Business Details
Emergency
services
Your Trusted Insurance Partner in Florida
Wells Insurance operates as an independent insurance agency dedicated to meeting diverse insurance needs across Florida. With a focus on personalized service, we represent multiple top-tier insurance carriers to provide tailored solutions for both personal and commercial clients. Our team of licensed professionals prioritizes client education, ensuring informed decisions through comprehensive assessments of individual insurance requirements. Established to serve communities in Sebring and Lake Placid, we combine local market expertise with access to competitive pricing and coverage options. Our commitment to one-on-one service extends to guiding clients through policy selection, claims processing, and ongoing support. Backed by decades of combined industry experience, we maintain strong relationships with reputable insurance providers to deliver reliable protection against risks.Transparency in communication and a client-first approach define our operational philosophy, ensuring clarity in policy details and no hidden fees. We specialize in auto, home, flood, motorcycle, and commercial insurance, among other coverage types, adapting to evolving client needs. Our agency's longevity and positive client testimonials reflect our dedication to professionalism and service excellence. Through continuous improvement in accessibility and customer engagement, we strive to be the trusted insurance partner for families and businesses throughout Florida.
Services
Auto Insurance
Homeowners Insurance
Flood Insurance
Commercial Auto
Workers Compensation
General Liability
Church Insurance
Motorcycle Insurance
Renters Insurance
Professional Liability
Highlights and features
- We offer personalized insurance solutions tailored to Florida's unique risks.
- Our team provides 24/7 claims support for urgent client needs.
- We partner with top-rated insurance carriers for competitive pricing and reliability.
- Our agents have decades of combined experience in the insurance industry.
- We specialize in both personal and commercial insurance coverage options.
What people say
Friendly and helpful staff
Competitive pricing options
Efficient claims processing
Personalized insurance solutions
Professional service experience
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual drivers and families across Florida. Our coverage options include liability protection, collision coverage, and uninsured motorist benefits. With access to multiple carriers, we help clients secure competitive rates while ensuring adequate protection for personal vehicles.
Homeowners Insurance
Our homeowners insurance solutions protect Florida residents against property damage, liability claims, and additional living expenses. Policies include coverage for hurricanes, windstorms, and other common risks specific to the region. We work with clients to customize deductibles and coverage limits based on individual needs.
Commercial Auto
Designed for Florida businesses operating company vehicles, our commercial auto insurance covers liability, physical damage, and cargo protection. We offer flexible policies for fleets of all sizes, including specialized coverage for high-risk industries. Our team ensures compliance with state regulations while optimizing cost efficiency.
General Liability
This essential coverage protects Florida businesses from third-party claims involving property damage, bodily injury, and advertising injuries. We provide policies tailored to specific industries, including restaurants, contractors, and professional services. Our agents help determine appropriate coverage limits based on business size and risk exposure.
Flood Insurance
Specializing in flood risk management, we offer NFIP-backed and private market flood insurance policies for residential and commercial properties. Our experts assess flood zone classifications to recommend appropriate coverage levels, ensuring financial protection against Florida's frequent storm-related flooding events.
People
Lonnie Wells
Owner/President
With decades of insurance industry experience, Lonnie Wells leads our agency as founder and president. He oversees strategic operations while maintaining direct client relationships. His leadership emphasizes ethical practices and community-focused service.
Lonnie Wells Jr.
Commercial Lines Producer
Specializing in commercial insurance solutions, Lonnie Wells Jr. helps businesses secure comprehensive coverage. He leverages industry expertise to address complex risk management needs while maintaining personalized client support.
Jacee Turner
Commercial Lines CSR
Jacee Turner provides dedicated support for commercial clients, handling policy administration and claims coordination. Known for her attention to detail and client-centric approach, she ensures smooth insurance processes for business owners.
Tonya Nehila
Personal Lines CSR
Tonya Nehila specializes in personal insurance policies, assisting clients with auto, home, and life coverage. Her commitment to exceptional customer service includes thorough explanations of policy options and ongoing support.
Trina Moore
Commercial Lines Manager
As commercial lines manager, Trina Moore oversees business insurance operations. She combines technical expertise with personalized service to help companies navigate complex insurance requirements and maintain adequate protection.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood, motorcycle) and commercial insurance (general liability, workers compensation, commercial auto) for clients across Florida.
How can I get a free insurance quote?
Request a free quote through our website or call us at 863-465-7155. Our agents will help compare coverage options from multiple carriers.
Do you offer 24/7 claims support?
Yes, we provide 24-hour claim reporting assistance. Contact the number on your policy documents or call our main office for immediate help.
Are you licensed to operate in Florida?
We are a Florida-licensed insurance agency serving clients statewide with properly authorized insurance products and services.
Can you help with business insurance needs?
Yes, our commercial insurance specialists create tailored solutions for Florida businesses, including liability coverage, property protection, and industry-specific policies.
How do you handle policy changes?
Submit policy change requests through our website forms or contact your assigned agent directly for prompt adjustments to your coverage.
Reviews (6)
Betty Lou Fuller
Jul 04, 2021
Report
I had a big problem and my, I thought was Prior-Agent, took care of it and I'm still in Good Hands with ALLSTATE.Thank you ladies
Richard Batte
Mar 02, 2021
Report
Very efficient and friendly people here. They deal with great companies and have competitive pricing.
Roy Thomas
Jan 08, 2021
Report
Michelle's professionalism and helping mentality is very appreciative. She is an asset to any organization. Thanks.
Charles Heninger Chaz
Dec 26, 2020
Report
Best place ever to shop for insurance auto boat and apartment. Best Homeowners prices around this place has it all.
Tim Gardner
Dec 01, 2020
Report
What a horrible place to buy insurance. The company cancels and gives Wells a month to find a replacement. 28 days in, no effort on Wells part but they promise to find a new policy by cancellation day. 1 day left. More promises. Cancellation day, no replacement company. No phone calls. No replies. The homeowner now has no insurance and their office is closed for Good Friday.!HOMEOWNER BEWARE! Just got the cancelation letter from Wells today that the insurance company didn't like my 30 year shingles that are only 18 years old, so they want to cancel the policy. Cancel date 4-2-21 received Wells letter 4-23-21 obviously no advance warning. If you own a house, STAY AWAY FROM WELLS INSURANCE!
Linda Collins
Oct 24, 2020
Report
Love working with Tonya. She is very helpful and knowledgeable. She spent over an hour helping us get everything done.
