The Coste Agency provides personal and commercial insurance for the Holbrook and surrounding communities. With competitive rates and many insurance companies to choose from, our customers are assured of getting the best rates for their auto, home, and business insurance. The rate you pay is based upon dozens of factors. These include not only your age and driving record, but also how far you drive, what you use your car for, and more surprisingly, your credit score. The trick is finding an insurance company that uses this information in a balance that is favorable for YOU!
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About Coste Agency
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We've seen many changes over the years and faced many challenges. We have gone from being the only insurance agency in the community, to competing with dozens of "Johnny Come Lately" agencies and companies. You can take a chance by calling an 800 number or getting a quote on the Internet. Just remember, the next time you call that number or go online, you won't be talking to the same person.
Auto Insurance
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There is a great deal of advertising for car insurance taking place on television. With everyone claiming to be about $500 less expensive than the last guy, you would think auto insurance would be free by now. The truth is, ALL of that advertising is meant for present customers of those companies to believe there is no point in shopping because you already have the lowest rate on the street.
Homeowner’s Insurance
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Your home is your most valuable asset. It does not depreciate over time; in fact, its value generally increases. That's why buying replacement cost coverage is so important. Your coverage grows as the value of your home increases. Yet there are some major carriers who will tell you they are providing you with a replacement cost policy, when they will actually depreciate individual repair costs, such as damage to a roof that is 10 years old. The problem is, they usually don't tell you about it until you have a claim!
Flood Insurance
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Flood is never covered under a homeowner's policy. All flood policies are backed by our federal government and therefore have different regulations from all other policies that are governed by state regulators. An example of federal regulation would be the fact that a flood policy has a 30-day waiting period before it takes effect.
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