Business Details
38 Years
experience
Trusted Crop Insurance for Farmers & Ranchers
Kathy Fowler Agency has been dedicated to providing comprehensive insurance solutions for farmers, ranchers, and families since 1988. Founded by Kathy Fowler, a seasoned professional with over 30 years of experience in the insurance industry and firsthand knowledge of agricultural operations, our agency combines deep expertise with a personal touch. We specialize in crop insurance, property and casualty coverage, and risk management strategies tailored to the unique needs of agribusiness. Our team leverages cutting-edge technology to streamline processes while maintaining a commitment to personalized service. As a Trusted Choice agency, we collaborate with multiple carriers to ensure competitive rates and comprehensive protection.Our roots in farming communities across Texas and Oklahoma inform our understanding of local challenges and priorities. We offer additional services including commercial insurance, farm policies, life insurance, and Medicare supplements. Our partnerships with agribusiness leaders and membership in professional organizations underscore our industry authority. We prioritize transparency, ethical practices, and long-term client relationships. With offices in Memphis, Texas, and Elk City and Altus, Oklahoma, we serve clients from the Panhandle of West Texas to Southwestern Oklahoma. Our mission remains steadfast: to protect agricultural legacies through reliable, customized insurance solutions.
Services
Crop Insurance
Property & Casualty Insurance
Commercial Insurance
Farm Insurance
Personal Insurance
Life Insurance
Medicare Supplements
Risk Management Solutions
Disaster Assistance Programs
Online Insurance Services
Details
- Year established: 1988
Highlights and features
- We offer over 30 years of agricultural insurance experience
- Our team provides personalized service using modern technology
- We partner with agribusiness leaders for innovative solutions
- Committed to serving Texas and Oklahoma farming communities
- Equal opportunity provider with local market expertise
Services
Crop Insurance
Our crop insurance policies protect against yield losses and revenue declines for commodities like cotton, soybeans, and wheat. We offer federally supported plans with customizable options for risk management. Our expertise ensures proper coverage for both small family farms and large agricultural operations.
Property & Casualty Insurance
This comprehensive coverage safeguards farm property against damage while providing liability protection. We tailor policies to cover equipment, livestock, and agricultural structures. Our solutions address both commercial and personal property needs for farming operations.
Risk Management Solutions
We develop customized risk management strategies combining insurance products and financial planning. Our services include disaster preparedness, compliance assistance, and technology-driven tools. These solutions help farmers navigate market volatility and production uncertainties effectively.
Life Insurance
Our life insurance products provide financial security for farm families and business continuity. Policies help cover estate taxes, debts, and income replacement. We offer term and permanent options tailored to agricultural business structures and succession plans.
Medicare Supplements
We provide Medicare Advantage plans and supplemental insurance for agricultural professionals. Our offerings help cover healthcare costs for farmers and ranchers. Policies are designed to work with existing insurance while addressing rural healthcare needs.
People
Kathy Fowler
Owner
With over 30 years in agricultural insurance and firsthand farming experience, Kathy leads our agency's commitment to protecting farming operations. Her expertise combines practical knowledge from managing a cotton and peanut farm with industry leadership in risk management solutions.
Questions
What types of crop insurance do you offer?
We provide multiple peril crop insurance covering yield losses and revenue protection plans for commodities like cotton, soybeans, and wheat through federal programs and private carriers.
How do you assist with risk management?
We develop customized plans combining insurance products, technology tools, and financial strategies to address production risks, market volatility, and regulatory compliance for agricultural operations.
What areas do you serve?
We serve farmers and ranchers across Texas and Oklahoma, including Memphis, Altus, and Elk City, covering the Panhandle region to Southwestern Oklahoma.
What other insurance services do you provide?
In addition to crop insurance, we offer property and casualty coverage, commercial insurance, farm policies, life insurance, and Medicare supplements tailored to agricultural professionals.
How do you handle disaster assistance programs?
We help clients navigate USDA disaster assistance programs like ECAP and SDRP, providing guidance on eligibility requirements and claims processing for weather-related losses.
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