Business Details
37 Years
experience
Trusted Medicare Insurance Solutions in Hailey, Idaho
Insurance Specialists Group has been guiding clients through Medicare insurance planning since 1989, offering personalized solutions tailored to individual needs. Our team of licensed independent agents provides expert analysis of Medicare options, enrollment assistance, and ongoing support to ensure clients secure the most cost-effective plans. With decades of combined experience, we prioritize transparency, affordability, and client education, serving thousands of individuals across Idaho and beyond.Our commitment to excellence is reflected in our client testimonials, which highlight our responsiveness, industry knowledge, and dedication to simplifying complex insurance decisions. As a family-owned business, we blend professional expertise with a personal touch, ensuring every client receives attentive, trustworthy service.
Services
Medicare Insurance
Employer Group Plans
Individual Health Care
Dental Insurance
Life Insurance
Accident Insurance
Retirement Planning
Details
- Year established: 1989
Highlights and features
- We offer free Medicare insurance consultations with no hidden fees or obligations.
- Our team provides personalized plan analysis based on individual healthcare needs and budgets.
- Licensed agents assist with enrollment and ongoing management of Medicare benefits.
- We work with over 20 carriers to find competitive rates for clients.
- Decades of experience serving Medicare beneficiaries across Idaho and neighboring states.
What people say
Saved thousands of dollars
Exceptional insurance broker
Attentive and responsive staff
Highly recommend
Trusted guidance
Services
Medicare Insurance
We provide comprehensive Medicare insurance planning, helping clients analyze plan options, reduce costs, and secure personalized coverage. Our licensed agents offer expert enrollment assistance and ongoing support to ensure clients maximize their benefits while minimizing expenses. With access to multiple carriers, we deliver tailored solutions for individuals navigating Medicare's complexities.
Life Insurance
Our life insurance solutions safeguard families' financial stability by offering term and whole life policies tailored to clients' needs. We guide clients through selecting coverage that protects loved ones from financial hardship in the event of unexpected loss, ensuring peace of mind through customized, affordable plans.
Dental Insurance
We connect clients with budget-friendly dental insurance options that cover preventive care, procedures, and emergency treatments. Our agents help individuals and families find plans that balance affordability with comprehensive dental coverage to maintain oral health.
Accident Insurance
Our accident insurance plans provide financial relief for unexpected medical expenses from injuries, including emergency care and rehabilitation. These policies complement primary health insurance by covering out-of-pocket costs associated with accidents, ensuring clients avoid financial strain during recovery.
Retirement Planning
We offer annuity products designed to create stable income streams for retirees, mitigating the risk of outliving savings. Our agents explain fixed and variable annuity options, helping clients structure retirement plans that align with long-term financial goals and lifestyle needs.
People
Michelle Sandoz
Independent Agent / Owner
Licensed since 1998, Michelle specializes in personalized health insurance solutions, combining wellness expertise with a focus on affordable Medicare plans. She actively participates in professional associations and community activities in Hailey, Idaho.
Emily Schow
Agency Manager
With over five years at Insurance Specialists Group, Emily ensures smooth operations and client satisfaction. A Wood River Valley resident, she enjoys outdoor activities like hiking and biking while delivering efficient insurance solutions.
James Lofthus
Independent Medicare Insurance Plans Agent
A Boise-based Medicare specialist, James has volunteered as a ski instructor for adaptive sports programs for 29 years. He helps clients find plans that provide peace of mind through comprehensive healthcare coverage.
Brandi Popke
Client and Admin Support
Brandi supports clients and team operations with a focus on quality service. A Hailey resident, she enjoys camping and supporting her children's sports activities as an active 'sports mama.'
Don Mathern
Founder
Co-founder of Insurance Specialists Group in 1989, Don built a legacy of trust through leadership roles in health underwriting and community service, including advocacy at the Capital Conference and Prison Ministry work.
Questions
How do your Medicare consultations remain free for clients?
We receive commissions from insurance companies when clients enroll in plans, allowing us to offer free consultations without additional costs to clients.
What states are you licensed to serve?
We operate primarily in Idaho with agents licensed across multiple states to assist clients nationwide with Medicare and insurance solutions.
Can you help compare Medicare Advantage vs. Medigap plans?
Yes, our agents explain the differences between Medicare Advantage and Medigap plans, helping clients choose coverage that aligns with their healthcare needs and budget.
Do you offer support for managing out-of-pocket medical costs?
We provide guidance on minimizing out-of-pocket expenses through strategic plan selection and enrollment assistance tailored to individual financial situations.
What sets your agency apart from online insurance platforms?
Unlike AI-driven platforms, we offer personalized, human-centered service with licensed agents who provide tailored advice and ongoing support throughout your coverage period.
How do you stay updated on Medicare policy changes?
Our team participates in continuous education and industry associations to maintain expertise on annual Medicare updates and regulatory changes affecting client coverage.
Videos
Reviews (4)
Mary Kay Brooks
Dec 16, 2021
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I have worked with Michelle and her team for more than 10 years. She has always been available to answer my questions and provide important insurance information. Michelle and team have a genuine interest in serving their clientele.
Nancy Lemaster
Mar 20, 2021
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Michelle has shepherded me through private insurance policies and found the best options at the most affordable price. Her intelligent approach has been so appreciated.
Lauren W.
Jan 21, 2021
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Michelle is an exceptional insurance broker. She is extremely knowledgeable, patient, and thorough. She takes her time and asks questions to help determine which policy met me needs, and was very patient while I weighed the different options. Even during busy seasons, she never rushes, responds quickly, and doesn't seemed stressed in the least.
L. & N. Gurney
Jun 06, 2020
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Wonderful service. Great follow through. Saved us $$ on our supplemental insurance. Highly recommend.