Phipps Insurance

We provide comprehensive auto insurance tailored to protect drivers in Hopkinton and surrounding areas. Our policies include liability, collision, and comprehensive coverage, with discounts for safe driving and multi-policy bundling. Our advisors ensure you receive competitive rates while meeting Massachusetts' legal requirements and safeguarding your vehicle investment.

Our homeowners insurance safeguards your largest asset with coverage for property damage, liability, and additional living expenses. We offer specialized options like identity fraud coverage, service line protection, and cyber protection to address modern risks. Policies are customized to meet the unique needs of Hopkinton residents.

We design business insurance solutions to protect commercial assets, including liability, workers compensation, and commercial auto policies. Our services help local businesses mitigate risks, comply with regulations, and maintain operational continuity. We work closely with clients to tailor coverage for industries ranging from retail to manufacturing.

Our condo insurance policies cover personal property, liability, and interior structures not included in master association policies. We help residents in Hopkinton and Ashland secure affordable coverage that complements their association's insurance while addressing individual needs.

We offer renters insurance to protect personal belongings and provide liability coverage for tenants. Policies are designed to be cost-effective while offering peace of mind for residents in Hopkinton, Ashland, and Upton, ensuring financial protection against unexpected events.

President of Phipps Insurance since 1990, Brian holds a Certified Insurance Counselor (CIC) designation and has over 30 years of local industry experience. He actively supports community initiatives as a board member of the Hopkinton Education Foundation and Charitable Endowment.

Retired former President with a CIC designation, Robert led the agency for decades and contributed to community development through roles in the Hopkinton Parks and Recreation Commission and Education Foundation. Honored as Middlesex News Man of the Year in 1996.

As Office Manager and Certified Insurance Service Representative (CISR), Julie oversees daily operations and client interactions. She brings expertise in insurance administration and a commitment to exceptional customer service, ensuring smooth agency functions.

Amy holds multiple certifications, including CISR ELITE, and specializes in delivering tailored insurance solutions. Her focus on client education and risk management supports individuals and businesses in securing comprehensive coverage.

A Certified Insurance Counselor (CIC), Michael provides expert guidance on personal and commercial insurance. His deep knowledge of local markets and dedication to client needs reflect the agency's legacy of service excellence.

We provide auto, homeowners, business, condo, and renters insurance, along with commercial auto, liability, and workers compensation coverage.

As a family-owned agency since 1950, we combine local expertise with personalized service and community-focused values to deliver tailored solutions.

Yes, we partner with carriers to provide 24-hour claim reporting for select policies, including emergency adjuster services.

We annually support over 50 local charities and organizations in Hopkinton, Ashland, and Upton, reflecting our deep community commitment.

Payments can be made online or by phone through our carrier partners for convenience.

I have written a very limited number of reviews, and usually just the bad ones as a warning to other consumers. However, the character of Mike Phipps and quality of his information and services deserves more than a glowing review. To put it mildly, I am a headache and require loads of patience and experience. There is no net gain from me, yet Mike was more than accommodating, helpful, attentive, and patient with me despite being repeatedly (unintentionally) tested. An average person would have simply washed their hands of me.

I will forever be grateful for his diligence with the numerous, fine details of my confusing situation which, in turn, has led to me being able to enjoy a particular lifestyle. In short, I required a tremendous amount of effort and time, repeatedly and far exceeding any compensation received, and he handled it all unwaveringly. If you value integrity and working with people that truly have your best interest in mind, Mike Phipps is your person.

We have been using Phipps for all our insurance product needs for many years, and I am incredibly impressed with the quality of service we receive. Making phone calls or sending emails about insurance concerns is not the most exciting way to spend my time, however each time I have a question about any of our policies, the team is always quick to respond (most times within the hour, if not within minutes of my email or phone call) and there is always a kind, friendly, and helpful person on the other end ready to ensure all my questions are answered.

If you live in Hopkinton you get your insurance from Phipps. They are always helpful above and beyond.

Recommend Phipps Insurance on Main St Hopkinton! I have all my and my siblings' real estate properties and cars with Phipps Insurance. I did most of interactions over emails in the past and was easy. I have to get a trailer license plate and Mike at Phipps was very helpful in pointing out what to do, paperwork and even going to RMV for me. All I have to do is to sign the paperwork in the office, in and out a few minutes.

He was patient even if I made a mistake on the paperwork. The RMV rejected the paperwork because the seller Lowes did not fill out the certification of origin properly. Instead of telling me to do that, Mike took his time and effort and obtained that signature from nearby Lowes (and Lowes have no idea what needs to be done - which requires his explanation). He went beyond what I expected of an insurance agent.

He even called today and let me know to check the spam box (which I missed!) for RMV online payment to finish the process. I am glad he was there for my insurance need when I needed and he sure got my business and deserve yours too!