Business Details
43 Years
experience
Your Trusted Insurance Advisor in Western North Carolina and Georgia
Farley Insurance is an independent insurance agency dedicated to providing comprehensive risk management solutions to individuals and businesses throughout North Carolina, Georgia, and the Southeast Appalachian region. With offices in Murphy, Robbinsville, Hayesville, and Hiawassee, our team of licensed professionals brings decades of combined experience in personal, business, and employee benefits insurance. We maintain partnerships with multiple carriers to offer competitive pricing while prioritizing personalized service and expert guidance.Our commitment to client education is demonstrated through interactive risk assessment tools and detailed coverage explanations. As active members of the Keystone Insurers Group, we uphold industry-leading standards while maintaining local expertise in mountainous and rural communities across five southeastern states.
Services
Home Insurance
Auto Insurance
Renters Insurance
Umbrella Insurance
Flood Insurance
Business Owners Insurance
General Liability Insurance
Workers Compensation Insurance
Commercial Umbrella Insurance
Business Auto Insurance
Details
- Year established: 1983
Highlights and features
- Independent agency offering multiple carrier options
- Licensed in 5 southeastern states with local expertise
- Personalized service from experienced insurance professionals
- Comprehensive coverage for unique mountain community risks
- Interactive risk assessment and education tools
Associations and certifications
- Keystone Insurers Group
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage for standard homes, mountain properties, and unique dwellings across rural and mountainous regions. Our agents help clients understand policy limits, exclusions, and endorsements to ensure comprehensive protection against regional risks like flooding and severe weather.
Business Owners Insurance
Tailored business insurance solutions combine property, liability, and business interruption coverage for small to mid-sized enterprises. We assess each client's specific risks in industries ranging from hospitality to manufacturing, providing protection against equipment damage, customer injuries, and operational disruptions. Our policies can include specialized endorsements for mountain-based businesses and seasonal operations.
Group Health Insurance
Comprehensive employee benefits packages include group health, dental, and vision insurance for businesses of all sizes. We work with multiple carriers to find cost-effective solutions that meet ACA requirements while balancing employer contributions and employee needs. Our team provides ongoing support for plan administration, employee enrollment, and compliance documentation.
Umbrella Insurance
Umbrella insurance provides additional liability protection beyond standard auto and homeowners policies. We help clients assess their risk exposure and determine appropriate coverage limits to protect assets against catastrophic claims. Policies cover bodily injury, property damage, and legal defense costs, with options to bundle with existing policies for cost efficiency.
Flood Insurance
Specialized flood insurance policies cover damage from rising water events not included in standard homeowners policies. We serve high-risk areas in mountain valleys and river basins, offering both NFIP and private market options. Our agents help clients understand flood zone classifications, policy terms, and mitigation strategies to reduce premiums through risk reduction measures.
Questions
What areas do you serve?
We serve Western North Carolina (Murphy, Robbinsville, Hayesville), Northeast Georgia (Hiawassee), and surrounding mountain communities across five southeastern states.
What types of insurance do you offer?
We provide personal insurance (home, auto, umbrella), business insurance (BOP, liability, workers comp), and employee benefits (group health, dental, vision).
Why use an independent agent?
As independent agents, we offer multiple carrier options to find the best coverage and pricing tailored to your specific needs and risk profile.
How do I file a claim?
Report claims through our client portal, by phone at 828-837-7447, or contact your agent directly for immediate assistance with the claims process.
Do you offer risk assessment tools?
Yes, our interactive risk assessment tools help identify coverage gaps and explain insurance solutions for common personal and business risks.
Reviews (1)
Karen Johnson Massey
Aug 10, 2017
Report
The staff is always so helpful and friendly. They worked hard to find the right insurance for my family.
