Business Details
Your Trusted Illinois Insurance Partner Since 1874
Founded in 1874, LA Prairie Mutual Insurance Company has served policyholders across Illinois with reliable insurance solutions. Our history began with farmers seeking fire insurance coverage in Marshall County, and we've grown through strategic mergers while maintaining our commitment to personalized service. Today, we offer comprehensive homeowners, farm, and cyber insurance products to over 3,300 customers through 24 independent agencies. Our team combines multi-generational expertise with modern risk management solutions, operating from our Henry, Illinois headquarters and satellite office in Toulon.We prioritize transparent communication, competitive pricing, and community-focused service, ensuring policyholders receive tailored protection that evolves with emerging risks. Our board includes fifth-generation directors who maintain continuity with our founding principles while guiding strategic growth initiatives.
Services
Homeowners Insurance
Farm Insurance
Renters Insurance
Cyber Insurance
Equipment Breakdown Coverage
Rental Property Insurance
Farm Liability Insurance
Highlights and features
- Over 145 years of Illinois insurance expertise
- Locally managed claims and underwriting decisions
- Customized farm and agribusiness coverage options
- Multi-generational board with deep industry roots
- Specialized cyber insurance for modern risks
Associations and certifications
- National Association of Mutual Insurance Companies (NAMIC)
Services
Homeowners Insurance
Our Home-Guard policy protects Illinois homeowners against property damage, personal liability, and additional living expenses. Coverage includes dwelling protection, personal property replacement, and liability insurance for both new and older homes. Policyholders benefit from competitive pricing and personalized service through local independent agents.
Farm Insurance
Farmate policies provide comprehensive protection for Illinois agricultural operations. Coverage includes farm dwellings, equipment, livestock, grain storage, and business interruption. We offer customizable options for different farm sizes and types, including specialized coverage for leased equipment and farm service buildings through experienced rural insurance specialists.
Cyber Insurance
Personal and farm cyber insurance covers identity theft, data recovery, and cybercrime losses. Our CyberPlus policies protect against cryptocurrency theft, cyber extortion, and privacy breaches. Business policies include network security liability and regulatory compliance coverage tailored for modern digital risks facing Illinois households and farms.
Equipment Breakdown Coverage
Affordable coverage fills gaps in standard policies by protecting essential home and farm equipment. Residential coverage includes HVAC systems and appliances, while farm policies cover machinery repair costs and business income loss. Excludes mobile equipment but provides comprehensive protection for fixed installations and critical infrastructure.
Rental Property Insurance
Dwelling Property Policies protect Illinois landlords against property damage and rental income loss. Coverage includes structural protection for town and rural rental properties, other structures, and loss of rents. Designed for property owners seeking reliable investment protection with specialized underwriting for multi-unit and single-family rental portfolios.
People
Mary Jo Robison
CEO/Secretary-Treasurer
With decades of experience in mutual insurance, Mary Jo Robison leads LaPrairie Mutual's strategic operations while maintaining hands-on involvement in policyholder relations and financial management.
Craig Doyle
President
As board president, Craig Doyle provides leadership in corporate governance and strategic planning, drawing on extensive knowledge of Illinois agricultural insurance needs and mutual company operations.
Mark Leigh
Vice-President
Fifth-generation director Mark Leigh oversees underwriting operations and maintains continuity with the company's founding principles while implementing modern risk management practices.
Aaron Harbison
Claims Manager
As assistant secretary-treasurer and claims manager, Aaron Harbison specializes in efficient claims resolution, ensuring policyholders receive timely and fair settlements for covered losses.
Kenneth Elsasser
Director
Board member Kenneth Elsasser contributes industry expertise and community perspective, helping maintain the company's commitment to local policyholder needs and mutual insurance values.
Questions
What types of homeowners insurance do you offer?
We offer the Home-Guard policy covering dwelling damage, personal property replacement, liability protection, and additional living expenses for Illinois homeowners.
Do you provide farm insurance for large operations?
Yes, our Farmate policy covers large-scale agricultural operations including dwellings, equipment, livestock, grain storage, and business interruption with customizable options.
How do I file an insurance claim?
Contact our claims department directly at 309-364-2345 ext. 4 or work through your local independent agent to initiate the claims process.
What cyber insurance protections are available?
We offer Personal CyberPlus® and Farm CyberPlus® policies covering identity theft, data recovery, cybercrime, and network security liabilities for households and agricultural businesses.
Can I get equipment breakdown coverage for older homes?
Yes, our equipment breakdown policy provides affordable protection for essential home systems regardless of property age, covering repair or replacement costs.
How are policy rates determined?
Rates consider property characteristics, coverage needs, and risk factors specific to Illinois locations, with personalized quotes available through our independent agent network.
