Locally owned and operated since 1952, Proctor Insurance is an independent agency that offers our clients over 70 years of combined experience. We've earned our reputation by giving Special Attention to our customer's needs. We have helped thousands of people simplify their insurance and cut cost, plus stood by their side when they need us. We write all types of Home, Auto, Life, Health and Commercial Insurance with many of the nation's leading insurance companies that are financially strong, offering up-to-date protection at competitive prices that have a long history of excellent claims service.
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Services
Auto
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Your personal auto policy may include up to 8 areas of coverage with only 2 of these being required by the State of Ohio to be legal to operate a vehicle. Bodily Injury Liability: This coverage applies to injuries that you, the designated driver or policyholder cause to someone else. It is very important to carry high enough liability limits to cover your current and future assets should you be involved in a serious accident. Medical Payments (PIP): Med pay covers the treatment of injuries to the driver and passengers of the policyholder's vehicle.
Homeowners
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This insurance is required whenever you have a mortgage on your home, which protects the interest of the bank or mortgage company. Additional living expenses in the event you are temporarily unable to live in your home due to a covered loss. This insurance provides coverage for your personal belongings.
Umbrella
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You could have a momentary distraction while driving and cause a close call. Even the best driver may cause an accident with serious injuries and or damage the property. Ever hear about hitting the wrong peddle and landing in someone's living room? We have! When such accidents happen, lawsuits may happen and they could come after your house, car, or any other assets. Your teenager is driving and picks up some friends, there is an accident, if a lawsuit occurs, the umbrella would protect you.
Annuities/Long Term
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Are you tired of losing money in the stock market? An Annuity is a great way to get a guaranteed interest rate and protect your principle. What more could you ask for? You can set your money aside and not have to worry about if it is going to be there when you retire. You should not wait until your 60's to buy long-term care insurance.
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