Sterling Insurance

Sterling Insurance offers homeowners policies protecting primary, secondary, and seasonal homes against risks like fire, theft, and natural disasters. Coverage includes personal liability, identity theft protection, and equipment breakdown. Optional add-ons like scheduled personal property and functional value coverage ensure tailored protection for unique assets.

Landlord insurance packages cover 1-4 family rentals, short-term rentals, and multi-property portfolios. Policies include protection for property damage, loss of rents, and personal injury liability. Discounts apply for renovated homes and prudent lease agreements, ensuring comprehensive safeguards for rental investments.

Personal auto insurance provides collision, comprehensive, and liability coverage with options like rental reimbursement and uninsured motorist protection. Discounts include multi-car bundles, defensive driver programs, and anti-theft device incentives to reduce premiums while maintaining robust coverage.

Umbrella policies extend liability coverage beyond homeowners and auto policies, protecting assets globally. Coverage includes defense costs, court fees, and post-judgment interest, offering financial security for high-net-worth individuals and incidental business activities.

Business owners policies protect small to mid-sized businesses with coverage for property damage, liability, and business interruption. Optional add-ons include accounts receivable protection, mechanical breakdown, and valuable papers coverage, tailored for offices, restaurants, and service providers.

Sterling Insurance provides homeowners, auto, umbrella, landlord, mobile home, equestrian, business owners, and tenant insurance policies.

Discounts are available for central station alarms, multi-policy bundling, protective devices, and higher deductibles.

Optional coverages include identity theft protection, equipment breakdown, loss of rents, and scheduled personal property.

Payments can be made through our Automated Payment Service or Electronic Payment Agreement.

Yes, we offer coverage for equestrian estates, mobile homes, log homes, and seasonal rentals.

Low prices is the only good thing. Anything else you can possibly think of, they are terrible at. Archaic payment policies, poor coverage of "acts of god" events, take ACH payments gladly but will only mail refund checks and bungle the process while doing so. I used them for commercial property insurance out of necessity. Fortunately nothing disastrous happened during my policy period, I'm sure it would have been an expensive, incompetent nightmare to file a big claim with them. Go elsewhere if you can.

We have been doing business with Sterling Insurance Group for over 30 years. The company is very strong in the community they serve and the folks they have employed are the best in the business. Thank you!

Critical: Professionalism, Quality, Responsiveness, Value The worst insurance company ever. They are non-professional, no one cares about your home insurance instead of just collecting $$$$ from you annually. Never ever refer them to anyone to be their home owner insurance company.

Major windstorm blew a large tree on my property, knocked off power box, water pouring in, tenant misplaced. Made the claim and it started out fine untill covid shut down. Check was not cashed and no work could get done, Next they have a Buffalo attorney threaten me. No adjuster has returned to the house to see the completed work and they have kept the $5,000 that is held back to completion and have not paid the balance of rent coverage.

They do not answer and have failed to send the money and to return to the property. Fraud was committed on me by this company. Now I file with the Attorney Generals Office! Beware! They had a Buffalo attorney threaten me, the whole time the money is setting in the bank. I want the balance due to be paid to me. They are rude, avoid and do not send the adjuster to s@@ completed work on house! Who acts like this?

I am a paying client, who had a legitimate claim caused by a storm! after this gets settled I intend to leave this insurance company and I suggest anybody that thinks of saving money with this company beware!.RUN.It will not be worth what they put you through to make a legitimate claim.

I have had the pleasure of working with Sterling Insurance for many years. The staff is knowledgeable, friendly and always willing to help us help our clients.