Business Details
32 Years
experience
Trusted Insurance Cluster for Independent Agents Since 1994
Greater Midstates Insurance Agency was incorporated in 1994 to address the challenges faced by independent insurance agents in securing carrier contracts. Our organization was founded by independent agents who recognized the need for collective strength in negotiating with carriers, particularly for smaller agencies struggling to meet high production requirements. We provide a cost-effective insurance cluster solution that enables member agencies to access major carriers while maintaining their independence. Our unique model includes low membership fees, shared contingency bonuses, and a policy of not requiring agents to buy back their book of business upon leaving.We specialize in supporting small to medium-sized agencies, particularly in rural areas, across six Midwestern states. Our approach emphasizes collaboration, transparency, and long-term sustainability for independent insurance professionals. With over 70 member agencies, we continue to fulfill our mission of helping independent agents compete effectively in the insurance marketplace.
Services
Insurance Cluster Services
Property & Casualty Insurance
Life & Annuity Insurance
Health Insurance
MGA Partnerships
Details
- Year established: 1994
Highlights and features
- We offer the lowest membership fees in the region
- We share contingency bonuses with all member agencies
- No requirement to buy back book of business upon leaving
- Specialized support for rural and small-volume agencies
- 28+ years of experience helping independent agents succeed
What people say
Enhanced our agency production
Best!!
Huge farmning community
Offer products as large agency
Opportunities they offer members
Services
Insurance Cluster Services
Our insurance cluster services provide independent agents with access to major carriers and shared resources. This collaborative approach helps small agencies compete with larger firms while maintaining their independence. Members benefit from collective bargaining power and industry expertise.
Property & Casualty Insurance
We connect member agencies with property and casualty insurance providers through our network. This enables independent agents to offer comprehensive coverage options to commercial and residential clients across multiple states.
Life & Annuity Insurance
Our life and annuity insurance services give member agencies access to competitive products. This allows independent agents to provide financial protection and retirement solutions to their policyholders through established carriers.
Health Insurance
Through our network, member agencies gain access to health insurance products. This enables independent agents to offer individual and group health coverage options to clients across our six-state service area.
MGA Partnerships
We facilitate partnerships with managing general agents (MGAs) that provide specialized insurance products. This expands the range of coverage options available to member agencies through our established industry relationships.
People
Ronald Harris
President
With extensive insurance industry experience, Ronald Harris leads our organization with a focus on member success and strategic growth. He brings decades of leadership in insurance cluster operations.
Wendee Linzee
Vice President of Carrier Development
Wendee Linzee manages carrier relationships and develops strategic partnerships that expand our members' access to insurance products and market opportunities across multiple states.
Denise Wilson
Corporate Secretary & Treasurer
Denise Wilson oversees financial operations and administrative functions, ensuring the organization maintains its commitment to cost-effective solutions for independent insurance agents.
Patricia Perry
CRS/PC
Patricia Perry provides critical support to member agencies, handling policy processing and client service matters with extensive experience in insurance operations and compliance.
Questions
What makes your insurance cluster different from others?
We offer the lowest membership fees in the region and share contingency bonuses with all members. We don't require agents to buy back their book of business when leaving.
Which states do you serve?
We operate in Illinois, Indiana, Iowa, Kentucky, Missouri, and Arkansas, providing insurance solutions tailored to each state's specific market conditions.
How do you help small agencies compete?
Our cluster model gives small agencies access to major carriers and shared resources, allowing them to offer the same products as large metropolitan agencies.
What happens if I want to leave the cluster?
We only require a 90-day written notice. There's no requirement to buy back your book of business, unlike many other clusters.
What types of insurance do you support?
We provide access to property & casualty, life & annuity, health insurance, and MGA partnerships through our network of carriers.