Cover Me Insurance Agency

Business Details

27 Years

experience

Your Trusted Partner for Commercial Truck Insurance Solutions

Founded in 1999 by Michael J Poller, Cover Me Insurance Agency has established itself as a trusted provider of commercial truck insurance solutions. With over 45 years of industry experience, our agency specializes in delivering tailored insurance products for owner operators and fleets across 48 states. Our team of seasoned professionals is dedicated to providing comprehensive coverage options, including Primary Liability, Motor Truck Cargo, and Physical Damage insurance, while maintaining the highest ethical standards. We prioritize client education, transparent communication, and personalized risk management strategies to ensure our clients receive optimal protection. Our commitment to excellence extends to specialized services like ICC and DOT authority filings, quarterly fuel tax reporting, and dedicated claims support.

Through decades of industry evolution, we have maintained our focus on delivering competitive pricing without compromising service quality. Our nationwide reach is supported by a local approach, with our New Jersey headquarters serving as the hub for our operations. From initial policy selection to claim resolution, our team ensures a seamless experience for every client. We continuously adapt to regulatory changes to provide up-to-date compliance solutions for interstate transportation businesses. This combination of experience, expertise, and client-centric service has enabled us to build lasting relationships within the commercial transportation industry.

Services

Primary Liability Physical Damage Motor Truck Cargo Trailer Interchange Non-Trucking Liability ICC Authority Workers Compensation Short Term Insurance DOT Compliance Fuel Tax Reporting

Details

Year established: 1999

Highlights and features

Experienced team with over 20 years in commercial truck insurance
Coverage available in 48 states with tailored solutions
Comprehensive insurance products including ICC authority and DOT compliance
Commitment to ethical standards and client education
Dedicated claims support for prompt processing

Website

Update Listing

Services

Primary Liability

Primary Liability Insurance protects commercial truck operators from financial losses due to accidents causing damage or injuries to others. This mandatory coverage meets state and federal requirements with flexible limits from $35,000 to $1,000,000. Pricing varies based on region, driving records, and operational history, ensuring tailored protection for different transportation needs.

Motor Truck Cargo

Motor Truck Cargo insurance safeguards carriers against losses from damaged or lost freight. Coverage ranges from $10,000 to $100,000 per load with optional excess policies. Premiums depend on cargo type, reflecting our understanding of varying risk profiles in goods transportation across 48 states.

Physical Damage

Physical Damage insurance covers repair or replacement costs for owned trucks and trailers damaged by collision, theft, or natural disasters. Required by many lien holders, this coverage's cost relates to equipment value, providing protection for vehicles transporting goods nationwide.

Trailer Interchange

Trailer Interchange Insurance covers legal liability for damage to non-owned trailers under written agreements. This essential coverage protects operators when their trailers are used by other carriers, addressing risks like theft or collision during interstate transportation operations.

ICC Authority

Our ICC Authority services help carriers obtain federal operating permissions for interstate freight transport. With expert filings and compliance guidance, we ensure businesses meet federal requirements for regulated transportation across state lines, maintaining up-to-date regulatory compliance.

People

Michael J Poller

Founder

With over 45 years in commercial insurance, Michael founded Cover Me Insurance Agency in 1999 after working with national carriers. His leadership has expanded our services to 48 states while maintaining personalized client relationships.

Glen

ICC Authority Specialist

Glen manages all ICC and DOT authority filings, ensuring clients maintain proper federal operating permissions. His expertise keeps our clients compliant with changing interstate transportation regulations across 48 states.

Paulette

Claims Specialist

Paulette oversees our claims process, ensuring prompt resolution and clear communication. Her team provides dedicated support from initial reporting through final claim settlement for commercial truck insurance policies.

Questions

What types of commercial truck insurance do you offer?

We provide Primary Liability, Physical Damage, Motor Truck Cargo, Trailer Interchange, Non-Trucking Liability, and Workers Compensation insurance for commercial truck operations.

Do you provide coverage in all 50 states?

We offer commercial truck insurance coverage in 48 states across the continental United States for various transportation operations.

What is ICC Authority and do I need it?

ICC Authority is federal permission for interstate freight transport. If you haul regulated cargo across state lines, you need this operating authority for legal compliance.

How do I file a claim with Cover Me Insurance?

Contact our claims specialist Paulette during business hours to report incidents. We'll process your claim immediately and provide written confirmation with regular updates.

What is Non-Trucking Liability Insurance?

Non-Trucking Liability (Bobtail Coverage) protects owner-operators when not on dispatch. This covers liability during vehicle maintenance or personal use when not hauling loads.

Do you offer short-term truck insurance options?

Yes, we provide short term truck insurance policies ranging from one to several days as temporary coverage between permanent policies or employment transitions.

Reviews (4)

Write a Review

Ryan Knight

Jun 23, 2022 Report

Worked with Glen and Elaine first really nice and informative they got me a great quote but I had an issue with a previous accident which was a total loss on a 2020 cadi v series and they referred me to Phil also really nice and responded to any questions immediately and was still able to get me a great price, overall excellent experience

Undercovid Virus

May 05, 2022 Report

Brett Lewis is the BEST! He answers calls, and takes care of business in a timely manner. LOVE, LOVE WORKING WITH BRETT! Thank You Brett! VIBA TRUCKING is grateful for you!

Brittany Rose

Mar 28, 2022 Report

As a single mom I decided to start a trucking company to create generational wealth for my kids and Angie was the absolute greatest help! She made the entire experience easy and she knows her stuff! She was also extremely patient and kind.

Tee J.

Mar 28, 2022 Report

This was one of the best experiences I have had in a long time with a company and customer service. I want to personally thank Ms. Angie for going above and beyond and helping me with all my questions. Would highly recommend this company to all my friends and family!