We are knowledgeable horse people with over 45 years insurance experience and are dedicated to helping you with your horse/horse farm insurance needs. We are licensed in all states but Alaska, Hawaii, and South Dakota. Competitive quotes for your horse mortality (life) and your equine major medical (health) insurance. Personal Equine Liability and Commercial General Liability coverages to fit your equine activities. Own a horse farm? Whether you have a large commercial equine operation or a small gentleman's horse farm, we will find the right fit for you.
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About
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Star H Equine Insurance was founded by Butch and Lucinda (McIver) Human and is an insurance agency devoted solely to serving the insurance needs of the equine industry. Besides handling the day to day duties of running the backside of the agency, Lucinda works with clients and prospective clients on their farm and liability insurance needs.
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To expedite the claims process we recommend you contact the toll free number attached to your policy. In the event you don't have this information, the claims numbers for all of our companies are shown below. If you need any help, please contact our office Monday - Friday 8:30 am - 5:00 pm (excluding holidays) and we can guide you to the correct claims department. In the event that you have a Claim please refer to your policy for your toll free Claims number, or you can find a listing of phone numbers here.
Equine
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Coverage for death resulting from accident, sickness, disease, humane destruction and theft. Full Mortality is a form of life insurance on your horse. It will cover you if your horse dies from accidental causes, sickness, disease, humane destruction and theft. In addition, some insurance companies now include coverage for Emergency Colic Surgery with a limit of $2500.-$3000.
Liability
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Provides liability coverage for bodily injury and property damage claims/suits resulting from your horse business. You should consider Commercial Equine Liability coverage if your horse business involves boarding, training, breeding, riding instruction, shows, clinics etc. This coverage will protect you in case someone is injured or their property is damaged as a result of your horse business activities; for example - a horse kicks someone at a show; a horse gets loose, runs into the road and gets hit by a vehicle resulting in damage to the vehicle and possible injury to the occupants; a rider is thrown and injured during a riding lesson.
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