Business Details
50+ Years
experience
Your Trusted Insurance Partner in McMinnville, TN
Established in 1901, Hoover & Son Insurance Agency has served McMinnville, TN, and central Tennessee as a family-owned business for over a century. Our agency specializes in delivering comprehensive insurance solutions tailored to individuals, families, and businesses. With deep roots in the community, we prioritize trust, personalized service, and long-term relationships. Our experienced team offers expertise in auto, homeowners, life, health, commercial, and specialty insurance policies. As active members of local organizations like Main Street McMinnville and The Warren County Chamber of Commerce, we remain committed to community growth.We simplify insurance through clear communication, avoiding jargon to ensure clients understand their coverage. Our legacy of reliability and client-centric approach continues under fourth-generation leadership. We serve clients throughout central Tennessee, ensuring accessibility to quality insurance products. Our dedication to ethical practices and customer satisfaction has solidified our reputation as a trusted local partner. Today, we continue innovating while maintaining the values that have guided us for over 100 years.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Commercial Insurance
Health Insurance
Farm Owners Insurance
Boat & Yacht Insurance
Workers Compensation
Flood Insurance
Motorcycle Insurance
Details
- Year established: 1901
Highlights and features
- We offer over 120 years of insurance expertise in central Tennessee
- Our family-owned agency prioritizes personalized, jargon-free service
- We provide tailored coverage across 10+ insurance categories
- Our team maintains active leadership roles in local business organizations
- We combine generational knowledge with modern insurance solutions
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options including liability, collision, and comprehensive protection. We serve individuals and families across central Tennessee, offering competitive rates and personalized policy adjustments. Our experienced agents help clients navigate coverage needs for all vehicle types, from standard passenger cars to specialty vehicles.
Commercial Insurance
We provide comprehensive commercial insurance solutions safeguarding businesses against property damage, liability claims, and operational risks. Our policies include workers' compensation, business interruption coverage, and industry-specific protections. With deep local market knowledge, we help Tennessee businesses develop risk management strategies tailored to their unique operational challenges and growth objectives.
Homeowners Insurance
Our homeowners insurance offers protection for residential properties against common risks including fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability safeguards. We serve McMinnville and surrounding areas, providing specialized options for different property types including historic homes and modern constructions.
Life Insurance
We offer term and permanent life insurance solutions to protect families' financial futures. Our policies provide death benefits for income replacement, mortgage protection, and estate planning. With multiple carrier options, we help clients find coverage matching their budget and long-term financial goals while ensuring straightforward policy terms.
Farm Owners Insurance
Our farm insurance protects agricultural properties with coverage for farmhouses, equipment, livestock, and crop-related risks. Policies address liability concerns and property damage from weather events. We serve Tennessee's farming community with specialized solutions that combine traditional insurance expertise with understanding of rural property needs.
People
Fred Hoover
Owner
Fourth-generation owner Fred Hoover leads the agency with 35+ years of insurance experience. A Warren County native, he combines generational knowledge with modern practices. Active in local organizations, Fred prioritizes community service and client education while maintaining the agency's founding principles of trust and integrity.
Questions
What types of insurance do you offer?
We provide auto, homeowners, life, health, commercial, farm, boat, motorcycle, flood, and workers' compensation insurance, along with bonds and specialty coverage options.
Do you serve areas outside McMinnville?
Yes, we serve all of central Tennessee, providing insurance solutions to both urban and rural communities across the region.
How does your agency handle claims assistance?
We guide clients through the claims process with personalized support, leveraging our industry experience to ensure timely and fair resolutions.
Are you part of any local organizations?
We actively participate in Main Street McMinnville, Warren County Chamber of Commerce, and Tennessee Nursery & Landscape Association.
Can I get insurance quotes online?
While we offer online information, we recommend personalized consultations to ensure proper coverage evaluation and tailored solutions.
Reviews (2)
Zander Smith
Feb 06, 2021
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Good place to go see at night and for those who love pokemon and have pokemon go. That's a hot spot for pokemon
Jb
Mar 28, 2018
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They are our insurance dealer. We don't pay way up there for our insurance. It depends on what insurance you get on how much you pay. We have Consumers for our auto insurance we also have our home insurance with them to