Business Details
Your Trusted Insurance Partner in Atwater, CA
Kilgore Insurance, founded by Addie Kilgore, is a family-owned independent insurance agency serving Atwater, California, and the Central Valley region. We specialize in property and casualty insurance for personal and commercial clients, prioritizing service over sales. Our team of licensed professionals offers personalized solutions by leveraging access to multiple top-rated carriers, ensuring competitive rates and comprehensive coverage. With decades of local experience, we focus on building long-term relationships through integrity, competence, and motivation. Our commitment to exceptional customer service includes prompt claims processing, 24/7 accessibility via phone, email, and online platforms, and tailored insurance programs for homeowners, farmers, and businesses.We pride ourselves on simplifying insurance to provide peace of mind, protecting clients' assets and loved ones through customized policies. Our expertise spans auto, home, farm, commercial, and specialty insurance products, addressing unique risks from wildfire coverage to workers' compensation. Recognized for honesty and resourcefulness, we serve Merced County and surrounding areas, ensuring clients receive both immediate support and strategic risk management. As an independent agency, we combine local market knowledge with industry-leading resources to deliver reliable protection and personalized attention.
Services
Personal Insurance
Farm Insurance
Commercial Insurance
Workers Compensation
Homeowners Insurance
Auto Insurance
Umbrella Insurance
Business Owners Insurance
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our team provides access to multiple top-rated insurance carriers.
- We prioritize long-term client relationships over transactional sales.
- Our agents have decades of local market expertise in Central California.
- We guarantee prompt claims processing and 24/7 customer accessibility.
What people say
Quick response time
Expert insurance advice
Personalized attention
Professional service
Best deal guaranteed
Services
Personal Insurance
Our Personal Insurance protects individuals' assets through customized auto, home, and umbrella policies. We address unique risks like wildfire exposure for second homes while ensuring financial security. Clients benefit from competitive pricing through our carrier partnerships and personalized policy adjustments for evolving life circumstances.
Farm Insurance
Farm Insurance safeguards agricultural operations with property, liability, and crop coverage. We specialize in livestock protection, equipment breakdown, and business interruption insurance tailored to Central Valley farming conditions. Our policies address environmental risks like drought while maintaining compliance with industry regulations.
Commercial Insurance
Commercial Insurance protects businesses through property, liability, and workers' compensation policies. We serve contractors, manufacturers, and service providers with specialized programs including general liability, cyber insurance, and business interruption coverage. Our solutions adapt to industry-specific risks while maintaining cost-effectiveness.
Workers Compensation
Workers Compensation Insurance covers workplace injuries with medical expense reimbursement and wage replacement. We provide policies meeting California's regulatory requirements while offering risk management resources to prevent claims. Our service includes claims advocacy and safety program development for employers.
Homeowners Insurance
Homeowners Insurance covers structural damage, personal belongings, and liability risks. We offer policies with optional endorsements for earthquake coverage and high-value item protection. Our claims specialists ensure rapid response to natural disaster-related damages common in California's Central Valley region.
People
Addie M.E. Kilgore
Owner
Addie Kilgore founded Kilgore Insurance to provide service-focused insurance solutions in Merced County. With decades of local experience, she specializes in matching clients with customized coverage through multiple carrier partnerships. Her expertise includes navigating complex risks for homeowners, farmers, and small businesses.
Questions
What areas do you serve?
We primarily serve Atwater, Merced, Winton, and surrounding Central California communities.
What types of insurance do you offer?
We provide personal insurance (auto/home), farm insurance, commercial insurance, and business liability coverage.
Can you help with high-risk properties?
Yes, we specialize in challenging cases like wildfire-prone properties and hard-to-place commercial risks.
Are you an independent agency?
Yes, we partner with multiple carriers to find the best coverage options for your specific needs.
How do claims work?
Contact us directly for immediate claims assistance - we prioritize rapid response and transparent resolution.
Reviews (4)
Galen Giesbrecht
Aug 28, 2021
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Addie does her best to help you with all your needs. She is so friendly and nice! We do not have any plans of going anywhere else for our workers comp insurance. I highly recommend this place!
Liz LWinningham Aesd Edu
Aug 25, 2021
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I am so happy with Kilgore Insurance! I have had to deal with them several times over the last few months for my parents estate, and they are always efficient and patient! Excellent customer service!
Sen P.
Aug 24, 2021
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By far the very best of insurance companies that I have had been associated with. I have home insurance policies with Kilgore Insurance and I have nothing but great things to say. Honest, straightforward, very helpful (sometimes even if it is not their job) and resourceful. Addie Kilgore is the person that I interact with and always end up with total satisfaction to a question or a concern that need to be addressed. Remarkable support all the time. I don't have to recommend. You will see it yourself.
Mai Yang
Aug 21, 2021
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She is an expert on finding the best insurance products to meet our needs. She found us insurance when others have turned us away. She's very efficient and doesn't waste our time, while at the same time giving us personal attention. She provided valuable advice to save on insurance products. She's our go to person for insurance.
