A Mutual Insurance Company is owned by the policyholders. There are no stockholders and the premiums collected are invested to pay current and future losses of the Company. You are more than just another number at Ralls County Mutual Insurance you are a member. This means you are one of the owners of the company. The mission of Ralls County Mutual Insurance Company is to provide security and peace of mind to our members. Ralls County Mutual Insurance Company is committed to excellent service and financial growth to members, agents, and employees.

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About Us

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Ralls County Mutual Insurance Company was formed over 130 years ago by a few citizens of Ralls County that wanted better insurance, not only for themselves but their family and neighbors. Ralls County Mutual Insurance is state regulated and fully insured. We have no stockholders to pay dividends to which allows us to keep our premiums competitive.

Farm Owners

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At Ralls County Mutual Insurance Company we know that farming is a way of life. That is why this coverage goes beyond the ordinary coverage to provide an effective and flexible insurance policy for your farm operation.

Homeowners Insurance

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Owning your own home is an investment of both time and money. You want to make sure that you have sufficient coverage on your investment. Homeowners insurance can cover your home, certain outbuildings and personal property if damaged by wind, fire, or other perils named in your policy. Personal liability protection may be added to this protection.

Second / Seasonal Homes

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Being near Mark Twain Lake Ralls County Mutual Insurance appreciates the value of a second home and is able to insurance coverage. This policy can cover your home, certain outbuildings and personal property if damaged by wind, fire, or other perils named in your policy.

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