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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Central Minnesota
Insurance Avenues has been serving central Minnesota communities since 1934, originally established as Schmidt Insurance Agency. Our foundation is built on long-standing customer relationships and referrals, prioritizing personalized service and integrity. We operate as a third-generation family-owned business, treating every customer like family while offering insurance products from top national insurers.

Our mission focuses on competitive rates, transparent policies, and tailored solutions for homeowners, auto, farm, business, and life insurance. With three office locations in Avon, Sauk Rapids, and Foley, we combine local expertise with nationwide carrier options to meet diverse insurance needs.
Services
Health/Life Insurance Business Insurance Home Insurance Vehicle Insurance Farm Insurance
Details
  • Year established: 1934
Highlights and features
  • We work hard to find the best rate through all the carriers we represent
  • Having a local agent helps you choose trusted service providers
  • Representing multiple carriers means comprehensive coverage options
  • Independent agent pricing often beats captive agent rates
  • Third-generation family-owned business with deep community roots
What people say
Great service FANTASTIC at finding the best fit Knowledgeable, accessible, timely Highly recommend Affordable coverage
Services
Health/Life Insurance
Our life insurance specialists help clients understand policy options and coverage needs. We offer term, whole, and universal life policies from multiple carriers. Our agents provide personalized guidance to protect your family's financial future while ensuring competitive pricing through our carrier network.
Business Insurance
We protect Minnesota businesses with comprehensive commercial insurance packages. Our offerings include property, liability, workers' compensation, and specialized coverage for unique business needs. With experience serving Sauk Rapids' growing business community, we help companies secure optimal protection at competitive rates.
Home Insurance
Our homeowners insurance solutions protect your primary investment with coverage for property damage, personal belongings, and liability. We work with multiple carriers to find policies that balance comprehensive protection with affordable premiums for Minnesota residents.
Vehicle Insurance
We provide mandatory auto insurance policies meeting Minnesota requirements while offering additional protection options. Our agents help clients compare rates across carriers to find affordable coverage for cars, trucks, and specialty vehicles.
Farm Insurance
Our farm insurance protects agricultural equipment and operations with specialized policies. We understand Minnesota farmers' unique needs, offering coverage for equipment breakdowns, crop losses, and liability protection tailored to rural enterprises.
People
John Schmidt
Agency Owner/Agent
Third-generation insurance professional with decades of local experience, committed to personalized service and community relationships.
Lisa Schmidt
Agency Owner/Agent
Active community member with extensive insurance expertise, focusing on client education and tailored coverage solutions.
Patricia Frieler
Agent-Personal Lines
Specializes in personal insurance products with a focus on customer service and policy customization.
Jessica Nierenhausen
Agent-Personal Lines
Experienced personal lines specialist helping clients navigate insurance options with clear, straightforward guidance.
Susan Schneider
Agent - Commercial Lines
Commercial insurance expert with deep knowledge of business risk management and corporate policy solutions.
Questions
What types of insurance do you offer?
We provide home, auto, life, business, farm, and specialty insurance policies through multiple national carriers.
How do you find competitive insurance rates?
As an independent agency, we compare rates across multiple carriers to find optimal pricing for each client.
Can I make insurance payments online?
Yes, we offer secure online payment options for policyholders through our payment portal.
How do I file a claim?
Contact our office directly or use carrier-specific claim portals for immediate assistance with your policy.
Do you serve areas outside Minnesota?
While primarily serving Minnesota, we also assist clients in Wisconsin, North Dakota, Arizona, and Michigan.
Can I bundle multiple insurance policies?
Yes, we offer multi-policy discounts when bundling home, auto, and business insurance products.
Reviews (1)
Heather Meeks
Jan 13, 2022 Report
Lisa Schmidt is very kind warm hearted, We appreciate everything you do for the local Mississippi Heights Elementary. Thank You!