Business Details
46 Years
experience
Trusted Insurance Services in Northbrook, IL
Since 1980, Total Benefit Services has dedicated itself to delivering customized health insurance solutions tailored to individual and group client needs. Our team combines decades of industry experience with meticulous attention to detail, ensuring clients receive competitive pricing without compromising service quality. We prioritize building long-term relationships through personalized support, transparent communication, and a commitment to exceeding client expectations. Our expertise spans major medical plans, Medicare supplements, retirement strategies, and comprehensive employee benefits packages.By maintaining rigorous standards of excellence, we have established ourselves as a trusted partner in navigating complex insurance landscapes. Our focus remains on empowering clients with informed decisions that align with their financial and healthcare goals. With a deep understanding of evolving insurance markets, we provide actionable insights to help clients optimize coverage and minimize costs. Our Chicagoland-based team serves as a reliable resource for both individuals and businesses seeking dependable insurance solutions.
Services
Health Insurance
Medicare Supplements
Group Insurance
Retirement Planning
Life Insurance
Details
- Year established: 1980
Highlights and features
- We offer 40+ years of specialized insurance expertise since 1980
- Our team provides personalized service with meticulous attention to detail
- We maintain competitive pricing across all health and retirement products
- We offer comprehensive coverage options for individuals and groups
- Our trusted partnerships ensure reliable insurance solutions
Services
Health Insurance
We provide comprehensive health insurance plans covering hospital stays, doctor visits, prescription medications, and preventive care. Our solutions include individual and group policies with access to nationwide provider networks. Clients benefit from personalized plan selection assistance and ongoing support for claims resolution.
Medicare Supplements
Our Medicare supplement plans help cover out-of-pocket costs for Original Medicare. We offer Part D prescription coverage and Advantage plan comparisons with licensed broker support. Clients receive guidance on enrollment periods and coverage options tailored to their healthcare needs.
Group Insurance
We design customized group insurance packages for businesses including medical, dental, vision, and disability coverage. Our services include cafeteria plans, HSAs, and retirement solutions with competitive pricing. Employers receive dedicated support for plan administration and employee enrollment.
Retirement Planning
Our retirement solutions include 401(k), SEP IRA, and pension plans managed by professional financial advisors. We offer mutual funds, annuities, and profit-sharing strategies with personalized risk assessment. Clients receive ongoing portfolio reviews and market analysis to optimize retirement savings.
Life Insurance
We provide term and permanent life insurance policies with customizable coverage amounts. Our solutions include survivor benefits, estate planning integration, and policy riders for critical illness. Clients benefit from competitive rate comparisons and simplified underwriting options.
People
Randal Sable
Owner
With over 40 years in the insurance industry, Randal Sable specializes in health and retirement solutions. He holds broker licenses for multiple states and maintains active NPN certification #2171936. His expertise includes Medicare Advantage plans and small business benefits packages.
Questions
What types of insurance do you offer?
We provide health insurance, Medicare supplements, group insurance, retirement plans, life insurance, and long-term care coverage tailored to individual and business needs.
Do you specialize in Medicare plans?
Yes, we offer comprehensive Medicare solutions including Parts A-D, Advantage plans, and prescription drug coverage with personalized broker assistance.
How can businesses get group insurance quotes?
Businesses can request no-obligation quotes by completing our online form or contacting us directly for customized employee benefit packages.
Are your services available locally?
We serve the Chicagoland area with in-person consultations and ongoing support for both individual and business clients.
Can I apply for insurance online?
Yes, we facilitate online applications through Healthcare.gov with broker assistance available to guide you through the enrollment process.
What retirement planning options exist?
We offer 401(k), SEP IRA, SIMPLE plans, pensions, and profit-sharing strategies managed by professional money managers.
