Gerard P Smith Agency

In 1966, Gerard P. Smith was working for a major insurance carrier when he realized that something was missing. Gerard knew he had more to offer and he wanted to provide something better for his customers. So, he parted ways with the major carrier and set up a desk and telephone in the family room of his village home.

Gerard P Smith Insurance Agency believes consumers should be educated on their purchasing decisions. You're not buying insurance because you need to. You're buying it because you want to be protected in case anything bad happens.

Let the Smith Insurance Agency Help You Avoid the Terrifying Consequences of Auto Lawsuits. If you're like us, then you probably don't worry about auto lawsuits when you're driving down the road. But the reality is that all the people who have been sued never thought it would happen to them. What if you were at fault in an accident and caused $25,000 of damage to another person's car, and your car insurance policy only covered you for $10,000 worth of damage.This would mean you would be obligated to pay the additional $15,000 out of your own pocket.

If someone is injured on your boat - and you're at fault - you'll be financially responsible for any claim that is made. This could leave you with a huge financial burden to fulfill. If you regularly use your boat on a crowded lake, bay, or canal, you could be at risk. You'll want to protect yourself against irresponsible boaters that could injure you and your passengers.