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50+ Years
experience
Your Trusted Insurance Partner in Beaverton, OR
Founded in 1969, Insurance Team has served the Beaverton community for over 55 years with a steadfast commitment to prioritizing client needs. Our agency specializes in delivering competitive insurance solutions for both personal and commercial clients, including auto, home, umbrella, business, workers' compensation, and professional liability coverage. With a team of experienced professionals, we focus on problem-solving rather than simply selling policies, leveraging decades of industry expertise to tailor coverage that aligns with each client's unique circumstances. Our veteran-owned business combines deep local market knowledge with partnerships with top-rated carriers to ensure reliable protection and exceptional service. We maintain transparent communication throughout the process, guiding clients through complex coverage decisions while emphasizing ethical practices and long-term trust.

Our commercial insurance specialists bring specialized expertise in risk assessment and market analysis, while our personal lines team offers personalized support for homeowners, drivers, and individuals navigating life insurance needs. Backed by partnerships with major carriers like Safeco, Progressive, and Liberty Mutual, we provide comprehensive resources for policyholders. Our office hours reflect our dedication to accessibility, operating Monday through Friday with extended weekday availability. As a locally rooted agency, we understand the specific insurance challenges faced by Oregon residents and businesses, enabling us to deliver targeted solutions that larger corporate entities might overlook. This combination of experience, specialization, and community focus continues to make us a trusted insurance advisor after more than half a century in operation.
Services
Auto Insurance Home Insurance Umbrella Insurance Business Insurance Workers' Compensation Professional Liability Property Insurance Life Insurance Health Insurance Commercial Insurance
Details
  • Year established: 1969
Highlights and features
  • We offer 55+ years of combined insurance expertise with personalized service
  • Our team includes specialists in both personal and commercial insurance lines
  • We maintain partnerships with top-rated carriers like Safeco and Progressive
  • Our veteran-owned business emphasizes ethical practices and transparency
  • We provide tailored risk assessment and coverage solutions for Oregon residents
Services
Personal Auto Insurance
Protect your vehicle and financial security with customized auto insurance policies. We help Oregon drivers find competitive rates for liability, collision, and comprehensive coverage while ensuring compliance with state requirements. Our experienced agents analyze individual driving habits, vehicle types, and risk profiles to create tailored protection plans that balance affordability with adequate coverage limits.
Homeowners Insurance
Safeguard your property investment with comprehensive homeowners insurance solutions. We offer policies covering structural damage, personal belongings, and liability protection for Beaverton residents. Our specialists assess construction materials, location risks, and personal asset values to determine appropriate coverage levels while helping clients understand policy details like deductibles and exclusions.
Commercial Property Insurance
Protect business assets with tailored commercial property coverage. We provide protection for buildings, equipment, inventory, and essential business documents against risks like fire, theft, and natural disasters. Our commercial specialists work with Portland-area businesses to create policies that address industry-specific risks while maintaining cost-effectiveness through strategic risk management approaches.
Workers' Compensation
Meet Oregon's mandatory workers' compensation requirements with comprehensive coverage solutions. We help businesses secure policies that cover medical expenses and lost wages for work-related injuries while providing risk management resources to minimize workplace accidents. Our team ensures proper classification codes and policy limits that align with business operations and employee counts.
Umbrella Insurance
Enhance personal and business liability protection with umbrella insurance policies. We offer supplemental coverage that kicks in when primary policy limits are exhausted, protecting against catastrophic claims. Our specialists evaluate individual risk profiles and existing coverage gaps to determine appropriate umbrella policy limits that provide financial security against major liability events.
People
Ernie Robirds
Owner/President
Veteran-owned business leader with 45+ years in insurance, previously served 11 years in the Air Force. Focuses on ethical business practices and client-first approach since joining the agency in 1975.
Kristie Lozada
Commercial Producer
Commercial insurance specialist with decade of business management experience. Expert in workers' compensation, product liability, and property insurance solutions for Oregon businesses, emphasizing market analysis and customized risk management strategies.
Gina Cochran
Personal Lines Producer
Experienced personal lines specialist with diverse insurance background. Provides personalized coverage solutions for homeowners, drivers, and life insurance needs while maintaining consistent client communication throughout policy processes.
Emily Shaffer
Personal Lines Producer
20+ year insurance veteran with prior experience at major direct writers. Specializes in homeowners, auto, and business insurance while maintaining established industry relationships to benefit client coverage options and pricing.
Burke Albaugh
Commercial Account Manager
Commercial insurance expert with dual business management and HR degrees. Manages commercial production while overseeing agency IT and accounting operations, bringing analytical approach to business risk assessment and policy solutions.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, umbrella, life) and commercial insurance (property, liability, workers' compensation, professional liability) for Oregon residents and businesses.
How do you find competitive insurance rates?
We partner with multiple top-rated carriers and leverage our 55+ years of experience to compare options, tailoring coverage that balances protection needs with cost-effectiveness for each client.
Can you help with insurance claims?
While we don't process claims directly, we partner with major carriers like Safeco and Progressive who provide dedicated claims support, and we assist policyholders in understanding their coverage during the claims process.
Do you serve areas outside Beaverton?
We primarily serve the Portland metro area and Oregon residents, with our expertise in local regulations and risk factors that affect insurance requirements across the state.
What sets you apart from other agencies?
Our veteran-owned business combines 55+ years of local experience with specialized insurance expertise, maintaining ethical practices and personalized service while offering access to major carriers' resources.
Reviews (5)
Michael Burbach
May 23, 2022 Report
Emily is always a class act. Gets things done. Makes the process super simple and efficient. Thank you for all you do.
Anita Goetz
Apr 05, 2022 Report
The team responded instantly to my request (left per voice mail) and my insurance needs were taken care of within a very short time. Awesome!
Claire Cutlip
Mar 27, 2022 Report
We worked with Emily Shaffer to secure homeowners insurance for our first home. She was great to work with. She returned my calls quickly, she was able to be very thorough and knowledgeable about the insurance we were getting, and made it possible for us to get good coverage on insurance. I would definitely recommend using this company in the future for any insurance needs.
Tom Bird
Mar 25, 2022 Report
I like working with the Insurance Team. They are always happy to answer my questions and help with anything I need. They even let me know I could have a better policy to cover my home, at a better price.
Mtn Tech Donohue
Mar 16, 2022 Report
We love insurance team. We found them to cover our business policies, but they have an amazing crew to handle personal policies as well. Highly recommend!