Business Details
Trusted Insurance & Real Estate Services in Carroll, IA
Lenz Insurance & Real Estate is an independent insurance agency serving Carroll, Iowa, and surrounding areas. We specialize in personal, business, farm, and health insurance, alongside real estate services. Our team prioritizes personalized guidance, treating clients like family while simplifying complex insurance choices. With decades of combined experience, we deliver tailored coverage solutions and competitive rates.Our commitment to excellence ensures clients receive optimal protection without compromising on quality. We serve West Central Iowa, offering localized expertise and a one-stop-shop approach for insurance and real estate needs. Our dedication to transparency, client education, and long-term relationships sets us apart in the industry.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Life Insurance
Health Insurance
Real Estate Services
Medicare Insurance
Commercial Insurance
RV Insurance
Highlights and features
- We offer personalized insurance guidance tailored to individual client needs.
- Our team combines decades of local insurance and real estate expertise.
- We secure competitive rates by partnering with top-tier insurance providers.
- We provide comprehensive coverage across personal, business, farm, and health insurance.
- Our one-stop-shop model simplifies insurance and real estate transactions.
Services
Auto Insurance
Our auto insurance policies provide comprehensive coverage for personal and business vehicles. We offer liability protection, collision coverage, and uninsured motorist options tailored to Iowa drivers. Our agents help clients navigate policy selections to ensure compliance with state requirements while optimizing protection against accidents, theft, and property damage.
Home Insurance
Home insurance solutions protect residential properties against fire, weather damage, and liability claims. We offer standard homeowners policies, flood insurance, and specialized coverage for mobile homes and rental properties. Our team ensures policies align with property value and client-specific risk factors in West Central Iowa.
Business Insurance
Business insurance packages safeguard organizations against liability, property damage, and operational disruptions. We provide business owners policies (BOP), general liability, and industry-specific coverage for contractors, restaurants, and professional services. Policies are customized to meet Iowa businesses' regulatory and risk management needs.
Farm Insurance
Farm insurance protects agricultural operations with coverage for equipment, structures, livestock, and crop losses. We offer tailored policies for farm owners, including liability protection and specialized coverage for machinery and seasonal yield risks across Iowa's farming communities.
Real Estate Services
Through RE/MAX Professionals Realty, we facilitate residential and farm property transactions. Our agents provide market analysis, listing services, and buyer representation across Carroll, Breda, Arcadia, and Denison. We combine local market knowledge with national real estate resources for seamless property transactions.
People
Ray Lenz
Founding Partner
Ray Lenz established the agency with a commitment to personalized insurance solutions. He leverages decades of local expertise to guide clients through risk management and real estate decisions.
Adam Humlicek
Partner
Adam Humlicek specializes in commercial insurance and real estate transactions. His focus on client education ensures businesses receive tailored coverage and property solutions in West Central Iowa.
Janelle Lenz Schreck
Insurance Agent
Janelle Lenz Schreck provides personalized insurance planning for families and individuals. She prioritizes understanding client needs to deliver comprehensive protection strategies across Carroll and surrounding areas.
Holley Steinkamp
Insurance Agent
Holley Steinkamp assists clients with policy selections and claims advocacy. Her approach emphasizes clear communication and matching coverage to evolving personal and business risk profiles.
Kari Miller
Insurance Agent
Kari Miller specializes in health insurance and Medicare solutions. She helps clients navigate coverage options to find affordable, comprehensive plans aligned with their medical needs.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, business, farm, and specialty insurance policies tailored to individual and organizational needs in Iowa.
Do you offer real estate services?
Yes, through RE/MAX Professionals Realty, we offer residential and farm real estate services across West Central Iowa.
How do you help clients save on insurance costs?
We compare rates from multiple providers to ensure competitive pricing while maintaining comprehensive coverage for all policies.
What areas do you serve?
We primarily serve Carroll, Breda, Arcadia, and Denison, Iowa, with localized insurance and real estate expertise.
Can I request a quote online?
Yes, submit our online form or call (712) 792-1700 for a personalized quote completed in minutes by our agents.
Reviews (3)
Amanda Jessen
Apr 07, 2020
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I am very happy with the house I bought with their help, but I am still continuing to have bat issues and have poured a lot more money into the bat issues than I was aware of. I feel like our real estate agent could have fought for us better but in the long term I was too naive and trusting to stand up for myself. I am split between being grateful to them for helping me find my house but also angry at being stuck with a huge problem that never seems to go away.
Jm & Amy Hunziker
Feb 26, 2020
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Janelle was absolutely amazing to work with! She has a no pressure sales approach that sets her above the rest. She's easy going and always on the ball. Their customer service is top-notch and we would highly recommend them for all of your insurance and real estate needs!
Ashley Schreck
Dec 10, 2019
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We are happy with the insurances we have through Lenz and love the home we found with Janelles help. 5 Stars!