
Services
About Us
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You may ask, "what makes Hourglass different?" Our clients feel very comfortable walking into our office. Almost all of them have been referred to us by their friends who are already doing business with us. People soon realize the willingness of the entire Hourglass staff to go the "extra mile" to make sure that their needs are met, even if it means there will be no sale.
Other Services
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We take the time to find out what you want, what you need and then guide you through the process to achieve your goal. We only recommend to our clients what we would do for ourselves if we were in the same situation. Covering illnesses and accidents, disability insurance can be a safety net when life changes.
Medicare
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Navigating into the Medicare world can be mind boggling, there are many things that must be considered and done in a timely manner. However, the benefits are often times wonderful!. Medicare is available to people who have turned 65 or have received Disability Benefits for 24 months. US citizens & Legal Green Card holders are eligible for Medicare Part A & B the first day of the month of their 65th birthday. If your birthday falls on the first day of the month, you are eligible for Medicare Part A & B the first day of the prior month.
Health Insurance
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Health insurance has become a nightmare in the past 4 1/2 years. The prices have skyrocketed and I do not know anyone who has not been affected by the results. All preventative is covered by"no money out-of-pocket". However, for instance, if you are going in for a colonoscopy and they find an issue, then that procedure is now curative rather than preventative.
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