Business Details
22 Years
experience
Your Trusted Financial Partner in Mondovi, WI
At Ali Rud Financial Services, we prioritize our clients by dedicating time to understand their unique life circumstances and financial goals. Our team offers personalized financial planning, including retirement strategies, investment guidance, and insurance solutions tailored to individual needs. With expertise in Medicare, life, and disability insurance, we provide free consultations to help clients build secure financial futures.Our licensed agents operate across multiple states, combining local knowledge with nationwide resources. We maintain regular client check-ins to ensure plans remain aligned with evolving goals, supported by a commitment to transparency and personalized service.
Services
Financial Planning
Retirement Planning
Medicare Supplement
Life Insurance
Disability Insurance
Health Insurance
Investment Planning
Notary Services
Details
- Year established: 2004
Highlights and features
- We offer free consultations to create tailored financial plans.
- Our team provides personalized insurance solutions across eight states.
- We specialize in Medicare and retirement planning expertise.
- Licensed agents combine local insight with nationwide resources.
- We offer notary services for client convenience.
Associations and certifications
- FINRA
- SIPC
Services
Financial Planning
We create customized financial roadmaps aligned with your life stage and goals. Our advisors analyze income, expenses, and long-term objectives to develop strategies for debt management, savings, and wealth growth. Clients receive ongoing portfolio reviews and market analysis to adapt to changing economic conditions.
Retirement Planning
Our retirement specialists design phased plans covering pre-retirement accumulation, tax-efficient withdrawals, and estate preservation. We optimize IRA conversions, Social Security claiming strategies, and pension options while considering healthcare costs and longevity factors for comprehensive preparedness.
Medicare Supplement
We help navigate Original Medicare gaps by comparing supplemental policies across 16 providers. Our brokers explain Part B premium impacts, prescription drug coverage options, and network restrictions while ensuring compliance with federal enrollment periods and state-specific regulations.
Life Insurance
We assess income replacement needs, outstanding debts, and future expenses to recommend term or permanent life insurance solutions. Our process includes policy illustrations showing cash value growth projections and premium payment schedules tailored to family circumstances.
Disability Insurance
We design policies covering occupation-specific risks with elimination periods and benefit durations matching clients' financial obligations. Our specialists explain own-occupation vs. any-occupation definitions and coordinate coverage with employer-provided plans for comprehensive protection.
People
Ali Rud
Founder
Established the firm in 2004 after growing up in her father's insurance business. Licensed in 11 states, she oversees offices in four locations while maintaining active client relationships through personalized service.
Andrew Rud
Licensed Agent
Provides local insurance solutions with community connections. Graduated from Mondovi High School and serves as assistant baseball coach while managing client needs with personable expertise.
Julia Rud
Licensed Agent
Manages the Rice Lake office since 2023. Combines insurance expertise with community involvement as a volleyball official and active participant in Northern Wisconsin client services.
Becky Pronschinske
Health Insurance Broker
Specializes in Medicare solutions since 2016. Balances insurance brokerage with cattle ranch operations and community engagement through local sports activities in Mondovi.
Gary Banick
Licensed Agent
Brings 40+ years insurance experience since joining in 2016. Uses University of Minnesota education and master's degree to help clients navigate Medicare options while maintaining agricultural interests in Minnesota.
Questions
What financial services do you offer?
We provide retirement planning, investment management, Medicare supplements, life/disability insurance, and health insurance solutions with personalized consultations.
Do you charge for initial consultations?
No fees apply for our initial financial planning sessions where we assess your needs and create customized strategy recommendations.
In which states do you operate?
Our licensed agents serve clients in Arizona, California, Florida, Iowa, Michigan, Minnesota, Utah, and Wisconsin.
How do you help with Medicare choices?
We compare plans from 16 providers, explain coverage gaps, and help select optimal Medicare Supplement or Advantage policies based on your healthcare needs.
Can you assist with existing insurance policies?
Yes, we review current coverage to identify gaps or overpayments, then recommend updates to ensure adequate protection at competitive rates.
Reviews (2)
Joan Thompson
Oct 14, 2021
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Helpful and courteous. I call them every year for Medicare D advice. Would recommend them with any Medicare questions you have.
Dan Barber
Oct 26, 2020
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Ali has help us very much with our insurance needs. Very professional but very personal at the same time. Thank you very much
