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Your Trusted Insurance Partner in Okeechobee, FL
Berger Insurance Associates is an independent insurance agency dedicated to serving clients in Okeechobee, Florida, and throughout the state. We represent multiple insurance carriers to provide personalized solutions for both personal and commercial insurance needs. Our team prioritizes one-on-one service, ensuring clients receive tailored coverage options that align with their unique circumstances. With expertise in auto, home, life, health, and business insurance, we focus on educating clients and helping them navigate their insurance decisions.Our commitment to customer service extends to efficient claims support and policy management, available through our office hours and 24-hour claim reporting options. We strive to build long-term relationships by delivering competitive rates and comprehensive protection for families and businesses alike.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto
Workers Compensation
General Liability
Business Owners Policy
Flood Insurance
Life Insurance
Health Insurance
Renters Insurance
Highlights and features
- We are independent agents offering multiple carrier options for competitive rates.
- Our team provides personalized service tailored to individual client needs.
- We specialize in both personal and commercial insurance solutions.
- 24-hour claim reporting support ensures timely assistance during emergencies.
- Local expertise serving Okeechobee and Florida communities since 2025.
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and families. Our policies include liability, collision, and comprehensive coverage options with flexible deductibles. Our team helps clients secure competitive rates while ensuring adequate protection for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, liability claims, and additional living expenses. Coverage includes structural protection, personal belongings, and specialized options like flood or hurricane endorsements. We offer customizable plans for traditional homes and manufactured/mobile properties.
Workers Compensation
We offer workers' compensation insurance for Florida businesses, covering medical expenses and lost wages for job-related injuries. Our solutions comply with state requirements and include risk management resources. Policies are tailored for industries like construction, hospitality, and manufacturing.
General Liability
Our general liability insurance protects businesses from third-party claims involving property damage, bodily injury, or advertising errors. Coverage includes legal defense costs and settlement expenses. We serve industries such as retail, professional services, and contractors.
Business Owners Policy
We provide bundled business owners policies combining property, liability, and business interruption coverage. Customizable options include equipment breakdown, cyber liability, and employee dishonesty protection. Ideal for small to mid-sized businesses in Okeechobee and statewide.
People
Jeff Polivchak
Accounting
Jeff manages financial operations at Berger Insurance Associates, ensuring accurate policy administration and client billing processes.
Jessaka Starr
Life & Health Agent and CSR
Jessaka specializes in life and health insurance products while providing client support services for policyholders.
Cheryl Zrioka
CSR/Reception
Cheryl serves as the primary office contact and handles client service requests for personal and commercial policies.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, health) and commercial insurance (workers' comp, general liability, business owners policies) for Florida clients.
How can I save money on insurance?
Our independent agency compares multiple carriers to find competitive rates tailored to your specific coverage needs and risk profile.
Do you offer business insurance solutions?
Yes, we specialize in commercial auto, workers' compensation, general liability, and business owners policies for Florida businesses.
How do I file a claim?
Call our office at 863-763-6411 or use your policy's 24-hour claims number. Have your policy details ready for faster processing.
What areas do you serve?
We primarily serve Okeechobee, Florida, and provide coverage statewide for personal and commercial insurance clients.
