Business Details
Your Trusted Maine Insurance Partner Since 1882
Cole Harrison has been a trusted independent agency since 1882, dedicated to providing personalized insurance solutions for individuals and businesses in Maine and New Hampshire. Our team of experienced professionals is committed to helping clients select tailored coverage options from a diverse network of financially sound insurers. With a legacy spanning over 140 years, we pride ourselves on offering comprehensive commercial, personal, life, and flood insurance products.Our agency maintains a client-centric approach, ensuring policyholders receive competitive rates and exceptional service. As a locally owned business, we understand the unique needs of our community and strive to deliver reliable protection that aligns with those specific requirements.
Services
Commercial Insurance
Personal Insurance
Life Insurance
Flood Insurance
Auto Insurance
Home Insurance
Umbrella Insurance
Workers Compensation
Boat Insurance
RV Insurance
Highlights and features
- We offer over 140 years of insurance expertise in Maine and New Hampshire
- Our agents provide personalized service tailored to unique insurance needs
- We partner with multiple financially-sound insurers for comprehensive coverage options
- Our team includes certified insurance professionals with specialized experience
- We maintain a legacy of local community knowledge and client advocacy
Associations and certifications
- Trusted Choice
What people say
Great service
Knowledgeable agents
Competitive rates
Hassle-free process
Quick and easy
Services
Commercial Insurance
Our commercial insurance solutions protect Maine businesses against property damage, liability claims, and operational disruptions. Clients benefit from specialized coverage options including general liability, property insurance, workers compensation, and umbrella policies. With access to multiple insurers, we create tailored packages that address specific industry risks while maintaining cost-effectiveness.
Personal Insurance
We offer comprehensive personal insurance options for Maine residents, including auto, home, and umbrella policies. Our agents help clients protect their assets through customized coverage that adapts to evolving life circumstances. From standard policies to specialized protection for boats and recreational vehicles, we ensure adequate risk management at competitive rates.
Life Insurance
Our life insurance products provide financial security for families and businesses in Maine. We offer term, whole, and universal life policies with flexible options for estate planning and income replacement. Certified agents evaluate individual needs to recommend appropriate coverage amounts and types, ensuring policyholders protect their loved ones' financial futures effectively.
Flood Insurance
Cole Harrison helps Maine residents and businesses obtain flood protection through the National Flood Insurance Program and private insurers. We offer coverage for building structures and personal property with limits up to $500,000 for commercial properties. Our experts explain flood zone requirements and help clients determine appropriate coverage levels.
Workers Compensation
We provide Maine businesses with mandatory workers compensation insurance that covers medical expenses and lost wages for work-related injuries. Our policies protect employers from litigation while ensuring employee care. We help clients navigate state requirements and implement safety programs that potentially reduce insurance costs through risk management strategies.
People
John Kreie
President, Director of Sales and Service
With experience from Liberty Mutual Insurance, John Kreie brings extensive industry knowledge to Cole Harrison. He focuses on sales leadership and client relationship management while maintaining the agency's century-old commitment to Maine businesses.
David Fazzina
Vice President, Managing Partner
David Fazzina manages the Kittery office with expertise in commercial insurance. His experience includes leadership roles at Allstate Insurance, contributing to the agency's growth while maintaining personalized service standards for business clients.
Tyler Dewey
Personal Lines Sales and Account Management
Tyler Dewey specializes in personal insurance solutions, known for his exceptional client service. He helps Maine residents navigate coverage options while maintaining the agency's reputation for responsive and knowledgeable policy support.
Marisa Newton
Personal Lines Account Manager
Marisa Newton provides personalized insurance solutions with a focus on cost-effective policies. Her client-centered approach earned recognition for reducing payments by 50% through policy optimization while maintaining necessary coverage protections.
Dave Fazzina
Commercial Lines Manager
As Commercial Lines Manager, Dave Fazzina leverages industry experience to protect Maine businesses. He specializes in complex commercial risks, helping companies navigate insurance requirements while maintaining competitive premium costs through strategic market selection.
Questions
What types of insurance does Cole Harrison offer?
We provide commercial, personal, life, and flood insurance products. Commercial coverage includes liability, property, workers compensation, and business auto policies. Personal options cover auto, home, boats, RVs, and umbrella protection.
Do you serve areas outside Maine?
While our offices are in Maine, we provide insurance coverage to clients in New Hampshire as well. Our agency maintains local knowledge while serving broader regional insurance needs through our multiple office locations.
Can I get specialized insurance for unique assets?
Yes, our agents help protect unique assets including vintage motorcycles, fine artwork, contractor equipment, and personal watercraft. We offer specialized endorsements and inland marine coverage for high-value or unusual property items.
How does your claims process work?
Contact your assigned agent directly or use our website's contact form to initiate a claim. We provide clear guidance throughout the process, with dedicated support personnel assisting in documenting losses and coordinating with underwriters.
Is flood insurance required in Maine?
Flood insurance is mandatory for properties in high-risk flood zones with government-backed mortgages. Even outside these areas, we recommend it as standard coverage doesn't include flood damage. We help determine necessary protection based on property location.
Can I get multiple policy discounts?
Yes, bundling policies like auto and home insurance through our agency often creates significant cost savings. Our independent status allows us to compare multiple carriers' discount programs to maximize consumer benefits.
Reviews (2)
Nathan Key
Mar 18, 2020
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I've worked with Dave Fazzina for years and his knowledge, expertise, attention to detail, and common sense is exactly what you want from an insurance expert. His team is available and responsive, and you should really consider using them for personal or commercial needs.
Michael Carbonneau
Nov 28, 2019
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Dave and the Cole Harrison team have been great! I switch to them a couple of years ago and no only did Dave get me into the right coverage for my home and automobiles, he also got my wife and I set up with term life insurance that we have needed for quite some time. Continuing services is great too. Over the past couple of years we have experienced some unfortunate circumstances (yes, accidents) with our vehicles and Cole Harrison along with our Insurance Carrier, has been great through both issues. I can't recommend them highly enough!
