Business Details
39 Years
experience
Your Trusted Insurance Partner in Sandwich MA
Founded in 1987 and located in Sandwich, Massachusetts, The Insurance Agency of Cape Cod has built a legacy of personalized service and industry expertise. Our team of seasoned professionals, led by President Helena Amorim since 2006, brings decades of combined experience in personal, commercial, and life/health insurance sectors. We prioritize client relationships over transactions, offering tailored solutions for auto, home, business, and specialty insurance needs. Our commitment to excellence is reflected in affiliations with organizations like the Massachusetts Association of Insurance Agents and active community involvement. With a focus on transparency and education, we empower clients to make informed decisions about protecting their assets, families, and businesses.Our local knowledge of Cape Cod's unique risks ensures coverage that addresses regional challenges, from coastal property exposures to seasonal business fluctuations. Backed by strong carrier partnerships and a dedication to continuous learning, we adapt to evolving industry standards while maintaining personalized service. Our team's diverse expertise spans commercial liability, workers' compensation, and advanced financial planning tools like annuities and long-term care policies. We measure success through client retention and referrals, demonstrating trust earned through consistent, ethical service. For over three decades, our agency has remained a trusted advisor, combining institutional knowledge with modern solutions to meet changing insurance landscapes.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Commercial Auto
General Liability
Workers Compensation
Flood Insurance
Umbrella Policies
Long-Term Care
Details
- Year established: 1987
Highlights and features
- 30+ years of local insurance expertise since 1987
- Personalized service from experienced, licensed professionals
- Comprehensive coverage options for individuals and businesses
- Active community involvement and local market knowledge
- Dedicated claims support and policy management resources
What people say
Expert guidance
Quick claims processing
Personalized solutions
Local expertise
Responsive team
Services
Auto Insurance
Protect your vehicle and finances with customized auto insurance policies. We help drivers in Massachusetts secure liability, collision, and comprehensive coverage that meets state requirements while protecting against unexpected accidents, theft, or damage. Our experienced agents compare options from top-rated carriers to find cost-effective solutions that match your driving profile and specific needs.
Homeowners Insurance
Safeguard your home and personal assets with comprehensive homeowners insurance. Our policies cover structural damage, personal belongings, and liability protection for residences across Cape Cod. We specialize in addressing regional risks like coastal weather patterns while offering flexible coverage options for primary homes, vacation properties, and rental investments in Massachusetts communities.
Business Insurance
Secure your company's future with tailored business insurance solutions. We provide general liability, property protection, and specialized coverage for diverse industries across Cape Cod. Our commercial policies protect against common risks like client injuries, equipment damage, and business interruption while offering customizable options for professional liability and workers' compensation requirements.
Life Insurance
Plan for your family's future with personalized life insurance policies. We offer term, whole, and universal life options to meet different financial protection goals. Our solutions help Massachusetts residents create inheritance, cover final expenses, and replace income for dependents while providing guidance on policy riders and cash value accumulation strategies.
Umbrella Policies
Extend your liability coverage with affordable umbrella insurance. This supplemental policy provides additional protection beyond standard auto and homeowners policies, covering major claims that exceed primary policy limits. We help clients across Cape Cod secure financial security against catastrophic events while explaining policy terms and coverage triggers.
People
Helena M. Amorim
President
President of The Insurance Agency of Cape Cod since 2006, Helena brings 30+ years of insurance expertise. She leads with a focus on personalized service and community involvement, holding leadership roles in multiple industry associations while maintaining hands-on client relationships.
Daniel J. Sherwood
VP, Client Services
Vice President of Life & Health services with a decade of experience. Dan specializes in financial insurance strategies and tax-free retirement solutions, combining insurance expertise with small business and banking background to serve Massachusetts families and companies.
Ellysia J. Moreis
Sr. Account Manager
Senior Account Manager with 10+ years in personal and commercial insurance. Ellysia provides comprehensive coverage solutions while maintaining her reputation for exceptional customer service, transitioning from early industry experience to leadership roles in Massachusetts insurance markets.
Rebecca J. Diaz-DaRosa
Account Manager
Experienced Account Manager offering personalized insurance guidance. Rebecca combines life insurance background with commercial expertise to help clients understand their coverage needs, recognized for compassionate service and community volunteer work across Cape Cod.
Lisa M. Sullivan
Administrative Assistant
Key client contact point with expertise in personal lines insurance. Lisa manages billing, claims, and policy administration while providing essential support to account managers, maintaining strong client relationships through organized, responsive service.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, and specialty insurance including flood, umbrella, and long-term care policies for Massachusetts residents.
Do you serve businesses outside Cape Cod?
While based in Cape Cod, we offer commercial insurance solutions to businesses across Massachusetts through our established carrier partnerships.
How can I get a policy quote?
Request a free quote online or call us at (508) 888-2766 to speak with an agent who will assess your needs and provide personalized options.
Are you available for after-hours emergencies?
We operate during regular business hours but provide 24/7 access to claims support through our carrier partners for urgent situations.
Can I manage policies online?
Yes, we offer online billing, policy changes, and document access through our secure client portal for added convenience.
Reviews (4)
Phillipa G.
Mar 18, 2021
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I moved from California to Cape Cod at the height of the Covid pandemic. Not only did Rebecca find me great insurance she also made me feel safe and welcome, providing me with other recommendations and helping me get my car registered as well. Rebecca is amazing and I highly recommend her for all your insurance needs!
Tom Sprague
Mar 16, 2021
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Lisa is so professional! Supremely competent. I have spoken to some other folk in the office as well who were also excellent but generally deal with Lisa. They go above and beyond what they need to do, exceeding expectations. For over twenty years now we have our cars and homeowners insurance with them and trust them implicitly.
A. Forant
Sep 26, 2020
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Outstanding customer service and a world class staff. I would highly recommend the Insurance Agency of Cape Cod to anyone.
Nicholas James
May 09, 2020
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I have been using the insurance company for quite a few years now, adding and subtracting vehicles over the years. The last two years I have saved money simply because the staff is proactive and dedicated to finding the lowest premiums. I am looking forward to another 15 years of business using the insurance company of cape cod!
