Forbes Insurance Agency

Next to your home, your car is often the most expensive piece of property you own. As a result, it is important to seek the best product for the best value when buying insurance. Choosing the right deductible for you and your family is an important policy decision, which can also affect the total cost of the policy.

When most people hear the word "insurance" they think of their cars, but, in many cases, a house is the most important and expensive piece of property owned. Our agency offers a variety of comprehensive home insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget.

Temporary needs include home mortgages or short-term debt reduction, family income and educational expenses, and can last as little as 1 year or as long as 30 years. Term insurance is the most cost-effective method of insuring many short-term needs. There are a variety of plans to choose from, ranging from an annual renewable term (1-year plan) to a level-term plan that could last 5, 10, 20 or 30 years. Permanent needs include those that last for your entire life, but particularly for periods of 15 years or more.

Business insurance is one of the less well-understood types of insurance because, unlike home and car insurance, nearly everyone doesn't need it. For third-party claims alleging bodily injury and/or property damage caused by your business's operations or completed work. If you become legally liable for injury or property damage caused by a pollution incident.

Often we look for questions answered quickly, they are fast with responses and friendly as well. We've been with other insurance companies over 20 years then one day we heard "Forbes Insurance, " my husband who doesn't like to change made THE decision one day and the rest was history. Best decision we ever made!