Business Details
42 Years
experience
Your Trusted Insurance Partner in Deltona, FL
Founded in 1984, our agency has built a legacy of trust and expertise in meeting diverse insurance needs. With decades of experience serving personal, commercial, and nonprofit clients, we prioritize personalized solutions over generic products. Our team combines deep industry knowledge with a commitment to education, ensuring clients understand their coverage options. We specialize in life, health, retirement, disability, and long-term care insurance, alongside tailored policies for small businesses and religious organizations. Our reputation for honesty and reliability has been cultivated through consistent client-focused service since Mel Himes Jr. established the agency.We actively engage with local communities, offering guidance that extends beyond policy sales to genuine risk management support. Competitive pricing and flexible plan options ensure accessibility without compromising quality. By maintaining partnerships with multiple carriers, we provide unbiased recommendations aligned with individual client goals. Our approach emphasizes long-term relationships, viewing each client interaction as an opportunity to strengthen financial security. This philosophy has sustained our agency through decades of evolving market conditions and client needs.
Services
Life Insurance
Health Insurance
Retirement Planning
Disability Coverage
Long Term Care
Commercial Lines
Personal Lines
Non Profit Insurance
Client Services
Details
- Year established: 1984
Highlights and features
- We offer 50+ years of combined insurance expertise since 1971.
- Our team provides personalized plan options for unique client needs.
- We maintain competitive pricing through multiple carrier partnerships.
- Our service includes detailed policy education and risk assessment.
- We specialize in niche markets like church and nonprofit insurance.
What people say
Reliable and honest
So helpful
Easy to work with
Competitive pricing
Expand relationships
Services
Life Insurance
We offer comprehensive life insurance solutions including term, whole, and universal life policies. Our specialists help clients determine appropriate coverage amounts based on family needs, debt obligations, and future financial goals. With access to multiple carriers, we provide competitive rates while ensuring policyholders understand premium structures, death benefits, and cash value accumulation options.
Health Insurance
Our health insurance services cover individual, family, and group plans with options for marketplace compliance and supplemental coverage. We assist clients in navigating ACA requirements, Medicare supplements, and high-deductible health plans paired with HSAs. Our team explains network limitations, prescription coverage tiers, and out-of-pocket maximums to help clients make informed decisions.
Commercial Lines
We provide tailored commercial insurance packages for small businesses in Volusia, Seminole, and Orange counties. Coverage includes property protection, liability insurance, business interruption, and specialized policies for unique operations. Our agency offers risk assessment services and helps businesses comply with state requirements while managing costs through strategic carrier partnerships.
Non Profit Insurance
Our nonprofit insurance solutions address the specific needs of religious organizations and 501(c)(3) entities. We offer property coverage, liability protection, and specialized policies for schools and ministry operations. With founder Mel Himes Jr.'s extensive experience since 1971, we understand the unique risks faced by churches and provide master policy options that simplify coverage for multiple locations.
Retirement Planning
We offer retirement planning services that integrate insurance products with investment strategies. Our specialists help clients evaluate annuities, long-term care riders, and income-generating policies to complement traditional retirement accounts. We focus on creating diversified portfolios that address longevity risks while maintaining liquidity for changing life circumstances.
People
Mel F. Himes Jr.
Founder | CFO | Agent
With insurance industry experience since 1971, Mel Himes Jr. established this agency to serve Central Florida's unique insurance needs. His expertise in nonprofit insurance and personal financial planning shapes the agency's client-centric approach.
Dr. Trey Himes
CEO | Agent
As CEO, Dr. Trey Himes leads with over 20 years of insurance leadership experience. He specializes in commercial risk management while maintaining active client relationships, continuing the family tradition of personalized service established in 1984.
Angela Galorneau
Agent
Angela brings extensive insurance knowledge to personal lines coverage, helping clients protect their assets through customized home and auto policies. Her client-focused approach ensures clear explanations of policy details and coverage options.
Keith Kelsey
Agent/Benefits
Keith specializes in employee benefits and commercial insurance solutions. With deep understanding of business insurance requirements, he helps companies navigate complex coverage needs while maintaining cost-effectiveness.
Robin Pugh
CSR
Robin provides dedicated client service support, assisting with policy changes, claims processing, and coverage questions. Her attention to detail ensures smooth policy administration and timely resolution of client concerns.
Questions
What types of insurance do you offer?
We provide life, health, retirement, disability, and long-term care insurance for individuals, alongside commercial policies and specialized coverage for nonprofits and religious organizations.
How do you help with insurance plan selection?
Our agents analyze your specific needs, explain coverage options from multiple carriers, and recommend solutions that balance protection requirements with budget considerations.
Do you serve businesses outside Deltona?
Yes, we serve businesses throughout Volusia, Seminole, and Orange counties with customized commercial insurance packages tailored to local market conditions.
What are your office hours?
Our office is open Monday through Friday from 9:00 AM to 5:00 PM Eastern Time, with lunch closure from 12:00 PM to 1:00 PM daily.
Do you offer online policy management?
Yes, we provide digital tools through our partner carriers for policyholders to manage documents, make payments, and access coverage information online.
Reviews (4)
Zully
Apr 10, 2022
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Mary Ann was amazing to work with! Please consider Mel Himes and Associates Insurance for your Insurance needs.
Jose Antonio Lopez
Feb 24, 2022
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They are very pleasant people.they treat u very kindness, and they don't push you to make purchase. And very intelligent.to help u out in all forms of life, with your auto policy.
Becky Rogers
Jan 24, 2021
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Critical: Professionalism, Quality, Responsiveness, Value Absolute horrible horrible service! This place has no organization at all! Would not recommend anyone to this place no one responds dealt with lady named Angela, was given the run around said she didn't want to help me she was" too busy" what is wrong with these people!
Mark Knowlton
Oct 24, 2020
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They never got back to us with a quote, even if they couldn't do better than our current company, Jasmine should have called to say they couldn't help us.
