Business Details
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Your Trusted Insurance Partner in Crystal Falls, MI
Lud Stoor Agency has served clients in the Upper Peninsula of Michigan for over six decades, establishing itself as a trusted independent insurance provider. Our family-owned business specializes in delivering tailored insurance solutions across home, auto, commercial, life, and disability coverage. As a Total Quality Agency through the Michigan Association of Insurance Agents, we maintain high standards of service and professionalism.Our team includes certified experts like Certified Insurance Counselors and licensed agents with extensive experience across property/casualty and life/health insurance. We prioritize personalized service, offering multi-policy discounts and prompt claims handling while maintaining strong partnerships with top-rated insurers to meet diverse client needs.
Services
Commercial Insurance
Life Insurance
Auto Insurance
Homeowners Insurance
Personal Umbrella Insurance
RV Insurance
Disability Insurance
Highlights and features
- We offer 60+ years of local insurance expertise
- Our team includes Certified Insurance Counselors (CIC)
- We partner with top-rated insurance carriers
- We provide personalized policy bundling discounts
- Our claims specialists ensure prompt resolution
Associations and certifications
- Michigan Association of Insurance Agents
- Certified Insurance Counselor
Services
Commercial Insurance
Protect your business with customized commercial insurance solutions. We offer comprehensive coverage for property, liability, workers' compensation, and specialized industry risks. Our experienced agents help Michigan businesses navigate complex insurance needs while maintaining cost-effectiveness and regulatory compliance.
Life Insurance
Secure your family's future with tailored life insurance policies. We provide term, whole, and universal life insurance options to protect loved ones and preserve wealth. Our certified agents help clients understand policy features and select appropriate coverage amounts based on individual financial circumstances.
Homeowners Insurance
Safeguard your home investment with customized homeowners insurance. We offer coverage for dwelling, personal property, liability, and additional living expenses. Our specialists help Michigan residents understand policy details and select appropriate coverage limits for their primary residence.
Auto Insurance
Get comprehensive auto insurance protection for cars, trucks, and specialty vehicles. We provide liability, collision, comprehensive, and uninsured motorist coverage meeting Michigan's requirements. Our agents help clients optimize policy features while qualifying for available discounts.
Personal Umbrella Insurance
Enhance your liability protection with personal umbrella insurance. This supplemental coverage extends beyond homeowners and auto policies, protecting against major claims. We help clients assess risk exposure and select appropriate coverage limits for added financial security.
People
Lee A. Siler
President
Certified Insurance Counselor with 25+ years in insurance. Graduated from Central Michigan University in 1993. Former underwriter at Auto-Owners Insurance. Purchased majority ownership in 2007. Licensed in MI and WI for property/casualty and life/health insurance.
Sharon M. Lato
Commercial Insurance Representative
Certified Insurance Service Representative with 25+ years experience. Holds associate degree in social work from Ferris State University. Specializes in commercial policy management, audits, and client service since joining in 1998.
Sandra J. McGregor
Claims Coordinator
Certified Insurance Service Representative with 35+ years at the agency. Manages claims processing and accounting. Holds associate degree in business from Northern Michigan University. Expert in policy details and efficient claims resolution since 1990.
Jennifer L. Williams
Personal Lines Agent
Certified Insurance Counselor since 2001. Graduated from Grand Valley State University with business/finance degree. Specializes in auto, home, RV, and life insurance. Provides personalized coverage solutions for Michigan residents.
Brandon M. Painter
Personal Lines Agent
Licensed agent since 2013. Graduated from Northern Michigan University with business management degree. Focuses on auto, home, recreational vehicles, and life insurance. Committed to helping clients understand policy options and coverage needs.
Questions
What types of insurance do you offer?
We provide home, auto, commercial, life, disability, RV, and personal umbrella insurance for Michigan residents and businesses.
Are you a local Michigan agency?
Yes, we're family-owned and operated in Crystal Falls, Michigan, serving the Upper Peninsula since the 1960s.
How do I file a claim?
Call us during business hours at (906) 875-6626 or use our carriers' online claims systems. Emergency after-hours claims contact Lee Siler at (906) 367-0848.
Do you offer policy discounts?
Yes, we offer multi-policy, safe driver, and good student discounts to help clients reduce insurance costs.
Can I pay insurance premiums online?
Many of our carriers offer online payment options through their websites for convenient premium management.
What makes you different from other agencies?
Our 60+ years of local experience, certified professionals, and personalized service focus help us deliver tailored insurance solutions that balance protection and affordability.
Reviews (1)
Glenn Avena
Dec 14, 2020
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I highly recommend Lee and his team at Lud Stoor Agency. They are very knowledgeable, professional, and they work hard to find coverages that fit your needs with reasonable premiums. If you are looking for auto or home insurance, look no further!
