Business Details
50+ Years
experience
Your Trusted Insurance Partner in Charles Town, WV
Fargo-Jones Insurance Agency has served the eastern panhandle of West Virginia and surrounding regions since 1970, providing personalized insurance solutions tailored to modern lifestyles. As a third-generation family-owned business, we combine decades of industry expertise with a commitment to ethical service and community reinvestment. Our licensed agents specialize in auto, home, life, and commercial insurance, partnering with top providers like Nationwide to deliver affordable, customizable policies.With three local offices in Charles Town, Inwood, and Moorefield, we prioritize accessibility and convenience, offering personalized support during regular business hours and by appointment. Our teams extensive training ensures clients receive comprehensive coverage guidance, while our deep regional roots enable us to address the unique insurance needs of individuals and businesses across West Virginia, Maryland, and Virginia.
Services
Automobile Insurance
Homeowners Insurance
Life Insurance
Commercial Auto Insurance
Farm Insurance
ATV/UTV Insurance
RV/Boat Insurance
General Liability Insurance
Details
- Year established: 1970
Highlights and features
- We offer 50+ years of experience as a third-generation insurance agency.
- Our agents partner with top-rated providers like Nationwide to ensure competitive rates.
- We provide personalized policy recommendations tailored to individual and business needs.
- Our local expertise serves communities across West Virginia, Maryland, and Virginia.
- Three convenient office locations offer in-person support and flexible appointment options.
Associations and certifications
- Nationwide Insurance
Services
Automobile Insurance
We provide comprehensive automobile insurance coverage tailored to protect drivers and vehicles against accidents, theft, and liability claims. Our policies include options for collision, comprehensive, and uninsured motorist coverage. With partnerships with top insurers, we help clients find affordable, customized solutions that meet state requirements and individual needs.
Homeowners Insurance
Our homeowners insurance policies safeguard properties against damage from fire, storms, and other covered perils while providing liability protection for accidents on the property. Coverage includes dwelling protection, personal property replacement, and additional living expenses. We work with clients to create policies that protect their homes and possessions with reliable, customizable options.
Life Insurance
We offer term and permanent life insurance solutions to provide financial security for families and beneficiaries. Policies include death benefits, cash value accumulation options, and customizable riders. Our agents help clients select coverage that aligns with long-term financial goals, ensuring peace of mind for loved ones in the event of unexpected circumstances.
Commercial Auto Insurance
Our commercial auto insurance protects business vehicles used for company operations, covering liability, collision, and cargo-related risks. Policies include coverage for owned, leased, or employee vehicles used for business purposes. We tailor solutions for small businesses and commercial fleets, ensuring compliance with industry regulations and protection against operational disruptions.
Farm Insurance
We provide specialized farm insurance policies that protect agricultural properties, equipment, and livestock against weather events, equipment failure, and liability claims. Coverage includes farm structures, machinery, crop loss, and liability protection. Our agents understand the unique risks of farming operations and create comprehensive policies to safeguard rural businesses.
People
Tom Jones
Principal Agent
Tom Jones leads Fargo-Jones Insurance Agency with over 30 years of experience in the insurance industry. As a third-generation agent, he combines family legacy with modern insurance solutions to serve clients in West Virginia and surrounding regions.
Bryan Jones
Associate Agent
Bryan Jones brings specialized expertise in commercial insurance as a licensed agent with certifications including LUTCF and CLCS. He helps businesses secure comprehensive coverage tailored to their operational risks and growth objectives.
Jason Jones
Associate Agent
Jason Jones provides personalized insurance solutions to residents and businesses in the eastern panhandle. With deep local knowledge, he assists clients in navigating coverage options for auto, home, and commercial policies.
Angie Jones
Associate Agent
Angie Jones supports clients with policy selection and claims management, leveraging her extensive experience in personal insurance lines. She focuses on delivering clear, compassionate service to individuals and families across the region.
Andy Quezada
Service Representative
Andy Quezada assists clients with policy administration and service inquiries, ensuring efficient communication between customers and insurance providers. His role focuses on maintaining high service standards for all Fargo-Jones Insurance Agency clients.
Questions
What types of insurance does Fargo-Jones Insurance Agency offer?
We offer auto, home, life, commercial auto, farm insurance, and specialized coverage for RVs, ATVs, and boats. Our agents help clients select policies tailored to personal and business needs.
How can I get a free insurance quote?
Call us at (304) 725-3434 or use our online contact form to request a free quote. Our agents will review your needs and provide customized policy recommendations.
Which areas do you serve?
We serve West Virginia's eastern panhandle, including Berkeley, Jefferson, and Grant counties, as well as parts of Maryland and Virginia. Our three offices provide local coverage across the region.
What are your office hours?
Our offices are open Monday-Friday from 8:30 AM to 5:00 PM (5:30 PM on Fridays in Moorefield) and by appointment on Saturdays. All locations are closed on Sundays.
Do you work with multiple insurance providers?
Yes, we partner with top-rated insurers like Nationwide to offer competitive coverage options. This allows us to find policies that balance affordability and comprehensive protection for our clients.
Reviews (2)
Tammie Smith
May 14, 2022
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Awesome! I'm moving to Moorefield WV.I was so pleased to learn they have in office in my future hometown.
Rex Gillespie
Apr 23, 2020
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Hands down the best steak I've ever had! Prices are reasonable but not for every budget. You'll need reservations and figure $100/person or so. Excellent dining experience!