Business Details
47 Years
experience
Trusted Insurance Services in Richfield, OH
Packard Insurance Agency has been a trusted partner in the insurance industry since 1979, providing comprehensive solutions for individual, Medicare, and employer benefits. As a BrokerNet affiliate since 1998, we combine decades of expertise with a statewide distribution network to deliver top-tier contracts, product diversity, and sales incentives. Our team of seasoned professionals prioritizes prompt service, personalized support, and deep market knowledge to empower agents and their clients.We specialize in health insurance, annuities, group health plans, and supplemental coverage, ensuring access to competitive products and innovative programs like the Premium Saver. With a legacy of excellence, we remain committed to earning your trust through unwavering dedication to agent success and client satisfaction.
Services
Individual Medical Insurance
Group Health Plans
Premium Saver Program
Annuities
Travel Insurance
Details
- Year established: 1979
Highlights and features
- We offer 40+ years of experience in health and employee benefits insurance.
- Our BrokerNet affiliation provides access to top contracts and diverse products.
- Dedicated support for agents with sales training, marketing programs, and education.
- Specialized expertise in Medicare, annuities, and group health plan optimization.
- Proven track record of prioritizing client needs with personalized service.
Services
Individual Medical Insurance
We provide individual health insurance plans tailored to personal needs, including ACA-compliant options and short-term medical coverage. Our agents help clients navigate subsidies, enrollment, and plan comparisons to ensure affordable, comprehensive protection. With access to multiple carriers, we offer flexibility in network options and cost-sharing arrangements.
Group Health Plans
Our group health solutions cater to businesses seeking competitive employee benefits packages. We facilitate plan design, carrier selection, and cost-management strategies like the Premium Saver program. Our expertise ensures employers meet regulatory requirements while offering valuable coverage options to attract and retain talent.
Premium Saver Program
This supplemental plan reduces group medical costs by covering deductibles and co-insurance through employer-sponsored arrangements. It integrates with major medical plans to lower out-of-pocket expenses while maintaining flexibility in deductible and co-insurance options. Designed for groups of five or more, it offers customizable benefit amounts up to $9,500 annually.
Annuities
We offer fixed indexed annuities to help clients secure retirement income. These products provide growth potential linked to market indices with principal protection. Our agents guide clients through contract options, payout structures, and tax-deferred benefits to align with long-term financial goals.
Medicare Solutions
Our Medicare expertise includes plan comparisons, enrollment assistance, and supplemental coverage options. We help seniors navigate Original Medicare, Advantage plans, and prescription drug coverage while emphasizing transparency about limitations and alternative resources like Medicare.gov.
People
Jim Packard
Agency Owner
With over 40 years in insurance, Jim Packard founded Packard Insurance Agency in 1979. His career spans life insurance, employee benefits, and wholesale operations, combining retail and home office experience to enhance agent and client service.
Dana
Office Manager
Dana has served Packard Agency since 2010, managing individual and Medicare policy services. Her industry expertise ensures efficient, client-focused support for agents and policyholders, exceeding service expectations through attention to detail and responsiveness.
Mark Malloy
Sales and Marketing Manager
Mark Malloy joined Packard Agency in 2020, bringing energy and sales expertise to assist clients in medical, life, and Medicare markets. A Kent State and California University of Pennsylvania graduate, he focuses on agent education and market navigation.
Questions
What insurance products does Packard General Agency offer?
We provide individual and group health, Medicare solutions, annuities, dental, vision, short-term medical, and travel insurance. Our agents also access supplemental plans like the Premium Saver program.
How does the Premium Saver program benefit employers?
This program reduces group medical costs by covering deductibles and co-insurance. It integrates with major medical plans, offering customizable deductibles and co-insurance options to lower overall premiums.
Can individuals enroll in health insurance outside open enrollment?
Yes, qualifying life events allow enrollment in major medical plans. Short-term medical insurance is also available year-round for temporary coverage needs.
Do you offer Medicare plan comparisons?
We assist with Medicare plan selections but recommend consulting Medicare.gov or 1-800-MEDICARE for comprehensive comparisons, as we don't represent all local plans.
How can agents get licensed to sell through Packard Agency?
Agents can complete online licensing applications through our portal, selecting multiple carriers during initial contracting for streamlined access to our product suite.
Reviews (1)
Kyna Eldred
Mar 26, 2021
Report
Jim Packard made choosing healthcare an easy process. His friendly demeanor made the process stress free. He is highly knowledgeable and I recommend his services. 5 star!
