-Insured Groups
Workers Compensation
Transportation Insurance
Construction Insurance
Healthcare Insurance
Details
- Year established: 1972
Highlights and features
- We offer member-owned captive insurance and workers' compensation programs exclusive to our brokerage
- Our proprietary risk solutions have saved clients money since 1972
- We provide tailored coverage through direct connections with top-tier carriers
- Our team specializes in 10+ industry-specific risk management programs
- We operate in all 50 states with localized expertise and national reach
Services
Commercial Insurance
Our commercial insurance solutions protect diverse business operations across multiple industries. We offer tailored coverage options including liability protection, property insurance, and business interruption coverage. Our expertise in underwriting presentation and market analysis ensures clients receive comprehensive protection at competitive rates while addressing specific risk exposures for construction projects, transportation fleets, and manufacturing operations.
Risk Management
Proactive risk management services help businesses identify and mitigate potential threats. Our approach includes exposure analysis, safety consulting, and experience modifier reviews. By combining traditional insurance with alternative risk transfer mechanisms like captives and self-insured groups, we develop customized strategies that reduce claims costs and improve long-term financial stability for companies in high-risk industries.
Workers Compensation
We offer specialized workers' compensation programs tailored to industry-specific needs. Our solutions include traditional insurance options, state-approved self-insurance vehicles, and member-owned programs for California truckers and food producers. These options help businesses control premium costs through reduced administrative fees, improved cash flow management, and direct participation in loss control initiatives that lower overall risk exposure.
Captive Insurance
Our captive insurance programs enable businesses to take control of their insurance costs through member-owned structures. Designed for specific industry groups, these programs offer financial benefits including premium savings and participation in underwriting profits. We provide administrative support and risk management expertise to ensure compliance with regulatory requirements while maintaining flexibility for program customization based on member needs.
Surety Bonds
Comprehensive surety bond solutions support construction projects and business operations requiring financial guarantees. Our services cover bid bonds, performance bonds, and payment bonds for contractors, along with commercial surety products for license and permit requirements. We work with top-rated carriers to provide competitive pricing and expedited processing while ensuring compliance with project-specific bonding requirements.
People
Allen M. Lawrence
Chief Executive Officer
With decades of industry leadership, Allen M. Lawrence guides strategic direction while maintaining direct connections with major insurance carriers. His vision emphasizes client advocacy and innovative risk solutions.
George E. Martini
President & COO
George E. Martini oversees daily operations and talent development, ensuring implementation of strategic growth plans while maintaining personalized service standards for all client relationships.
Stewart J. Kops
Executive Vice President
Stewart J. Kops specializes in alternative risk transfer mechanisms, managing proprietary program development that provides unique insurance solutions for industry-specific client needs.
Questions
What industries do you specialize in?
We specialize in transportation, construction, food products, manufacturing, healthcare, technology, and entertainment industries with tailored insurance and risk management solutions.
How can self-insurance benefit my business?
Self-insurance provides cost control through reduced administrative fees, improved cash flow, and direct participation in risk management decisions for qualified mid-sized businesses.
Do you offer alternative insurance programs?
Yes, we provide member-owned captive insurance companies and self-insured groups that offer customized solutions and potential premium savings compared to traditional insurance.
Are you licensed in all states?
We are licensed in all 50 states and provide insurance services nationwide with localized industry expertise in various market conditions.
What risk management services do you provide?
Our services include exposure analysis, safety training, claims management, experience modifier reviews, and customized loss control programs to reduce long-term insurance costs.
