Business Details
13 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Schield Insurance was founded in 2013 to provide Western Slope residents with customer-centric service that prioritizes results over profit. Our founder Travis Schield brought decades of industry experience to create a business focused on lowering premiums while improving coverage. Since our establishment, we have consistently helped clients save thousands annually through tailored insurance programs. Our affiliation with the Strategic Insurance Agency Alliance (SIAA) connects us to a nationwide network of carriers, ensuring access to competitive options. We specialize in commercial insurance, personal auto coverage, contractor bonding, and homeowners policies, serving clients across Colorado, New Mexico, Arizona, and Texas.Our team leverages over 30 years of combined expertise to identify cost-saving opportunities and mitigate risks. We maintain a 99% closure rate for quoted accounts by delivering customized solutions that address individual client needs. Our Durango-based agency extends its services through partnerships with national carriers while maintaining a local, personalized approach to insurance consulting.
Services
Commercial Insurance
Personal Auto Insurance
Contractor Bonding
Homeowners Insurance
Certificates of Insurance
Details
- Year established: 2013
Highlights and features
- 30+ years of combined insurance industry experience
- Clients save 20-30% on average annual premiums
- Affiliated with SIAA's billion-dollar insurance network
- Customized coverage options for unique client needs
- 99% account closure rate for quoted policies
What people say
Professional and reliable
Savings up to $500 annually
Compassionate employees
Highly recommend
Responsive and knowledgeable
Services
Commercial Insurance
Our commercial insurance solutions protect businesses across multiple industries. We offer general liability, workers' compensation, commercial property, and specialized coverage options. With access to over 30 national carriers through our SIAA affiliation, we customize policies to address specific business risks while maintaining competitive pricing. Our experienced agents analyze existing policies to identify coverage gaps and implement cost-saving strategies that have helped clients reduce premiums by up to 30% annually.
Personal Auto Insurance
We provide comprehensive personal auto insurance for standard vehicles and specialty equipment. Our coverage includes motorcycles, RVs, collectible cars, and watercraft. By assessing individual driving profiles and policy needs, our team helps clients optimize deductibles to lower premiums while maintaining adequate protection. Our experience with state-specific regulations ensures compliance while maximizing coverage value through strategic carrier partnerships.
Contractor Bonding
Our contractor bonding service specializes in facilitating surety bonds for construction professionals. We assist with license bonds, performance bonds, and bid bonds through a streamlined application process. Our expertise in financial risk assessment helps contractors meet bonding requirements while developing growth strategies for securing larger projects. We navigate complex underwriting criteria to improve approval chances for high-value bonding needs.
Homeowners Insurance
We offer customized homeowners insurance solutions for standard and high-risk properties. Our policies address unique exposures like brush fire hazards, high-value dwellings, and rental properties. Through detailed risk assessments, we identify coverage gaps in existing policies and implement strategies that balance deductible optimization with comprehensive protection. Our regional expertise helps clients in challenging environments secure reliable coverage at competitive rates.
People
Blake Schield
President
Blake Schield leads Schield Insurance with seven years of insurance experience, continuing his father's legacy. He specializes in commercial lines and coverage optimization, focusing on client-driven solutions. His approach emphasizes competitive pricing and personalized service for Colorado businesses.
Brittany Schield
Vice President
Brittany Schield brings 16 years of insurance expertise to Schield Insurance. She specializes in personal lines and commercial coverage, providing tailored risk management solutions. Her extensive industry knowledge helps clients navigate complex insurance requirements across multiple states.
Theresa Thatcher
Customer Service Representative
Theresa Thatcher offers 30 years of insurance experience as Schield's customer service representative. She assists clients with policy management and claims processes, maintaining the agency's commitment to personalized service. Her deep understanding of insurance operations supports efficient client interactions.
Questions
How does where I live affect my auto insurance premium?
Location impacts premiums through factors like population density, weather risks, crime rates, and local regulations. Our agents help clients in Colorado, New Mexico, and Arizona optimize coverage based on regional risk profiles.
Are there exclusions in an insurance policy I should know about?
Yes, common exclusions include war/natural disasters, intentional damage, and maintenance-related issues. We review policies to identify and address potential exclusions through specialized endorsements during our risk assessment process.
Does insurance coverage vary for different businesses?
Yes, coverage varies by industry and business size. We tailor commercial policies to specific risks, offering specialized options like spoilage protection or data breach coverage in addition to standard business owner policies.
What is a credit-based insurance score?
This score evaluates claim likelihood using credit factors like payment history and debt levels. While not affecting underwriting in all states, we help Colorado clients understand how improving this score can reduce premiums by up to 76%.
How can I lower my homeowners insurance costs?
Raise deductibles strategically, implement risk mitigation measures, and optimize policy coverage. Our agency helps clients identify available discounts and implement cost-saving strategies while maintaining comprehensive protection.
What commercial insurance coverage gaps should I watch for?
Common gaps include cyber liability, equipment breakdowns, and business interruption coverage. Our policy audits identify these risks, and we use our SIAA network to secure specialized endorsements that address specific exposure areas.
Reviews (5)
Katrina Patterson
Aug 28, 2021
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This family owned and operated insurance company is very professional and reliable! They have the most compassionate employees and have been serving our community for many years. Experienced and professional!
Sherry Pinasco
Apr 19, 2021
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I have been a customer for the last four years. Everyone is amazing! They always have time for me and make me feel special. Highly recommend
Diane Anderson
May 13, 2018
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Schield Insurance has exceeded all of our expectations. We are very impressed with their high level of knowledge, expertise and service! Thank you for looking out for us and saving us money!
Jerry Little
Mar 02, 2018
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Knowledgeable, prompt and very competitive! Travis saved us almost $500 a year on our Home, auto, flood and toys, even after being with my previous provider over 10 years! Thank you
Robin Harrington
Jan 15, 2018
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I have been with the same local company for over 35 years. Rates never the same and continued to rise. Shield insurance not only saved me over $600 per year but my home, vehicles and boat have far better coverage! Thanks for caring about the local people!